Commercial Credit Analyst jobs in Ogden, UT

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit/Treasury Analyst
  • Malouf Companies
  • Logan, UT FULL_TIME
  • Malouf is hiring a detail-oriented Credit/Treasury Analyst who will be responsible for preparing daily/weekly/monthly reports and analyzing credit data and financial information of individuals or companies to determine the risk involved in lending money to them. In this position, you will evaluate creditworthiness, develop credit scoring models, and approve or reject credit applications.  You will also work in large data sets to produce reports used by management.

    This is a full-time in-office position, M-F. 

    Duties and responsibilities:
    • Daily/Weekly/Monthly cash and other reports
    • Customer setup and account maintenance, including credit references, contact name and address changes, etc.
    • Develop and implement credit policies and procedures to ensure customer creditworthiness and minimize risk of financial loss
    • Analyze financial data and credit reports to evaluate the creditworthiness of potential and existing customers
    • Establish credit limits and payment terms for customers based on their creditworthiness and payment history
    • Establish and maintain company credit and collection policies
    • Monitor customer accounts to ensure payments are made on time and in accordance with established terms
    • Communicate with customers to address any credit-related issues and resolve disputes
    • Work closely with sales, customer service, and accounts receivable teams to ensure efficient and effective credit management
    • Manage collections efforts with collection agencies/attorneys
    • Stay up-to-date with industry trends and best practices in credit management
    • Preparing weekly and monthly reports, including credit hold reports, bad debt reports, new credit application reports, and accounts receivable summaries
    • Other related duties

    Qualifications:
    • Possesses superior communication, analytical, and organizational skills
    • Exhibits goal-oriented behaviors and time management principles
    • Exudes a customer-focused attitude
    • Ability to develop and implement credit policies and procedures
    • Ability to work under pressure and meet deadlines
    • Ability to work with large data sets
    • Applies extensive attention to detail to all tasks
    • Toggles between projects and responsibilities with ease
    • Works well in a team environment
    • Demonstrates proficiency in Microsoft Office programs, especially Excel
    • Bachelor's Degree in accounting, finance, or related field


    Benefits:

    • Insurance premiums paid 100% by Malouf
      • HSA Eligible Health Plan
      • Dental w/ orthodontics
      • Vision Plan
      • Basic Life insurance
      • Short-term Disability Insurance-Voluntary
      • Long-term Disability Insurance
    • Company-matched 401K
    • Free daily gourmet lunch provided by our company chef
    • Paid maternity and paternity leave
    • Onsite fitness center
    • Onsite salon/barbershop
    • Product discounts
    • Learn more at www.maloufcompanies.com


    We are an EOE/Affirmative Action employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, or any other status protected by law.

    We are an EOE/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, or any other status protected by law.

  • 19 Days Ago

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Corporate Credit Analyst
  • TAB Bank
  • OGDEN, UT FULL_TIME
  • Job Summary: Come join a rapidly-innovating bank located at the base of the beautiful Wasatch Mountains. As a Corporate Credit Analyst, you will have the benefit of being exposed to businesses in many...
  • 14 Days Ago

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Commercial Loan Servicing Specialist III
  • America First Credit Union
  • ROY, UT FULL_TIME
  • Overview Performs a wide variety of duties with the first functions of document preparation, closing and funding of commercial loans. Other duties including clerical and accounting duties, compiling r...
  • 27 Days Ago

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Commercial Loan Servicing Specialist II
  • America First Credit Union
  • ROY, UT OTHER
  • ScheduleMon- Fri Overview Performs a wide variety of duties relating to enforcing the terms of the loan documents, maintaining reporting and tracking of various commercial loan servicing functions suc...
  • 27 Days Ago

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Product Analyst I
  • America First Credit Union
  • Roy, UT FULL_TIME
  • Overview Responsible for assisting in creating, designing, and executing product research and analysis to facilitate Credit Union strategic plans and goals. Conducts product research, analysis, projec...
  • 1 Month Ago

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Digital Member Identity Intelligence Analyst
  • America First Credit Union
  • Roy, UT FULL_TIME
  • Overview This position is responsible for leveraging risk decisioning in the authentication channel and managing the case management portion of the Adaptive Authentication risk engine. Other additiona...
  • 4 Days Ago

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0 Commercial Credit Analyst jobs found in Ogden, UT area

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Risk, Credit Risk, Credit Research Group - Structured Finance and CRE Coverage - Vice President - Sa
  • Goldman Sachs
  • Salt Lake City, UT
  • The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, and operational r...
  • 4/24/2024 12:00:00 AM

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Compliance Complaints Analyst
  • Webbank
  • Salt Lake City, UT
  • WebBankWebBank is a Utah chartered Industrial Bank headquartered in Salt Lake City, Utah. Since its inception in 1997, W...
  • 4/24/2024 12:00:00 AM

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OFFICE SPECIALIST
  • State Of Utah
  • Salt Lake City, UT
  • If you are looking for an office job with the potential to telework a few days a week and want to improve your customer ...
  • 4/23/2024 12:00:00 AM

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Aging Client Growth Strategy Consultant
  • Wells Fargo
  • Salt Lake City, UT
  • About this role:Wells Fargo is seeking a senior level Aging Client Advisory Consultant with demonstrated experience rela...
  • 4/23/2024 12:00:00 AM

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Retail Credit Specialist
  • Bmw Financial Services Na Llc
  • Salt Lake City, UT
  • BMW Financial Services NA, LLC was established in 1993, supporting the sales and marketing of BMW products. Subsequently...
  • 4/22/2024 12:00:00 AM

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Commercial Loan Analyst/Processor
  • Utah First Credit Union
  • Salt Lake City, UT
  • Utah First Credit Union is seeking a Commercial Loan Analyst/Processor to join our Commercial Services team at our Salt ...
  • 4/22/2024 12:00:00 AM

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Risk, Credit Risk - Financial Institutions, Associate, Warsaw Warsaw, Mazowieckie, Poland Poste[...]
  • Goldman Sachs Group Inc.
  • Salt Lake City, UT
  • RISKThe Risk Division is a team of specialists charged with managing the firms credit, market, liquidity, operational an...
  • 4/22/2024 12:00:00 AM

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Retail Credit Specialist
  • BMW Financial Services NA, LLC
  • Salt Lake City, UT
  • BMW Financial Services NA, LLC was established in 1993, supporting the sales and marketing of BMW products. Subsequently...
  • 4/20/2024 12:00:00 AM

Ogden /ˈɒɡdən/ is a city and the county seat of Weber County, Utah, United States, approximately 10 miles (16 km) east of the Great Salt Lake and 40 miles (64 km) north of Salt Lake City. The population was 84,316 in 2014, according to the US Census Bureau, making it Utah's 7th largest city. The city served as a major railway hub through much of its history, and still handles a great deal of freight rail traffic which makes it a convenient location for manufacturing and commerce. Ogden is also known for its many historic buildings, proximity to the Wasatch Mountains, and as the location of Web...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$49,532 to $64,857
Ogden, Utah area prices
were up 2.3% from a year ago

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