Commercial Credit Analyst jobs in Dayton, OH

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • ITW
  • Troy, OH FULL_TIME
  • Company Description

    Hobart Service, an Illinois Tool Works Company, has been in business for over 125 years and is the trusted source for Commercial Food Equipment Service Solutions.  We have over 1,700 associates nationwide who serve as valued partners to our customers.  Our employees are dedicated to providing the best customer service, give back to the communities where they live and work, and demonstrate the ITW values of Integrity, Simplicity, Trust, Respect and Shared Risk.

    Job Description

    Hobart Service is seeking an experienced Credit Analyst. This position will support the organization in regard to Accounts Receivable in receiving timely responses on customer payments. This person must possess excellent customer service skills, ability to make 30-50 collection calls daily, manage a high level of confidentiality, and provide strong problem solving and analytical skills. 

    Qualifications

    Minimum Qualifications:

    • Associates Degree in Accounting, Finance, or Business, or 3 years’ in a collections, or similar experience. 
    • An understanding of billing, collections and receivable procedures.
    • Strong written and verbal communication skills.
    • A strong attention to detail and ability to complete job duties with a high degree of accuracy.
    • Must be able to work as part of a team with peers and leadership within the organization.

    Preferred Qualifications:

    • Active member of National Association of Credit Management
    • Completion of formal credit program
    • Knowledge of food industry and food industry operations
    • Comprehensive analysis of financial information and assessing the risk of offering credit to customers in accordance with established corporate policy and optimizing corporate profitability.
    • Maintain existing credit accounts on an on-going basis.  
    • File proofs of claim in bankruptcy conditions and negotiate “Preference” payment conditions.  

    Additional Information

    Why work for us?

    • Competitive pay
    • Great insurance options with low premiums
    • Paid vacation and holidays
    • 401K with company match
    • Extensive on-the-job, online, and classroom training
    • Service vehicle, uniforms, and safety equipment provided
    • Safety-conscious work environment

    Hobart Service is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.


    ITW and Hobart Service are committed to providing a healthy and safe environment for all employees. To demonstrate this commitment, Hobart Service is tobacco-free (including e-cigarettes) on campuses and within company vehicles and maintains a drug-free workplace.


    If you are a qualified individual with a disability and are unable or limited in your ability to use or access the online application system process due to your disability, please contact Human Resources at [email protected] to request assistance. No other requests will be acknowledged.

    ITW is an equal opportunity employer. We value our colleagues’ unique perspectives, experiences and ideas and create workplaces where everyone can develop their careers and perform to their full potential. 

    As an equal employment opportunity employer, ITW is committed to equal employment opportunity and fair treatment for employees, beginning with the hiring process and continuing through all aspects of the employment relationship. 

    All qualified applicants will receive consideration for employment without regard to race, color, sex, gender identity, sexual orientation, religion, national origin, age, disability, protected Veteran status or any other characteristic protected by applicable federal, state, or local laws.  

  • 7 Days Ago

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Credit Analyst
  • Hobart Service
  • Troy, OH FULL_TIME
  • Company Description Hobart Service, an Illinois Tool Works Company, has been in business for over 125 years and is the trusted source for Commercial Food Equipment Service Solutions. We have over 1,70...
  • 1 Month Ago

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Credit and Collections Analyst
  • ITW
  • Troy, OH FULL_TIME
  • Company DescriptionAt ITW Food Equipment Group, people and food are our passion. We believe great food brings people together, and the relationships we share feed our inspiration to be the best we can...
  • 1 Month Ago

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Credit and Collections Analyst
  • ITW Food Equipment Group
  • Troy, OH FULL_TIME
  • Company Description At ITW Food Equipment Group, people and food are our passion. We believe great food brings people together, and the relationships we share feed our inspiration to be the best we ca...
  • 1 Month Ago

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Collections Credit Analyst
  • R+L Carriers
  • Wilmington, OH FULL_TIME
  • Credit Collection Analyst, Starting $15.00 - $18.00 hr Full-Time, Monday - Friday, Various Shifts Earn 1 week of vacation after 90 days of employment Come and experience the difference with R L Carrie...
  • 2 Months Ago

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Commercial Cleaner (Near Dayton Mall)
  • Sonshine Commercial Cleaning
  • Miami, OH PART_TIME
  • Job descriptionAt Sonshine Commercial Cleaning, we are always looking for dedicated, hard working, dependable associates to maintain our high standards of excellence in cleaning office, medical, educa...
  • 15 Days Ago

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0 Commercial Credit Analyst jobs found in Dayton, OH area

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Commercial Credit Analyst (Summit Funding Group)
  • First Financial Bank
  • Mason, OH
  • We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as ...
  • 4/23/2024 12:00:00 AM

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Commercial Credit Analyst (Summit Funding Group)
  • First Financial Bank
  • Mason, OH
  • We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as ...
  • 4/23/2024 12:00:00 AM

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Commercial Credit Analyst
  • Summit Funding Group, Inc.
  • Mason, OH
  • Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-...
  • 4/22/2024 12:00:00 AM

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Commercial Credit Analyst
  • Summit Funding Group, Inc.
  • Mason, OH
  • Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-...
  • 4/22/2024 12:00:00 AM

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Accountant
  • Elliott Tool Technologies
  • Dayton, OH
  • Accountant Elliott Tool Technologies is looking for an Accountant who enjoys solving customer challenges and managing an...
  • 4/22/2024 12:00:00 AM

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Income Tax Auditor
  • City of Dayton
  • Dayton, OH
  • Responsibilities Provides accounting and professional customer service to clients regarding their obligations and compli...
  • 4/21/2024 12:00:00 AM

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Commercial Credit Analyst
  • Summit Funding Group Inc.
  • Mason, OH
  • Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-...
  • 4/20/2024 12:00:00 AM

S
Commercial Credit Analyst
  • Summit Funding Group Inc.
  • Mason, OH
  • Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-...
  • 4/20/2024 12:00:00 AM

Dayton (/ˈdeɪtən/) is the sixth-largest city in the state of Ohio and the county seat of Montgomery County. A small part of the city extends into Greene County. The 2017 U.S. census estimate put the city population at 140,371, while Greater Dayton was estimated to be at 803,416 residents. This makes Dayton the fourth-largest metropolitan area in Ohio and 63rd in the United States. Dayton is within Ohio's Miami Valley region, just north of Greater Cincinnati. Ohio's borders are within 500 miles (800 km) of roughly 60 percent of the country's population and manufacturing infrastructure, making t...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$51,168 to $66,998
Dayton, Ohio area prices
were up 1.3% from a year ago

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