Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
ABOUT US :
Chugach Alaska Corporation (Chugach) is an Alaska Native Corporation committed to sustainable profitability, celebration of our heritage and responsible ownership of our lands.
Formed in 1972 under the Alaska Native Claims Settlement Act (ANCSA), Chugach is dedicated to the advancement of our people through meaningful economic and cultural shareholder programs and benefits, retaining our traditional lands and cultural heritage and participating in the economy.
This purpose has led us to create a balanced portfolio of business enterprises, financial investments, and land development projects capable of generating prosperity for current and future shareholders.
Our family of companies operate in the government, energy, and facilities service industries, with more than 4,500 employees across 150 locations and six countries.
As an Employer of Choice, we offer competitive compensation and benefits, professional development opportunities and more.
EXPECTED BEHAVIORS
AAO, owned by Chugach Alaska Corporation, is looking for more people who believe that the following behaviors are fundamental to any job :
DUTIES AND RESPONSIBILITIES :
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JOB SPECIFIC COMPETENCIES
Last updated : 2024-04-14
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