Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Whats the job?
Commercial Credit : Comprised of Specialty Ceilings, SAGE Glass, Vetrotech and SBMs commercial customer portfolio :
Manage and oversee the credit, collections, and order release process for the entire commercial portfolio under the leadership of the Commercial Credit COE & Operations Manager .
Review financial statements, credit reports and open orders to determine credit worthiness of customers, file mechanics liens and releases, pre-liens and follow up with Owners and General Contractors for payment, as necessary.
Work closely with the Business Units to develop and improve business processes and controls and minimize risk while adhering to shipment schedules.
Intercompany Receivables :
What do you bring?
What are our perks?
We provide unique options to fit your unique lives! Our Total Rewards Program is customizable to accommodate your needs.
Our menu of flexible options includes, but is not limited to :
At Saint-Gobain, our employees have pride in belonging to an organization whose culture is made up of these core values : Trust, Empowerment, & Collaboration.
Our company encourages diversity and inclusion in all its forms while our products make the world a more beautiful, safer, and sustainable home .
Saint-Gobain provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.
Saint-Gobain is an equal opportunity employer of individuals with disabilities and supports the hiring of veterans.
Last updated : 2024-04-23
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0 Commercial Credit Analyst jobs found in Philadelphia, PA area