Chief Lending Officer jobs in Huntington, WV

Chief Lending Officer leads and directs the organization's overall lending operations, policies, and loan portfolio management. Defines the vision for short-term and long-term loan production, growth, and service objectives. Being a Chief Lending Officer develops the strategy, tactics, and performance goals required to achieve targeted financial results. Creates relationships with key stakeholders, including regulators, examiners, and other external partners. Additionally, Chief Lending Officer establishes policies and procedures that comply with state and federal regulations. Builds a high-performance lending team with coaching and professional development. Requires a bachelor's degree. Typically reports to top management. The Chief Lending Officer manages a business unit, division, or corporate function with major organizational impact. Establishes overall direction and strategic initiatives for the given major function or line of business. Has acquired the business acumen and leadership experience to become a top function or division head. (Copyright 2024 Salary.com)

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AVP/Business Development Officer-Commercial & Retail Lending
  • Citizens Bank of Kentucky
  • Ashland, KY FULL_TIME
  • Equal Opportunity Employer M/F/Veteran/Disabled
    If you need assistance in applying for this or any of our other open positions, please contact 606-789-4001 and ask for Human Resources
    or email humanresource@wercitizens.bank.
     
     
     
    SUMMARY
     
    The primary responsibility of the AVP/Business Development Officer is to contribute to the management and growth of the Northern Region Retail and Commercial Loan Portfolios by assisting the SVP/Northern Market President develop new customer relationships and service existing customer relationships; both Retail and Commercial.  
     
    The AVP/Business Development Officer will become well-versed in both CBK Retail Loan Products and CBK Commercial Loan Products to assist both Retail and Commercial Loan Customers.  CBK Retail Loan Products include a variety of Consumer and Mortgage Loan Options such as In-House Mortgage Loans, Home Construction Loans, HELOCs, Auto Loans, Boat/RV Loans, Personal Loans, Credit Cards, and Secondary-Market Mortgage Loan options.  CBK Commercial Loan Products include Commercial Real Estate Loans, 1-4 Family Rental Properties, Revolving Lines Of Credit, Equipment Loans, Construction, etc.
     
    The AVP/Business Development Officer will provide a superior customer experience and promote a sales and service culture through coaching and motivating other CBK Team Members;  Meets or exceeds set performance / loan goals established for the position through new business development activities, referrals and retention of account relationships;  Makes and services a variety of mortgage and consumer loans - secured and unsecured;  Provides portfolio maintenance and various customer services as required;  Operates within assigned credit authority ensuring that established policies and procedures are followed;  Responsible for cold calling new customers to help in meeting established loan goals.  The position will have a greater emphasis on Commercial Loan Portfolio Management and Growth.
     
    ESSENTIAL DUTIES AND RESPONSIBILITIES
    • Provide professional and courteous service to all customers and CBK Team Members.
    • Generates new business by professionally and aggressively building relationships and selling the complete range of bank products and services, with a focus on loan growth and loan related services.
    • Generates loan growth by acquiring new customers and by helping close transactions with existing customers. Works to increase products / services per household and to deepen customer relationships with the bank.
    • Works with branch staff to generate leads.
    • Responsible for meeting sales volume and/or goals as assigned.
    • Openly communicates to all departments within the bank.
    • Knowledgeable of all bank's Mortgage / Consumer / Business loan products including In-House Mortgage Loan Options, Home Construction Loans, HELOCs, Auto Loans, Boat/RV Loans, Personal Loans, Credit Cards and Secondary-Market Mortgage Loan options and Commercial Real Estate Loans, 1-4 Family Rental Properties, Revolving Lines of Credit, Equipment Loans, Construction, etc.
    • Interview Mortgage/Consumer/Business Loan Applicants to obtain appropriate information.
    • Offers types of loans, terms, and loan amounts consistent with applicant’s needs and repayment ability.
    • Analyzes and evaluates credit applications following bank policies and procedures.
    • Compiles all required information from customer to underwrite Mortgage/ Consumer/ Business Loans.
    • Approves and funds loans within established lending limit.
    • Prepares files and loan presentations with recommendation for review by an Officer with a credit authority sufficient to approve such loans as necessary, or for approval by the appropriate bank credit committee as necessary. 
    • Ensures the preparation of forms and legal documents required for mortgage/consumer/business loans are complete and accurate.
    • Responsible for maintaining compliance with all applicable law and regulations.
    • Responsible for understanding and completing various debit and credit transactions associated with loan closings, loan payments, loan payoffs, etc.
    • Approved loans are forwarded to loan processing, complete with any and all necessary documentation for the subject loan to be processed accurately for closing.
    • Schedules and conducts loan closing.
    • Develops and maintains contacts with real estate agents, contractors, builders and business owners, to solicit new business or better serve existing business.
    • Calls on potential customers/businesses, identifies banking needs, and makes proposals for new business.
    • Services existing deposit and loan customer relationships
    • Responds to customer inquiries, contacting customer about delinquent payments, payment deferrals and loan extensions.
    • Responsible for collection activities on loans as needed.
    • Participates in civic and community activities to generate visibility for the bank.
    • Work is varied in nature with changing priorities.
    • Other duties may be assigned.
     
