Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Credit Analyst –$75,000 Comprehensive Benefits– Concord, NH / Hybrid
The Role
Are you adept at analysing financial data to make informed decisions? Do you thrive in a dynamic environment where attention to detail is key? If so, we have an exciting opportunity for you.
We are a loans, capital and technical assistance provider, looking to appoint a self-motivated Credit Analyst to our growing team.
The successful candidate will play a crucial role in the lending process, reviewing credit data to evaluate commercial loan requests and informing the application approval/denial process.
This role offers an exciting opportunity for individuals with a passion for financial analysis and a drive to support community development.
Key Responsibilities:
The Organization
Established in 1983, The New Hampshire Community Loan Fund stands as a beacon of community development finance. With an unwavering commitment to ushering in home ownership, fostering business growth, promoting sustainable practices, and supporting communities, we have become a trusted name in our domain. Our ethos is deeply rooted in diversity, equity, and inclusion, and we celebrate the collective strength drawn from our differences.
The Person
If you are keen on joining this exciting, forward-thinking organization and taking the next step in your career, then please click the apply now button to find out more.
Job Type: Full-time
Ability to Relocate:
Work Location: In person
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