Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Bragg Mutual Federal Credit Union, located in Fayetteville, NC, is seeking experienced candidates for the position of VP of Lending. Serving as the senior lending executive of the credit union, this role is responsible the leadership and oversight of consumer lending, mortgage lending, commercial lending, and the collection function of the organization. Manages the administration of the loan department, to include budgeting, training, supervision, and portfolio management.
Some of the duties and responsibilities of this position include:
This senior-level role requires the following:
Core Competencies needed for this job include:
Position Competencies:
For immediate consideration, please provide your resume and cover letter. PLR Talent Forward (a division of Carolinas Credit Union League) is assisting Bragg Mutual with the coordination of this search.
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