Banking & Commercial Loan Processing Clerk jobs in San Francisco, CA

Bank of Marin, voted by our employees as one of the “Best Places to Work” in the North Bay Business Journal, is seeking a Commercial Banking Officer to join our San Mateo Commercial Banking Office. 

In a team-oriented environment, this position would be responsible to maintain a high degree of customer service by supporting loan management, credit approval, and loan documentation with timely and accurate processing of customer financial information, and information requests. Independently underwrite, recommend for approval, and document non-complex commercial and commercial real estate transactions. 

Essential Duties: 

• Use published underwriting guidelines to accurately underwrite and recommend non-complex personal and business credits, and commercial real estate for approval/decline.
• Articulate credit recommendations by accurately completing the bank standard Credit Recommendation form.
• Identify and assess the strength of the primary and secondary sources of repayment for moderately complex commercial and commercial real estate credits.
• Identify and assess key credit risks, and the factors that mitigate these risks sufficient to recommend approval of loan commitment.
• Recommend and support credit structures that monitor and mitigate key credit risk factors.
• Independently and accurately:
• Utilize loan accounting system to research loan activity.
• Identify and assess the strength of the primary and secondary sources of repayment for non-complex commercial and commercial real estate credits.
• Identify and assess key credit risks, and the factors that mitigate these risks sufficient to recommend approval of no-complex loan commitment.
• Recommend and support credit structures that monitor and mitigate key credit risk factors.
• Accurately risk grade credits.
• Manage a loan portfolio for credit quality and cross-selling.
• Prepare for customer and prospect calls, and independently conduct these calls to gather information pertinent to the credit decision.
• Other duties may be assigned. 

Professional / Educational Experience: 

Bachelor’s degree (B.A.) from four-year college or university in a related field and minimum 7-10 years’ experience and/or training; or equivalent combination of education and experience. 

The hiring pay range for this position is $94,770 to $198,619. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.

The Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process.

Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability