Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Sound is looking for…
A Senior Business Loan Underwriter / Credit Analyst to join our team! As the Senior Business Loan Underwriter/ Credit Analyst you will provide clear and complete documentation and assist in the loan decision making process. You will provide analysis of the following: cash flow, collateral, management, balance sheet and income for all business loan types. In this role, you will prepare credit presentations and credit memos for all loan types including, but not limited to investment CRE, owner occupied CRE, SBA, C&I, and USDA. As the Senior Business Loan Underwriter / Credit Analyst you will be responsible for analyzing complex business credit and underwriting credit presentation with analysis and explanations to be presentable to credit decision makers with limited management assistance.
At Sound you will experience…
As a Senior Business Loan Underwriter – Credit Analyst you will…
Our ideal candidate will bring to the team…
In addition:
As a team member of Sound, you will receive…
Your compensation:
At Sound Credit Union we believe in paying our employees a fair and living wage. Individual offers are made dependent upon a candidate’s prior experience and education level as it pertains to their role. This strategy promotes a talented and empowering work environment that we hope you will be a part of! Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered, as well as for room for growth and tenure achieved in a role over time. Typical new hire salary offers fall within the minimum to midpoint of a pay range for many candidates, which allows us to offer merit-based salary increases.
Minimum: $41.35
Midpoint: $51.68
Maximum: $62.02
Your hours:
A hybrid schedule Monday - Friday: 8 am - 5 pm
In your role you will have the ability to combine in-person and remote work.
About Sound Credit Union…
Sound Credit Union (Sound) was founded in 1940 and is one of Washington State’s largest credit unions. We have 26 full-service branches located throughout the Puget Sound region. At Sound, we pride ourselves on making connections with our members, employees, and community. We’d love to share more about why Sound is somewhere you want to be, apply now, and visit our website at: www.soundcu.com.
The future is in our hands…
Sound Credit Union is proud to be an Equal Opportunity and Affirmative Action employer that is committed to diversity, equity, and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, veteran status, disability, age or any other protected status.
People of color, women, LGBTQIA , veterans and persons with disabilities are encouraged to apply!
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0 Commercial Credit Analyst jobs found in Everett, WA area