Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
First United Bank is accepting applications for a Credit Analyst Intern in our Amarillo Colonies Banking Center.
Job Duties:
The Credit Analyst Intern will learn and assist with the general duties of the credit analyst department which include helping the credit analysts with monitoring loan covenants, interim construction monitoring, spreading financial statements, debt and deposit summaries for customers, ordering appraisals, and other duties as assigned. The intern will be able to experience a glimpse of the credit analyst program at First United Bank, which serves as an officer development program.
Other Important Information:
Minimum Qualifications:
Please upload your resume and transcript to be considered. The transcript can be an unofficial copy.
First United Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
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