Commercial Credit Analyst jobs in Cincinnati, OH

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Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-time Commercial Credit Analyst.

The Commercial Credit Analyst will research and analyze credit worthiness, assessing the risk based upon the financial health of our current and potential business customers.

Essential Duties and Responsibilities include the following. Other duties may be assigned to meet business needs.

• Perform credit investigation and analysis of commercial equipment leasing applications, including cash flow and financial statement analysis.
• Spread and analyze financial statements, corporate tax returns, personal financial statements, A / R & A / P reports, and other data in order to prepare lease evaluations.
• Review financial packet and determine additional information needed in order to proceed with the transaction.
• Render credit decisions on lease applications.
• Notify sales representatives of all conditions of lease approvals and inform the sales support staff of any non-standard documentation requirements.
• Attend credit committee meetings and present transactions to committee as appropriate.
• Perform ongoing review of customers. Interact with executive officers, sales managers, and sales representatives, as well as potential and existing customers.
• Complete work assignments within timeframes established.
• Other duties may be assigned to meet business needs

Qualification / Requirements :

• 4 year college degree with BS in Business Administration with a concentration in Business Administration or Finance.
• Minimum of 5 year experience in Commercial Credit Analysis.
• Superior ability to analyze financial statements and tax returns.
• Must have excellent interpersonal, negotiation, analytical, problem solving and communication skills.
• Must have strong written and verbal skills.
• Must have a strong working knowledge of MS Word and Excel.

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran / military service, or any other characteristic protected by law.

We are an E-Verify Employer.

Last updated : 2024-03-23