Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
JOB SUMMARY:
The Returns Collections Analyst is responsible for collections including but not limited to processing returns claims, analyzing, dispute claims and collecting unauthorized payment deductions for all expired product returns. This role is part of the returns processing team and works closely with our return’s processor (InMar/ Qualanex) to ensure returns are processed accurately and in a timely manner by and determining whether to process or deny credits based on several criteria like company’s returns goods policies or other related customer contracts/ agreements as well as other communications.
DUTIES AND RESPONSIBILITIES:
ESSENTIAL QUALIFICATIONS, EDUCATION AND EXPERIENCE:
Clear All
0 Commercial Credit Analyst jobs found in Middlesex, NJ area