Commercial Credit Analyst jobs in Beaumont, TX

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Business Analyst - Invoice-to-Cash (Hybrid)
  • Heidelberg Materials
  • Beaumont, TX FULL_TIME
  • Credit Business Analyst – Invoice-to-Cash (Hybrid)

    Heidelberg Materials is seeking a qualified Credit Business Analyst to join our team in Irving, Texas.

    Heidelberg Materials provides the materials to build our future. Our future is sustainable. Our future is digital. And it goes beyond cement, aggregates, and ready-mixed concrete. Heidelberg Materials North America, previously known as Lehigh Hanson, operates more than 450 locations with approximately 9,000 employees in the U.S. and Canada.

    What you’ll get to do 
     
    • Act as a subject matter expert on Credit and Accounts Receivable data, its source systems, the business transactions and processes that create, impact and transform that data
      • ERP transaction based systems
        • SAP and JDE
      • Credit and collections systems
        • GetPaid and Dun & Bradstreet Finance & Analytics
      • Reporting tools
        • BI/BW, Analysis for Excel, Business Objects, Essbase, Celonis, and Tableau
    • Gather and analyze data to create high-quality and actionable reporting to empower decisions and aid in the transparency of performance measurements 
      • Optimize analysis and reporting processes to ensure accuracy of data, efficiency in preparation and         timeliness of delivery
      • Investigate anomalies discovered in data analytics and propose action(s) to resolve
      • Define and document clear and consistent end-to-end processes in support of all assigned deliverables
    • Identify and manage opportunities to drive improvements in the end-to-end I2C process stream. 
      • Partner with relevant stakeholders, I2C Business Process Owners, NAM Digital (IT Dept), I2C Management, NAM Shared Service Center (SSC) Accounting, and others in the business organization to drive projects to successful outcomes
      • Facilitate discussions with team members, subject matter experts and management members to discover and document process improvements ensuring alignment of objectives and priorities
      • Define functional requirements to initiate change and/or close process gaps
      • Initiate and manage process improvement activities and ensure effective governance and risk controls exist
      • Evaluate the system's compliance with the business requirements and verify that the application meets the required criteria for delivery by executing regression and acceptance testing
      • Perform production verification testing to ensure that changes released are working as intended in their new and final environment; measure the effectiveness of the new and standardized process(es) once implemented.

    Essential Experience and Skills 
     
    • Bachelor’s Degree in Business Administration or equivalent, with concentration in Accounting, or Finance Analytics
    • Three to five years of experience in credit, financial reporting, process optimization, business analysis, project management or business management
    • Demonstrates commitment and engagement through extraordinary work ethic
    • Propensity to be proactive, solution-oriented, demonstrates ownership, accountability and commitment to continuous improvement and the production of high-quality deliverables
    • Critical thinker with strong analytical, problem-solving and decision-making skills
    • Quickly and positively adapts to change
    • Expert in data analytics and reporting using Business Intelligence Tools
    • Proficient in transactional ERP environments, especially SAP and JDE
    • Highly skilled in Microsoft Office, particularly in Excel, Analysis and pivot tables 
    • Excellent analytical and organizational skills with a proven track record of meeting deadlines
    • Engages coworkers and works collaboratively as part of a team
    • Exceptional written and verbal communication skills
    • Strong interpersonal and administrative skills

    Preferred Experience and Skills 
     
    • Functional and/or administrative knowledge of GetPaid and Dun & Bradstreet Finance & Analytics
    • Working knowledge of Analysis for Excel, Business Objects, Essbase, Celonis, or Tableau
    • Insight into SAP Customer Master and Credit Master data and processes

    What we have to offer
    • Competitive base salary and participation in our annual incentive plan
    • Competitive benefits programs
    • Hybrid office environment
    • 401k retirement savings plan with an automatic company contribution as well as matching contributions

  • 22 Days Ago

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Advisor credit
  • Lee College
  • Liberty, TX FULL_TIME
  • Position Overview Starting Salary Range is $52,159 -$59,984. The initial salary offer is commensurate with education and related work experience. Serve as the point of contact between the Lee College ...
  • 4 Days Ago

