Commercial Credit Analyst jobs in Longview, TX

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst in Longview Oak Forest
  • Austin Bank
  • Longview, TX FULL_TIME
  • ESSENTIAL DUTIES AND RESPONSIBILITIES:

     Includes the following: Include the following. Other duties may be assigned.

    Employee is responsible to understand and comply with regulatory requirements for financial transactions, most specifically Bank Secrecy Act (BSA) and Customer Identification Program (CIP) as it relates to specific job functions.

    Exhibits superior customer service as an Austin Bank team member.   Demonstrates high quality relationship building techniques to ensure the customer receives the best possible solution to his banking and financial needs.  Helps promote a loyal relationship between the customer and Austin bank.

    Participates in developing a teamwork atmosphere with co-workers as part of department/branch location by attending meetings, participating in discussions, treating co-workers with respect and courtesy, and contributing to departmental goals.

    Has a responsibility to stay abreast of company communications by reading publications, announcements  and company e-mails, etc.    Takes advantage of appropriate communication channels regarding bank related business matters.   

    Develop personal skills and capabilities through on-going training, as provided by the company or elsewhere subject to Company approval. 

    Uphold and safeguard the organizations values particularly relating to ethics, integrity,  and confidentiality both internally and externally

    Greets customers and provides superior customer service.

    Prepares Credit Analysis which includes analysis of borrower and guarantor financial statements, cash flows, company history, competition, industry/market, borrowing relationship, etc.  Analysis may be for approval, recommendation, or annual review.

    The following is a list of responsibilities that are a part of the analysis process:

    • Reviews the credit file and any information from the loan officer.
    • Prepares financial statement spreads, cash flows, Loan Memo and detailed Credit Analysis which includes an analysis of the company and individuals financial statements and cash flows.
    • Develops list of questions and information needs for loan officer after review of file and information received.
    • Pulls and analyzes credit reports on individuals.
    • Researches industry information and RMA comparisons.
    • Reviews credit files, loan agreements, and loan policy for compliance.
    • Prepares profitability model.
    • Sends completed packages for review.
    • Distributes loan package to Committee Members upon approval from the Chief Credit Officer or Chief Lending Officer.

    Attends Loan Committee meetings.

    Ensures work is accurately/precisely performed utilizing accounting principles and business finance standards along with Bank policies and procedures. 

    Performs job responsibilities without close supervision.  Handles multiple tasks. 

    Reports to work regularly and promptly.

    Maintains confidentiality at all times.

    Provides superior customer service.

    Maintains established department and Bank policies, procedures and objectives and quality assurance.

    Enhances professional growth and development through participation in in-service meetings, current literature, etc.

  • 14 Days Ago

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Customer Service Rep-2or3 Nacogdoches Stallings Branch
  • Commercial Bank of Texas
  • Nacogdoches, TX FULL_TIME
  • Recognizes and meets customer expectations of service and professionalism and creates a high level of customer satisfaction and trust. Continually display a courteous and helpful level of enthusiasm, ...
  • Just Posted

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Support Center Specialist
  • Commercial Bank of Texas
  • Nacogdoches, TX FULL_TIME
  • POSITION DESCRIPTION POSITION TITLE: Support Center Specialist JOB GRADE: CSR 2-5 REPORTS TO: Support Center Management LOCATION: Main Nac. DIVISION: Info and Technology JOB SUMMARY: The Support Cente...
  • 1 Day Ago

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Residential Customer Service Representative
  • ABC Home & Commercial Services
  • Tyler, TX FULL_TIME
  • DescriptionABC Home & Commercial Services of DFW is looking for a Residential Customer Service Representative (CSR). ABC is the largest privately owned pest control company in the state of Texas and w...
  • 3 Days Ago

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Adjunct Instructor - Dual Credit
  • Kilgore College
  • Kilgore, TX PART_TIME
  • Position Details: This position is part of the teaching faculty within the various instructional areas for which KC offers dual credit courses to high school students. Courses will be taught in variou...
  • 21 Days Ago

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Leasing Specialist/Leasing Agent
  • Ascension Commercial Real Estate LLC
  • Longview, TX FULL_TIME
  • Immediate Opening Leasing Specialist / Leasing Agent Magnolia Pointe Apartments 2900 McCann Road Longview, TX 75605 The Leasing Specialist is the community’s sales representative whose primary duties ...
  • 11 Days Ago

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0 Commercial Credit Analyst jobs found in Longview, TX area

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Senior Manager, Information Security Office (ISO) Consultant
  • Capital One
  • Longview, TX
  • Center 3 (19075), United States of America, McLean, Virginia Senior Manager, Information Security Office (ISO) Consultan...
  • 4/25/2024 12:00:00 AM

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Oil & Gas Accounting Clerk
  • Express Employment Professionals
  • Tyler, TX
  • Job Description Job Description Job Title: Accounting Clerk Job Type: Full-Time Education: Bachelor's Degree in Accounti...
  • 4/25/2024 12:00:00 AM

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Accountant I
  • Kilgore College
  • Kilgore, TX
  • Position summary: The Accountant I will assist with accounting duties related to grants, general accounting, and various...
  • 4/24/2024 12:00:00 AM

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Assistant Controller
  • KIRBY RESTAURANT SUPPLY
  • Longview, TX
  • Job Description Job Description Position Description We are seeking an accounting professional to assist the CFO & Accou...
  • 4/24/2024 12:00:00 AM

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Internal Revenue Agent (Computer Audit Specialist (CAS) - Examiner) 12 MONTH ROSTER AMENDED
  • Department Of The Treasury
  • Tyler, TX
  • Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I) DIVISION? A description of the business units can be found at: ...
  • 4/22/2024 12:00:00 AM

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Credit Analyst in Longview Oak Forest
  • Austin Bank
  • Longview, TX
  • ESSENTIAL DUTIES AND RESPONSIBILITIES: Includes the following: Include the following. Other duties may be assigned. Empl...
  • 4/21/2024 12:00:00 AM

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ACCOUNTING CLERK
  • Spherion
  • Kilgore, TX
  • Accounts Payable ??? vendor processing payables and issuing checks, and all matters related. Accounts Receivable ??? cus...
  • 4/21/2024 12:00:00 AM

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Senior Accountant
  • Jarvis Christian University
  • Hawkins, TX
  • Job Description Job Description POSITION TITLE: SENIOR ACCOUNTANT The Senior Accountant is responsible for applying Gene...
  • 4/21/2024 12:00:00 AM

Longview is the forty-fifth largest city in the state of Texas. The city is mostly located in Gregg County, of which it is the county seat; a small part of Longview extends into the western part of neighboring Harrison County. Longview is located in East Texas, where Interstate 20 and U.S. Highways 80 and 259 converge just north of the Sabine River. According to the 2010 U.S. census, the city had a population of 80,455. The estimated population in 2017 was 81,522. Longview is the principal city of the Longview metropolitan statistical area, comprising Gregg, Upshur, and Rusk counties. The popu...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$48,161 to $63,061
Longview, Texas area prices
were up 1.2% from a year ago

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