Commercial Credit Analyst jobs in Lexington, KY
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Credit Analyst
- Citizens Bank of Kentucky
-
Winchester, KY
FULL_TIME
-
Equal Opportunity Employer M/F/Veteran/Disabled
If you need assistance in applying for this or any of our other open positions, please contact 606-789-4001and ask for Human Resources or email humanresource@wercitizens.bank.SummaryAnalyzes credit data to estimate degree of risk involved in extending credit to companies or individuals.Essential Duties and ResponsibilitiesOther duties may be assigned.Utilizes specialized software to compile financial information for analysis of the financial condition of a customer or business entity.Assesses the economic performance of specific companies, industries or financial enterprises.Analyzes prevailing trends in financial services, business practices, and competition.Works with Loan Officer on requests for extension of credit to individuals or business entities.Recommends risk grades for credits.Reviews all pertinent financial information and determines any need for additional information.Reviews cash flow analysis as performed by Loan Officer and prepares reports for lenders.Reviews and monitors credit files.Performs financial statement spreads, projections, personal cash flow analysis, consolidated cash flow analysis, and risk grade documentation on existing portfolio as directed.Monitors and updates credit files relative to financial data requirements and assists in maintaining financial tracking reports.Maintains control over current accounts, watching for any developing problems and keeps lenders informed.Assists with training of interns, management trainees, and other employees, regarding use of financial software and the analysis of financial statements.QualificationsTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Education and / or ExperiencesAssociate's degree (A. A.) or equivalent from two-year college or technical school; or two years related experience and/or training; or equivalent combination of education and experience. Bachelor’s Degree in Accounting, Finance, or Business preferred.
- 21 Days Ago
Credit Analyst
- Florida Tile
-
Lexington, KY
FULL_TIME
- SUMMARY: The Credit Analyst will work closely with Florida Tile branch managers, salespeople, customers, and collection agencies to maximize credit-worthy sales. Strong candidates for this position wi...
- 12 Days Ago
Credit Analyst
- Peoples Exchange Bank
-
Winchester, KY
FULL_TIME
- Overview Peoples Exchange Bank is built on tradition, service and trust. Since the first meeting of original charter board members, we have been locally owned and operated. Our founders set high stand...
- 1 Month Ago
Commercial Relationship Officer
- University of Kentucky Federal Credit Union
-
Lexington, KY
FULL_TIME
- Title: Commercial Relationship Officer Department: Commercial Operations Reports to: Director of Commercial Lending FLSA: Exempt Job Grade: 13 (starting salary of $89,399.85- $95,105.69 plus incentive...
- 2 Days Ago
Teller (full-time)
- Commercial Bank
-
Pineville, KY
FULL_TIME
- Come and join the Commercial Bank family! We strive to create positive experiences for every customer, every day. Teller (full-time) - Pineville, KY Commercial Bank is seeking a full-time teller at ou...
- 18 Days Ago
Teller (part-time)
- Commercial Bank
-
London, KY
PART_TIME
- Come and join the Commercial Bank family! We strive to create positive experiences for every customer, every day. Teller (part-time) - London, KY Commercial Bank is seeking a part-time teller at our L...
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0 Commercial Credit Analyst jobs found in Lexington, KY area
Senior Accountant
- Neogen Corporation
-
Lexington, KY
- Come Be Part of a Mission that Matters! Come join a growing organization! Neogen is looking to hire a Senior Accountant ...
- 4/26/2024 12:00:00 AM
Controller - Remote
- Driven Insights
-
Lexington, KY
- Fully Remote, Permanent Work from Home Opportunity Job Summary: Looking to build upon your track record as a rising acco...
- 4/26/2024 12:00:00 AM
Consolidations & Reporting Senior Accountant
- Valvoline Inc.
-
Lexington, KY
- It All Starts with Our People As the leader in automotive preventive maintenance, Valvoline has a proven track record of...
- 4/26/2024 12:00:00 AM
Billing Clerk
- Aston Carter
-
Lexington, KY
- Description: The billing clerk will perform specified clerical duties in support of billing operations. Responsibilities...
- 4/24/2024 12:00:00 AM
Billing Specialist II
- Catholic Health Initiatives
-
Lexington, KY
- **Overview** Saint Joseph Hospital is a 433-bed facility located in Lexington Kentucky. Founded in 1877 a small group of...
- 4/23/2024 12:00:00 AM
Assistant Manager, Accounts Payable
- Gray Inc.
-
Lexington, KY
- ** Assistant Manager, Accounts Payable** **Job Category****:** Accounting **Requisition Number****:** ASSIS003656 Showin...
- 4/23/2024 12:00:00 AM
Financial Controller
- NorthStar Hospitality
-
Lexington, KY
- Greer Companies is searching for an experienced Controller to guide the accounting process and provide accounting expert...
- 4/22/2024 12:00:00 AM
Invoicing Specialist
- Professional Expediting, Inc.
-
Lexington-Fayette, KY
- Job Description Job Description Our company is currently seeking an Invoicing Specialist to join our team! You will be r...
- 4/22/2024 12:00:00 AM
About Lexington, Kentucky
Lexington, consolidated with Fayette County and often denoted as Lexington-Fayette, is the second-largest city in Kentucky and the 60th-largest city in the United States. By land area, Lexington is the 28th largest city in the United States. Known as the "Horse Capital of the World," it is the heart of the state's Bluegrass region. It has a nonpartisan mayor-council form of government, with 12 council districts and three members elected at large, with the highest vote-getter designated vice mayor. In the 2017 U.S. Census Estimate, the city's population was 321,959, anchoring a metropolitan are...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$49,058 to $64,235
Lexington, Kentucky area prices
were up 1.2% from a year ago
were up 1.2% from a year ago
What does a Commercial Credit Analyst do?
Commercial Credit Analyst in Moline, IL
This section, however, is not just a list of your previous commercial credit analyst responsibilities.
December 30, 2019
Commercial Credit Analyst in Galveston, TX
We ranked the top skills based on the percentage of Commercial Credit Analyst resumes they appeared on.
February 21, 2020
Commercial Credit Analyst in Fargo, ND
The Commercial Credit Analyst role within Hewlett Packard Enterprise Financial Services (HPEFS) supports the rapidly growing and Channel segment.
January 02, 2020
This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
January 01, 2020