Business Banking Manager jobs in San Diego, CA

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Our Business Banking Relationship Managers are the primary advisor for our business clients. They are responsible for building, developing, and managing both new & existing relationships. Delivering financial expertise and client-centric solutions that build strong, long-term relationships. Approximately 60-70% of their time is spent on outside business development activities and growing their Centers of Influence network. Typically, these customers are companies up to $25MM in annual revenue and are a mix of pure C&I as well as Developer & Investor Commercial Real Estate. They obtain credit approval of loans within assigned limits and manage both loan and portfolio credit quality. They provide appropriate credit structure recommendations to customers, recommend appropriate bank products and services to both prospects & clients, and make appropriate referrals to other business units.

Business Banking Relationship Managers play a pivotal role in helping our business clients achieve their financial goals. They do this by approaching each and every day with a single purpose – to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead. You will also have access to an expansive set of products and solutions to better serve your business clients today and into the future.

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Five to seven years of relevant experience

Preferred Skills/Experience
- Prior Commercial & Industrial experience
- Experience working with SBA clients and prospects
- Experience managing complex credit structures and loan requests larger than $2.5MM
- Experience working with operating companies up to $25MM in annual revenue

- Proven success developing new business and COIs

- Knowledge of cash flow management and business credit underwriting with commercial credit training preferred
- Broad knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank’s products
- Demonstrated knowledge of commercial credit and credit quality
- Agile and innovative approach to problem solving and decision making
- Excellent verbal and written communication and presentation skills
- Ability to work effectively with individuals and groups across the company to manage customer relationships
- Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts

Location:
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.  

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.