Commercial Credit Analyst jobs in Clarksville, TN
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Bank Credit Analyst "Experienced Preferred"
- Legends Bank
-
Clarksville, TN
FULL_TIME
-
Legends BankJob DescriptionJob Title: Credit AnalystDepartment: LoansReports To: Credit OfficerFLSA Status: Non-exemptSUMMARYAnalyzes credit data to estimate degree of risk involved in extending credit or lending money to businesses or individuals by performing the following duties.ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.Analyzes credit information and conducts credit investigations related to lending to establish the financial condition of potential borrowers.Knowledgeable and current on RESPA and TRID laws and disclosures as well as UCC’s, Deeds of Trust, Good Faith Estimates, HUD statements and Truth in Lending documents.Evaluates results of investigations, prepares reports of findings for loan officers.Performs credit inquiries for the bank as requested.Maintains and reviews customer financial spreadsheets.Analyzes loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and bank files.Prepares spread sheets, reports, summaries, and opinions for bank lenders on new, renewal and existing loans.Manages financial information files to generate current reports, statements, accounts receivable and other information on customer accounts.Works with lenders to help structure and maintain credit relationships while maintaining bank policies, procedures, and regulations.Consults with Credit Officer to assist in analysis planning.Reviews existing loan files for the bank on a regular basis.Promotes and cross-sells other bank products and services as appropriate to customer needs.QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required to include banking regulation knowledge; ability to protect the confidentiality of all financial date relating to financial institution and its customers. Must maintain bank policies and guidelines.EDUCATION and/or EXPERIENCE Bachelor’s degree with 1 years’ experience as a credit analyst/loan administration; preferably Bachelor’s in Finance or Accounting, with 3 years’ experience as a credit analyst.Language Skills This position requires strong written skills with the ability to write reports, bank correspondence, and procedure manuals. Requires strong oral communication skills with the ability to effectively present information and respond to questions. Requires a high level of attention to detail with strong analytical, organizational, and problem-solving skills; ability to work independently, multi-task and manage priorities and workflow within a constantly changing environment.Mathematical/Reasoning Skills Ability to calculate figures. Ability to apply concepts of basic financial reports. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.Computer/Office Skills To perform this job successfully, an individual should have knowledge of Internet, Spreadsheet and Word Processing software. Ability to operate and copier, printer, scanner, telephone system, calculator, and fax machine.PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee is frequently required to use hands to finger, handle, or feel. The employee is occasionally required to stand; walk, bend, stretch and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close and peripheral vision. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- 17 Days Ago
Senior Business Analyst Insurance-Corporate & Commercial
- Fincons Group
-
Charlotte, TN
FULL_TIME
- Fincons Group è una società di consulenza IT che da 40 anni progetta il futuro digitale di aziende leader sui mercati internazionali. Forte della propria capacità di anticipare ed interpretare i nuo...
- 14 Days Ago
Bank Teller
- Commercial Bank & Trust Company
-
Paris, TN
FULL_TIME
- Commercial Bank & Trust Company is currently seeking a Teller in Paris, TN. Duties of this position include:Cashes checks; accepts deposits and loan payments and safety deposit rent; sells Official Ch...
- 21 Days Ago
Help Desk Coordinator (In Person)
- Commercial Bank & Trust Company
-
Paris, TN
FULL_TIME
- Commercial Bank & Trust Company is currently seeking a help desk coordinator in Paris, TN. Duties of this position include:Role and Responsibilities:Assists with all IT duties as it relates to the ban...
- 5 Days Ago
Trust Specialist
- Commercial Bank & Trust Company
-
Paris, TN
FULL_TIME
- Role and Responsibilities:Assists Special Assets Manager with Real Estate, automobiles, and other assets as directed.Performs general office duties and manages projects as directed by the Senior Trust...
- 7 Days Ago
Teller (Part-Time)
- Commercial Bank & Trust Company
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Paris, TN
PART_TIME
- Role and Responsibilities:Performs the duties of a paying and receiving teller; cashes checks; accepts deposits and loan payments and safety deposit rent; sells Official Checks, cashes savings bonds, ...
- 7 Days Ago
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0 Commercial Credit Analyst jobs found in Clarksville, TN area
Commercial Credit Analyst
- Altius Search Group
-
Nashville, TN
- Commercial Credit Analyst | Equipment Finance | Nashville, TN The Analysts primary responsibility is to analyze and make...
- 4/25/2024 12:00:00 AM
Closing Specialist - Springfield, TN
- Hiring Now!
-
Springfield, TN
- Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Ar...
- 4/24/2024 12:00:00 AM
Customer Support Business Specialist
- Dyno Nobel Inc.
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Nashville, TN
- **Customer Support Business Specialist** Location **US - TN - Nashville** Job Code **30005039** # of Openings **1** **Jo...
- 4/24/2024 12:00:00 AM
Commercial Credit Analyst
- Altius Search Group
-
Nashville, TN
- Commercial Credit Analyst | Equipment Finance | Nashville, TN The Analyst’s primary responsibility is to analyze and mak...
- 4/22/2024 12:00:00 AM
Account Sales Manager (EDM)
- DSI
-
Nashville, TN
- DSI is a sales enablement company with an immediate career opportunity for a motivated Account Sales Manager (ASM) for o...
- 4/21/2024 12:00:00 AM
Credit Support Analyst - Cat Card
- Caterpillar
-
Nashville, TN
- Career Area: Finance Job Description: Your Work Shapes the World at Caterpillar Inc. When you join Caterpillar, you're j...
- 4/21/2024 12:00:00 AM
Credit Support Manager - Cat Credit
- Caterpillar
-
Nashville, TN
- Career Area: Finance Job Description: Your Work Shapes the World at Caterpillar Inc. When you join Caterpillar, you're j...
- 4/21/2024 12:00:00 AM
EDUCATION SERVICES SPECIALIST
- Naval Education and Training Command
-
Nashville, TN
- Summary You will serve as a EDUCATION SERVICES SPECIALIST for the NAV RECRUITING DISTRICT NASHVILLE. This job is open to...
- 4/21/2024 12:00:00 AM
About Clarksville, Tennessee
Clarksville is the county seat of Montgomery County, Tennessee, United States. It is the fifth-largest city in the state behind Nashville, Memphis, Knoxville, and Chattanooga. The city had a population of 132,929 at the 2010 census, and an estimated population of 153,205 in 2017.
It is the principal central city of the Clarksville, TN–KY metropolitan statistical area, which consists of Montgomery and Stewart Counties in Tennessee, and Christian and Trigg Counties in Kentucky.
The city was founded in 1785 and incorporated in 1807, and named for General George Rogers Clark, frontier fighter and ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$47,633 to $62,370
Clarksville, Tennessee area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
What does a Commercial Credit Analyst do?
Commercial Credit Analyst in Moline, IL
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Commercial Credit Analyst in Galveston, TX
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February 21, 2020
Commercial Credit Analyst in Fargo, ND
The Commercial Credit Analyst role within Hewlett Packard Enterprise Financial Services (HPEFS) supports the rapidly growing and Channel segment.
January 02, 2020
This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
January 01, 2020