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Regional Credit Manager
  • Heidelberg Materials
  • Beaumont, TX FULL_TIME
  • The Role and the Company Heidelberg Materials provides the materials to build our future. Our future is sustainable. Our future is digital. And it goes way beyond cement, aggregates and ready-mixed co...
  • 22 Days Ago

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Community Manager-Tax Credit
  • RPM Living
  • Beaumont, TX FULL_TIME
  • Overview Looking for something different? We ARE that something different at RPM Living. Dynamic and fast growth culture and multiple nationwide opportunities let YOU shape your future with us. Top in...
  • 23 Days Ago

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Credit & Collections Assoc (Hybrid)
  • Heidelberg Materials
  • Beaumont, TX FULL_TIME
  • Credit & Collections Associate – Cement (Hybrid)Heidelberg Materials is seeking a qualified Credit & Collection Associate to join our team in Irving, Texas.Heidelberg Materials provides the materials ...
  • 5 Days Ago

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Advisor, Dual Credit - Liberty
  • Lee College
  • Liberty, TX FULL_TIME
  • Position Overview Starting Salary Range is $52,159 -$59,984. The initial salary offer is commensurate with education and related work experience. Serve as the point of contact between the Lee College ...
  • 6 Days Ago

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0 Commercial Credit Analyst jobs found in Beaumont, TX area

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Regional Accountant II
  • Texas Health & Human Services Commission
  • Beaumont, TX
  • Accountant II-Perform advanced level accounting and analysis work applying accepted HHSC policies and procedures for the...
  • 3/28/2024 12:00:00 AM

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Community Representative for Clinical Trials
  • Advarra
  • Beaumont, TX
  • Advarra is looking for individuals with a science, healthcare, or safety background to serve as a community representati...
  • 3/28/2024 12:00:00 AM

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HVAC Service Technician
  • Lane Valente Industries
  • Beaumont, TX
  • Lane Valente Industries is a Leading International construction and facility maintenance company with offices throughout...
  • 3/28/2024 12:00:00 AM

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Benefits Representative - Entry Level -Interviewing This Week
  • Vasu Agency
  • Beaumont, TX
  • If you are interested in working with an amazing team, with full training from the ground up, weekly pay, and flexible h...
  • 3/28/2024 12:00:00 AM

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Summer Track & Field Supervisor (Temporary)
  • City of Beaumont, TX
  • Beaumont, TX
  • Salary: $12.00 Hourly Location : Beaumont, TX Job Type: Seasonal Job Number: 5444 Department: Recreation Division: Recre...
  • 3/28/2024 12:00:00 AM

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Equipment Operator - Streets (Skilled)
  • City of Beaumont, TX
  • Beaumont, TX
  • Salary: $18.00 Hourly Location : Beaumont, TX Job Type: Full Time Job Number: 5547 Department: Public Works Department D...
  • 3/28/2024 12:00:00 AM

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Accounting Controller
  • Air Services Unlimited
  • Beaumont, TX
  • Job Description Job Description We are looking for an Accounting Controller to join our team! You will be responsible fo...
  • 3/27/2024 12:00:00 AM

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Payroll Admin Assistant
  • Patriot Security EOC
  • Nederland, TX
  • Job Description Job Description HIRING Payroll Admin Assistant You’re looking to become part of a great team in beautifu...
  • 3/26/2024 12:00:00 AM

Beaumont (/ˈboʊmɒnt/ BOH-mont) is a city in and the county seat of Jefferson County, Texas, in the United States, within the Beaumont–Port Arthur Metropolitan Statistical Area. Located in Southeast Texas on the Neches River about 85 miles (137 km) east of Houston (city center to city center), Beaumont had a population of 117,267 at the time of the 2010 census, making it the thirtieth-most populous city in the state of Texas. Beaumont was founded as a town in 1835. The early European–American settlement had an economy based on the development of lumber, farming, and port industries. In 1892, Jo...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$51,041 to $66,823
Beaumont, Texas area prices
were up 1.2% from a year ago

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