Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
American Financial Resources, Inc. (AFR), the corporate entity for AFR Wholesale (www.afrcorp.com) and eLEND (www.eLEND.com), is a national residential mortgage lender dedicated to helping homeowners, homebuyers, and mortgage professionals achieve their financing goals by delivering innovative mortgage solutions and an unparalleled customer experience.
AFR is not only one of the top lenders in the US, we are on the cutting edge of new technology and we are reshaping the lending landscape by providing our clients with new ways to simplify the mortgage process. We are dedicated to the pursuit of growth and education and provide our employees with the tools they need to succeed.
Requirements & Preferred Qualifications
Position Responsibilities
This is a full-time position with a competitive salary and benefits package, including:
Medical
Dental
Vision
401K
Paid Time Off
Paid Holidays
Monday through Friday work week
Career Path opportunities
AFR is an Equal Opportunity Employer and is committed to employment diversity.
To apply please email TalentManagement@afrcorp.com
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