Business Systems Officer (Banking) jobs in Greensboro, NC

Piedmont Business Capital – Small Business Loan Officer

“We create shared economic prosperity through equitable lending and investment.”

THE ORGANIZATION

Headquartered in Greensboro, North Carolina, Piedmont Business Capital (PBC) creates shared economic prosperity through equitable lending and investment.

Since 1992, PBC has envisioned a financially strong, culturally vibrant community where each person has access to decent jobs, homes, health care, education, healthy food, and economic opportunities. Through flexible, financial products and sound advice, PBC creates opportunities to make socially responsible investments that revitalize communities in the Piedmont region of North Carolina.

We are looking for an energetic, vibrant, seasoned professional with strong organizational skills to join our team at Piedmont Business Capital. This person will be committed to directing the continued growth of our lending operations while upholding the standard of our vision and mission.

Primary Responsibilities

The Loan Officer serves as the lead originator on loans of various sizes and complexity across industries to evaluate loan requests and work on teams to prepare loan packages for approval, including analyzing financial statements, assessing borrower’s management capacity, conducting and analyzing market and sector research, evaluating collateral information, and determining key credit and risk drivers and proposing strategies to mitigate them.

• Act as an ambassador for PBC both locally, throughout the state and industry
• Provide superior customers service to borrowers
• Actively participate in servicing and monitoring the loan portfolio along with other members of the portfolio management team
• Conduct site visits, evaluate risk management reports, and work with other team members to resolve troubled loans if needed.
• Manage an efficient loan closing process
• Maintain audit quality credit and collateral files
• Communicate with lenders regarding payment adjustments
• Manage collection of past due payments

Previous Experience:

• BA or equivalent work experience
• CDFI knowledge and experience
• 5 years experience working in the financial sector
• Experience working within the space of non-profits having a social and economic justice lens

What you bring to the job:

• Strong computer proficiency: Word, Excel, Outlook, databases, CRMs
• Excellent communication skills, both verbal and written
• Strong dedication to inclusion and servicing of underrepresented populations
• Ability to envision the future and restore the present
• Demonstrated follow through on projects
• Calm demeanor and ability to diffuse difficult situations
• An entrepreneurial mindset
• Ability to prioritize competing requests and take initiative to meet these deadlines
• Demonstrated experience in maintaining a high level of attention to detail and accuracy
• Commitment to continual learning, improvement, and professional development

Job Type: Full-time

Pay: $49,000.00 - $55,000.00 per year

Benefits:

• Dental insurance
• Health insurance
• Paid time off

Schedule:

• Day shift
• Monday to Friday

Work setting:

• In-person
• Office

Experience:

• CDFI knowledge and: 1 year (Preferred)
• Loan origination: 1 year (Preferred)
• financial sector: 5 years (Preferred)

Work Location: In person