Commercial Credit Analyst jobs in Louisville, KY
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Credit Analyst
- Magnolia Bank
-
Elizabethtown, KY
FULL_TIME
-
Credit AnalystMagnolia Bank is a community bank that has served the surrounding area for over 100 years. Our footprint includes banking centers located in Central Kentucky, mortgage offices throughout the U.S. and over 300 employees. We hold ourselves to the highest standard when it comes to providing an excellent customer experience through our personal way and the nurturing of our employees’ personal and professional growth. We keep a fun, friendly and engaging atmosphere all while living the Magnolia Values of Honesty, Integrity, Confidentiality, Excellence and Professionalism every day. Magnolia Bank is a customer focused bank that empowers, encourages, and engages our employees. Being Adaptive and Innovative is one of the main reasons Magnolia Bank continues to prosper.We are currently seeking applicants for a Credit Analyst.Qualified Candidates will be responsible for:
- Analyze data on new, renewal, and existing loans, including data provided by applicants, credit bureaus, and bank files.
- Provide technical assistance to loan and leasing officers as needed as it relates to the credit administration process.
- Prepare narrative analysis of findings and draft credit memorandum/loan presentation for Loan/Leasing Officers and bank committees.
- Conduct annual reviews of customer financial information.
- Assist with procedures that support the lending function of the organization, including implementation within any related software or other resources.
- Serve as Secretary of Board-level committees to be determined annually.
- Write/prepare loan reports for Management, Board and other Committees as needed.
- Exemplify commitment to the vision, mission, and core values of the Bank.
- Support management in analysis of data or other projects that require research.
- Attend seminars and/or training that furthers knowledge, improves process, and promotes new ideas.
- Other projects/duties as assigned by manager.
Candidates must also have knowledge in:- Business development, credit underwriting, and loan structuring
- Loan documentation requirements in regard to both federal regulations and bank policy
- Magnolia Bank’s loan policies and procedures
- Federal banking regulations and how they relate to Magnolia Bank’s lending policies and procedures.
- Effectively present information and respond to questions from senior management.
- Communicate effectively and efficiently with other departments within the bank.
- Maintain confidential business relationships.
- Exercise time management and organizational skills
- Analyze and understand financial and cash flow analyses.
- Organize activities and handle multiple tasks simultaneously.
- Maintain flexibility in a changing environment.
Enter Qualifications:- High School Diploma or GED required.
- Bachelor’s degree (B.A. or B.S.) from a four-year college or university in a business-related subject or three years of related banking or accounting experience and/or training; or equivalent combination of education and experience
- Must have working knowledge of Microsoft Word, Excel, and email software and use of the Internet.
This position reports to the Senior Financial Analyst.If you want a place to work with opportunities to grow and a place that feels like home-come join us! - 1 Month Ago
Commercial Lender
- Abound Credit Union
-
Radcliff, KY
FULL_TIME
- Commercial Lender (Elizabethtown Area) Abound Credit Union has an opportunity to join an established, well-recognized industry leader located in the heart of the expected economic explosion related to...
- 1 Month Ago
Credit Analyst I
- First Savings Bank
-
Jeffersonville, IN
FULL_TIME
- First Savings Financial Group, Inc. is the holding company for First Savings Bank. First Savings Bank has sixteen offices in the Indiana communities of Clarksville, Jeffersonville, Sellersburg, New Al...
- 24 Days Ago
Project Financial Controls Sr. Analyst
- 10000492 - Senior Finance Analyst
-
Vernon, IN
FULL_TIME
- The AstraZeneca Mt. Vernon site was established in 1972 and is the flagship site delivering innovative, life changing oral solid medicines. At the site we formulate and pack OSD tablets and capsules f...
- 1 Month Ago
Applications Analyst
- Abound Credit Union
-
Radcliff, KY
FULL_TIME
- Application Analyst Are you ready to join a team that is committed to hardworking Kentuckians? If so, Abound Credit Union might be the place for you! We are driven by our selfless dedication to member...
- 1 Month Ago
Cash Management Analyst
- Farm Credit Mid-America
-
Louisville, KY
FULL_TIME
- Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secu...
- 25 Days Ago
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0 Commercial Credit Analyst jobs found in Louisville, KY area
Transportation Operations Specialist (Motor)
- General Services Administration
-
Louisville, KY
- ** Transportation Operations Specialist (Motor)** **General Services Administration** **Location** ** Relocation expense...
- 4/24/2024 12:00:00 AM
FedEx - Louisville, KY Road Driver
- CDL Training Today
-
Louisville, KY
- **Now Hiring CDL-A Road Drivers in Louisville, KY!** **Home Daily - Starting Pay $0.6948/Mile - Excellent Benefits!** **...
- 4/24/2024 12:00:00 AM
Product Owner DNA
- Hiring Now!
-
Louisville, KY
- Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Ar...
- 4/23/2024 12:00:00 AM
Cash Management Analyst
- Hiring Now!
-
Louisville, KY
- Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Ar...
- 4/23/2024 12:00:00 AM
Bartender
- Myriad Hotel
-
Louisville, KY
- Paseo is hiring for a Bartender! Just a few of our job perks! Weekly pay Daily tip payout Holiday pay Discounts on dinin...
- 4/22/2024 12:00:00 AM
Server
- Myriad Hotel
-
Louisville, KY
- Myriad Hotel is hiring for Servers! Just a few of our job perks! Weekly pay Daily tip payout Holiday pay Discounts on di...
- 4/22/2024 12:00:00 AM
Solar Performance Lead
- Black & Veatch
-
Louisville, KY
- Solar Performance Lead Date: Apr 18, 2024 Location US Company: Black & Veatch Family of Companies Together, we own our c...
- 4/20/2024 12:00:00 AM
Investment Sales Supervisor
- Corporate One FCU
-
Louisville, KY
- Job Description Job Description We are seeking an Investment Sales Supervisor to join our Investments team. Candidates m...
- 4/20/2024 12:00:00 AM
About Louisville, Kentucky
Louisville and Jefferson County have a combined area of 397.68 square miles (1,030.0 km2), of which 380.46 square miles (985.4 km2) is land and 17.23 square miles (44.6 km2) (4.33%) is covered by water.
Louisville is southeasterly situated along the border between Kentucky and Indiana, the Ohio River, in north-central Kentucky at the Falls of the Ohio. Although situated in a Southern state, Louisville is influenced by both Southern and Midwestern culture. It is sometimes referred to as either one of the northernmost Southern cities or as one of the southernmost Northern cities in the United St...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$50,429 to $66,031
Louisville, Kentucky area prices
were up 1.2% from a year ago
were up 1.2% from a year ago
What does a Commercial Credit Analyst do?
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Commercial Credit Analyst in Fargo, ND
The Commercial Credit Analyst role within Hewlett Packard Enterprise Financial Services (HPEFS) supports the rapidly growing and Channel segment.
January 02, 2020
This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
January 01, 2020