Banking & Commercial Loan Processing Clerk, Sr. jobs in Rapid City, SD

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We are looking for friendly smiling faces to join our loan processing team. To be considered as an applicant please complete the online application form at the Security First Bank web site. For additional information or paper application accommodations please stop by 110 East 2nd, PO BOX 249, Rushville, NE 69360 or call 308-327-2050 ext 1

Role:

The Loan Processing Specialist must possess an in-depth knowledge in all areas of consumer, commercial, and agricultural lending.

Essential Functions & Responsibilities:

• Assists branch/regional Loan Officers with specific administrative duties associated with the pre-close servicing, documentation preparation & post-close servicing for consumer, agricultural, or commercial loans.
• May be responsible for contacting customer(s) or various venders during pre-close prep work to obtain financials, appraisals, title work, insurance, flood determinations, etc.
• Evaluates new loan applications to ensure proper completion.
• Performs the processing, closing, and post-closing responsibilities for all new, refinanced, renewed, or modified loan requests.
• Prepares all loan documents in compliance with internal and external banking guidelines.
• Reviews, analyzes, and/or prepares legal documents, contracts, proposals and other records to complete documentation preparation; advises branch loan officers of additional information or documents that may be required.
• Performs HMDA processing, NFIP monitoring, and Adverse Action processing.
• May be responsible for servicing of originated loans to include the monitoring of RE taxes, Flood Insurance, Hazard Insurance, etc.
• Maintains the official Credit File documentation.
• Monitors closed loan portfolios to ensure compliance with covenants and requirements of loan closing documents in servicing the loan.
• Reviews and/or prepares exception reports & correspondences for loan servicing as assigned by Loan Operations Department and/or Branch Manager.
• Assists in monitoring the branch/region loan account General Ledgers.
• May be asked to close loans.
• Responsible for contacting customers/vendors via phone or email.
• Responsible for answering and routing incoming customer calls to appropriate lending staff.
• Promotes and represents Security First Bank and makes referrals to other departments.
• Performs other job-related duties as assigned.

Knowledge, Skills and Abilities:

Education and/or Experience.

• Associate degree or similar related experience.
• Three years of banking experience preferred.

Interpersonal Skills.

• Ability to apply bank regulations and compliance policies.
• Excellent communication and customer service skills.
• Maintain a high level of accuracy at all times.
• Superior problem-solving skills and a strong attention to detail.
• Knowledge of all loan application systems and software plus proficiency in Microsoft Office Suite programs.
• Self-motivated and able to work with little direct supervision.
• Ability to handle high volume of work and work closely with lending team.

Certificates, Licenses, Registrations: None.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing this job the employee would occasionally be required to carry loads up to and including 24lbs. It is frequently necessary to bend, squat, reach above the shoulder level, crouch, kneel, balance and push/pull equipment. Firm grasping/fine manipulation with the right/left hand is necessary. In an 8-hour day, the employee can expect to sit about 6 hours.

Work Environment:

This Job Description is not a complete statement of all duties and responsibilities comprising this position.

Security First Bank is an Affirmative Action and Equal Opportunity Employer, Minority / Female / Disabled / Veteran / Gender Identity / Sexual Orientation.