     
    CERTIFICATES, LICENSE, REGISTRATIONS:  
    This job is designated as an MLO position and as such must comply with the S.A.F.E. ACT regulations and be registered with the NMLS registry. The MLO must also comply with the bank's Safe Act policy as approved by the Board of Directors. 
     
    SALES:
    This position promotes sales strategy of the bank in order to meet the objectives set forth in the bank’s annual sales goals established.
     
     
    ACCOUNTABILITY:
    This position is responsible for the management and growth of any assigned loan portfolio and business development production goals.
     
     
    QUALIFICATIONS 
    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
     
    EDUCATION and/or EXPERIENCE
    Bachelor's degree (B. A.) from four-year College or university preferred; or 2 to 4 years related experience and/or training; or equivalent combination of education and experience.
     
    LANGUAGE SKILLS
    Ability to read and analyze technical journals, financial reports, and/or legal documents. Ability
    to respond to inquiries or complaints from customers, regulatory agencies, or members of the
    business community. Ability to read and interpret documents such as regulations, safety rules, credit policy and loan procedure manuals.  Ability to write and produce reports and correspondence for presentations to the CBO or appropriate authority. 
     
    MATHEMATICAL SKILLS
    Ability to calculate figures and amounts such as discounts, debt to income, interest, commissions, and percentages.  Ability to add, subtract, multiply and divide.
     
    REASONING ABILITY
    Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.  Ability to deal with problems involving complex variables in changing situations.
     
     
     
    OTHER SKILLS AND ABILITIES
    Must have thorough knowledge of all products, services and policies of the bank.  Strong interpersonal skills for dealing with customers and CBK Team Members.  Good cross-functional working relationship bank-wide.  Leadership ability.  Uses a personal computer or on-line terminal, calculator, printer and other office machines in the branch.
     
    PHYSICAL DEMANDS 
    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
     
    While performing the duties of this job, the employee is regularly required to sit, talk or hear. The employee is occasionally required to stand; walk; and use hands.  Specific vision abilities required by this job include close vision and the ability to adjust focus. Must be able to travel to call on customers.
     
    WORK ENVIRONMENT
    The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
     
    The noise level in the work environment is usually moderate.
     
    Exposed to a potentially hazardous condition, i.e. Robbery.
     
     
     

  • 1 Month Ago

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Chief Nursing Officer
  • Appalachian Regional Healthcare, Inc.
  • Prestonsburg, KY OTHER
  • Overview The Chief Nursing Officer provides recommendations, assistance and oversight in the development and implementation of effective nursing services, education and infection control programs. Rec...
  • 23 Days Ago

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Chief Executive Officer
  • Appalachian Regional Healthcare, Inc.
  • Prestonsburg, KY OTHER
  • Overview CEO is responsible and accountable for directing all functions and activities within the appointed hospital and its respectivebusiness units along each domain of the “Triple Aim” (patient saf...
  • 1 Month Ago

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Chief Operating Officer, East Region
  • Addiction Recovery Care
  • Louisa, KY FULL_TIME
  • Are you looking for the best place to work? Join Addiction Recovery Care, LLC (ARC) which was selected as one of the 2024 Best Places to Work in Kentucky by the Kentucky Chamber of Commerce, based on ...
  • 26 Days Ago

