Commercial Credit Analyst jobs in Kansas City, KS

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Commercial Credit Risk Analyst II
  • TreviPay
  • Overland Park, KS FULL_TIME
  • At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation.  

     

    Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment. 


    The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit decisions on small business credit applications falling outside of automated decisioning thresholds (grey area).    As part of a best-in-class risk team, the Risk Analyst helps drive sustainable growth by making informed fraud and credit risk decisions within established parameters.   They utilize various policies, processes and tools and they collaborate across multiple risk and business teams to make and record informed risk decisions.    They hold a level of credit approval authority appropriate for the role. 

      

    Responsibilities: 

    ·       Makes ‘grey area’ scored portfolio decisions on credit applications for small businesses in multiple countries. 

    ·       Evaluates international public and private company credit applications for fraud risk and credit worthiness by assessing documents and data as prescribed by policy 

    ·       Independently delivers and documents analysis to facilitate decision making while adhering to credit policies, guidelines, and applicable regulatory requirements. 

    ·       Identifies additional information requirements needed to properly assess risk of the transaction and works effectively with leadership and partners to promote collection. 

    ·       Interacts directly with customers or clients as needed to fully assess fraud and credit risk. 

    ·       Participates in development of program policies and procedures. 

    ·       Participates in credit department ad-hoc projects as needed. 

    ·       As a senior member of the team, they may frequently interact with program clients, may be delegated certain leader authorities in their absence, and are expected to mentor more junior members of the team. 

      

    Qualifications:  

    ·       Ability to quickly and accurately evaluate credit applications routed for manual adjudication (grey area) to determine if the credit risk profile is acceptable and to ensure any fraud indicators are acceptably mitigated. 

    ·       5 Years of experience in small business application ‘grey area’ adjudication. 

    ·       Completion of advanced courses in finance, accounting, and credit either through a bank sponsored training program or college course work. 

    ·       Advanced knowledge of commercial credit philosophy and regulatory environment. 

    ·       Strong analytical and problem-solving skills. 

    ·       Ability to formulate and articulate objective views based upon professional analysis. 

    ·       Strong verbal, written, and interpersonal skills. 

    ·       Works effectively in a team environment, while assuming individual responsibility. 

    ·       Demonstrates expert level knowledge of TreviPay’s client programs and credit policies. 

    ·       Qualifies to hold the maximum credit authority for this segment and may occasionally be delegated certain leader authorities in their absence. 

    ·       Experience using at least $50,000 individual credit authority. 

       

    Preferred Qualifications: 

    ·       International commercial fraud and credit risk experience 

    ·       Credit risk experience in either indirect, small business or credit card industries in a scored environment 

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    Why you will love working at TreviPay

    ·       Competitive salary

    ·       Paid parental leave

    ·       Generous paid time off

    ·       Medical, dental, vision, FSA, Life/AD&D, long and short term disability

    ·       401K matching

    ·       Employee referral program

     

    At TreviPay we believe:

    ·       in saying yes to unique and challenging requirements

    ·       empowered team members are creative team members

    ·       our products make the customer’s day just a little bit better

    ·       work/life balance makes us all more effective

     

    TreviPay is an Equal Opportunity and Affirmative Action Employer.  We welcome all veterans and disabled applicants.

     

    Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact Recruiting@trevipay.com to request an accommodation.

  • 1 Day Ago

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Credit Analyst
  • Ag Resource Management
  • Kansas, KS FULL_TIME
  • The Credit Analyst supports their local market by providing portfolio management overview, underwriting analysis and recommendations to the loan committees. In this constantly changing industry, where...
  • 12 Days Ago

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Credit Analyst
  • Landmark National Bank
  • Osawatomie, KS OTHER
  • Job Details Job Location: Osawatomie - Osawatomie, KS Position Type: Full Time Education Level: High School Degree Salary Range: $45,000.00 - $80,000.00 Salary Travel Percentage: Negligible Job Shift:...
  • 6 Days Ago

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Credit Analyst
  • Murphy-Hoffman Company
  • Leawood, KS FULL_TIME
  • Job Overview & Essential Functions Murphy-Hoffman Company, LLC is North America’s largest Kenworth truck dealership group and leasing group. As MHC continues to grow, we have an opening for a MHC Cred...
  • 2 Months Ago

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Commercial Credit Underwriter III
  • TreviPay
  • Overland Park, KS FULL_TIME
  • At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate...
  • 1 Day Ago

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Sr Credit Analyst
  • CSC Gold Inc
  • Overland Park, KS FULL_TIME
  • Description The Sr. Credit Analyst will assist in the processing of credit files, recommend credit limits, data entry, and provide reporting in accordance with company policy and procedures.Essential ...
  • 10 Days Ago

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0 Commercial Credit Analyst jobs found in Kansas City, KS area

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Supervisory Airway Transportation Systems Specialist
  • Federal Aviation Administration
  • Kansas City, MO
  • ** Supervisory Airway Transportation Systems Specialist** **Department of Transportation** ** FAA, ATO, Technical Operat...
  • 3/18/2024 12:00:00 AM

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Loan Support Analyst - Collateral Surveillance - Midland
  • PNC Financial Services Group, Inc.
  • Kansas City, KS
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 3/17/2024 12:00:00 AM

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Loan Support Analyst - Commercial Mortgage Backed Securities (CMBS) Servicing - Midland
  • PNC Financial Services Group, Inc.
  • Overland Park, KS
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 3/17/2024 12:00:00 AM

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Underwriting Associate- Trade Finance- Hybrid (remote/onsite)
  • Swiss Re
  • Kansas City, MO
  • Have you made first experience in client servicing in finance area, possess strong interpersonal skills and enjoy direct...
  • 3/16/2024 12:00:00 AM

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Criminal Investigator (Special Agent) - Direct Hire 'AMENDED'
  • Department Of The Treasury
  • Overland Park, KS
  • Duties WHAT IS THE CRIMINAL INVESTIGATION (CI) DIVISION? A description of the business units can be found at: https://ww...
  • 3/15/2024 12:00:00 AM

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Direct Banking Residential Lender
  • Old National Bank
  • Overland Park, KS
  • Overview: Old National Bank has been serving clients and communities since 1834. With $48 billion in total assets, we ar...
  • 3/15/2024 12:00:00 AM

Kansas City is the third-largest city in the State of Kansas, the county seat of Wyandotte County, and the third-largest city of the Kansas City metropolitan area. Kansas City, Kansas is abbreviated as "KCK" to differentiate it from Kansas City, Missouri, after which it is named. It is part of a consolidated city-county government known as the "Unified Government". Wyandotte County also includes the independent cities of Bonner Springs and Edwardsville. As of the 2010 census, the city had a population of 145,786 residents. It is situated at Kaw Point, which is the junction of the Missouri an...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$51,599 to $67,553
Kansas City, Kansas area prices
were up 1.7% from a year ago

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