Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Do you find reviewing and analyzing information fun? As a Credit Analyst with First Bank you would be responsible for compiling, examining and analyzing business and financial information to provide input on creditworthiness of current or prospective customers. In addition, you will coordinate Senior Loan Committee meetings, organize customer information into easily understandable presentations and back up our Cash Management Specialist.
To complete the analysis process, you must have knowledge of business and individual financial statements and documents and have excellent organization skills, attention to detail and accuracy. Being able to analyze and provide informed and meaningful input on creditworthiness of customers will mean you have mastered the position. Click the job description to view full details of the position.
Apply online today to start your career with First Bank!
First of Waverly and First Bank is an Equal Opportunity Employer of minorities/females/disable or other protected classes.
Clear All
0 Commercial Credit Analyst jobs found in Cedar Falls, IA area