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Chief Nursing Officer - ARH Advanced Care, Inc.
  • Appalachian Regional Healthcare, Inc.
  • South Williamson, KY OTHER
  • Overview The Chief Nursing Officer provides recommendations, assistance and oversight in the development and implementation of effective nursing services, education and infection control programs. Rec...
  • 6 Days Ago

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Crew Chief
  • SERVPRO of Huntington/Boyd, Carter, Greenup &...
  • Flatwoods, KY FULL_TIME
  • Benefits: 401(k) 401(k) matching Free food & snacks Paid time off Training & development Wellness resources SERVPRO of Huntington/Boyd, Carter, Greenup & Lewis Counties is hiring a Crew Chief! Benefit...
  • 1 Month Ago

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0 Chief Lending Officer jobs found in Huntington, WV area

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Fuel Compliance Officer - 12 Month Roster
  • Department Of The Treasury
  • Huntington, WV
  • Duties WHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION DIVISION? A description of the business units can be found at: h...
  • 4/24/2024 12:00:00 AM

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Fuel Compliance Officer - 12 Month Register
  • Department Of The Treasury
  • Huntington, WV
  • DutiesWHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION?A description of the business units can be found at: https://www....
  • 4/24/2024 12:00:00 AM

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Financial Representative
  • Modern Woodmen of America
  • Ashland, KY
  • The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
  • 4/24/2024 12:00:00 AM

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Financial Representative
  • Modern Woodmen of America
  • Huntington, WV
  • The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
  • 4/22/2024 12:00:00 AM

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Internal Revenue Agent (Senior Revenue Agent (Examiner) -12 MONTH ROSTER
  • Department Of The Treasury
  • Huntington, WV
  • Duties WHAT IS THE SBSE - SMALL BUSINESS SELF EMPLOYED DIVISION? A description of the business units can be found at: ht...
  • 4/22/2024 12:00:00 AM

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Financial Representative
  • The Western and Southern Life Insurance Company
  • Huntington, WV
  • Explore Your Future at Western & Southern Life Do you have a desire to be part of a team of talented people who are driv...
  • 4/21/2024 12:00:00 AM

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Assistant Branch Manager
  • Ashland Credit Union
  • Ashland, KY
  • At Ashland Credit Union (ACU), we look for people who are ready to Own Their Journey! Whether you are just beginning you...
  • 4/21/2024 12:00:00 AM

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Finance Director - Louisa, KY
  • Addiction Recovery Care
  • Huntington, WV
  • Are you looking for the best place to work? Join Addiction Recovery Care, LLC (ARC) which was selected as one of the 202...
  • 4/20/2024 12:00:00 AM

Huntington is in the southwestern corner of West Virginia, on the border with Ohio, on the southern bank of the Ohio River, at the confluence with the Guyandotte River. The city lies within the ecoregion of the Western Allegheny Plateau. Most of the city is in Cabell County, for which it is the county seat. A portion of the city, mainly the neighborhood of Westmoreland, is in Wayne County. Huntington is commonly divided into four main sections. The north/south divider is the CSX railroad tracks, while the east/west divider is First Street. Residents of Huntington are called "Huntingtonians." A...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Chief Lending Officer jobs
$186,191 to $296,423
Huntington, West Virginia area prices
were up 1.2% from a year ago

Chief Lending Officer in Charleston, SC
In the new position, Micco will oversee the commercial and residential lending departments, grow the bank’s loan portfolio and promote business relationships.
January 30, 2020
Chief Lending Officer in Bakersfield, CA
“From consumer to mortgage lending, Sharonview offers a range of options to our members and it’s important for us to have a CLO that can drive those services while expanding what we offer,” says President/CEO Bill Partin.
January 26, 2020
Chief Lending Officer in Danbury, CT
“Nathan’s significant experience and collaborative leadership skills will play a key role in expanding Travis Credit Union’s commercial and consumer lending initiatives to offer even greater value and convenience to our members moving forward,” Nelson said.
January 15, 2020