Commercial Credit Analyst jobs in Philadelphia, PA

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Commercial credit analyst
  • Saint-Gobain North America
  • Malvern, PA FULL_TIME
  • Whats the job?

    Commercial Credit : Comprised of Specialty Ceilings, SAGE Glass, Vetrotech and SBMs commercial customer portfolio :

    Manage and oversee the credit, collections, and order release process for the entire commercial portfolio under the leadership of the Commercial Credit COE & Operations Manager .

    Review financial statements, credit reports and open orders to determine credit worthiness of customers, file mechanics liens and releases, pre-liens and follow up with Owners and General Contractors for payment, as necessary.

    Work closely with the Business Units to develop and improve business processes and controls and minimize risk while adhering to shipment schedules.

    Intercompany Receivables :

    • Handle the c ollections of Inter-Company A / R within the GetPaid system for CertainTeed and Saint-Gobain businesses whose Credit & Collections are managed by the Credit Services team in Malvern.
    • Follow up on skipped invoices, send statements and invoice copies as needed, and assist in dispute resolution.

    What do you bring?

    • 4-5 years experience in credit management, preferably in the construction industry
    • A bachelors degree in accounting, finance or business is required, an MBA, CPA, or professional credit certification is preferred
    • Financial statement analysis experience is required
    • Understanding of finance, internal control processes, construction lien rights and bond claims, bankruptcy knowledge, creditor rights, and A / R and related reserves accounting
    • Strong financial analysis skills are required
    • SAP knowledge is required; QAD & GetPaid experience are strongly preferred
    • Canadian French fluency is strongly preferred
    • Expert knowledge of MS Excel; strong knowledge of other MS Office applications

    What are our perks?

    We provide unique options to fit your unique lives! Our Total Rewards Program is customizable to accommodate your needs.

    Our menu of flexible options includes, but is not limited to :

    • Excellent healthcare options : Medical, vision, prescription & dental
    • Family Focus & Balance : Parental leave, paid time-off and Employee Assistance Program
    • Financial Security : Competitive 401(k), Company-funded Retirement Accumulation Plan and Employee Stock Purchase Program (PEG)
    • Pet Insurance options : Insurance plan & prescription discount program for your furry friends
    • Employee Recognition Programs
    • PerkSpot : Our exclusive one-stop online discount marketplace
    • LiveWell : Rewarding you for living a healthy lifestyle

    At Saint-Gobain, our employees have pride in belonging to an organization whose culture is made up of these core values : Trust, Empowerment, & Collaboration.

    Our company encourages diversity and inclusion in all its forms while our products make the world a more beautiful, safer, and sustainable home .

    Saint-Gobain provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.

    Saint-Gobain is an equal opportunity employer of individuals with disabilities and supports the hiring of veterans.

    Last updated : 2024-04-23

  • 1 Day Ago

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Commercial and Industrial Credit Analyst
  • Meridian Bank
  • Malvern, PA FULL_TIME
  • Meridian Bank (subsidiary of Meridian Corporation, Nasdaq: MRBK) is an innovative team of experts serving the financial needs of entrepreneurs, businesses and individuals. Growing throughout Pennsylva...
  • 12 Days Ago

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Commercial Credit & Intercompany Receivables Analyst
  • Saint-Gobain High Performance Solutions - Life Sciences, Composites & Mobility
  • Malvern, PA FULL_TIME
  • Why do we need you ? Commercial Credit: Comprised of Specialty Ceilings, SAGE Glass, Vetrotech and SBM's commercial customer portfolio: Manage and oversee the credit, collections, and order release pr...
  • 27 Days Ago

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Credit Analyst
  • Farm Credit Council
  • Philadelphia, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Horizon Farm Credit is activel...
  • 7 Days Ago

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Digital Learning Analyst
  • Syneos Health Commercial Solutions
  • Horsham, PA FULL_TIME
  • Description The Digital Learning Analyst is responsible for managing the life cycle of content (uploading, update, expiring, etc.) in several learning technology platforms, in accordance with establis...
  • 2 Days Ago

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Business Intelligence Analyst
  • Credit Genie
  • Conshohocken, PA FULL_TIME
  • Department Summary: Come join our innovative Analytics team and help enable world class Growth and Compliance teams. As a Business Intelligence Analyst you will be responsible for developing insights,...
  • 1 Month Ago

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0 Commercial Credit Analyst jobs found in Philadelphia, PA area

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Collections Specialist
  • nTech Workforce
  • Philadelphia, PA
  • Terms of Employment W2 Contract, 12 months This position is fully onsite in Philadelphia, PA. Local candidates only Over...
  • 4/26/2024 12:00:00 AM

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Commercial Credit & Intercompany Receivables Analyst
  • Saint-gobain North America
  • Malvern, PA
  • Whats the job? Commercial Credit: Comprised of Specialty Ceilings, SAGE Glass, Vetrotech and SBMs commercial customer po...
  • 4/25/2024 12:00:00 AM

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Collections Specialist
  • nTech Workforce
  • Philadelphia, PA
  • Terms of Employment W2 Contract, 12 months This position is fully onsite in Philadelphia, PA. Local candidates only Over...
  • 4/24/2024 12:00:00 AM

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Collections Specialist / Customer Service Rep
  • Mindlance
  • Philadelphia, PA
  • Job Details: Title: Collections Specialist / Customer Service Rep Location: PHILADELPHIA, PA Duration: 12+ Month Assignm...
  • 4/23/2024 12:00:00 AM

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Senior SBA Credit Analyst
  • Innovative Financing Solutions
  • Philadelphia, PA
  • Job Description Job Description We are seeking qualified Senior SBA Credit Analyst candidates. Compensation will be comm...
  • 4/23/2024 12:00:00 AM

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Commercial Credit & Intercompany Receivables Analyst
  • Saint-Gobain North America
  • Malvern, PA
  • What’s the job? Commercial Credit: Comprised of Specialty Ceilings, SAGE Glass, Vetrotech and SBM’s commercial customer ...
  • 4/23/2024 12:00:00 AM

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Commercial Credit Intercompany Receivables Analyst
  • Saint-gobain
  • Malvern, PA
  • Position DescriptionJob SummaryCommercial Credit: Comprised of Specialty Ceilings, SAGE Glass, Vetrotech and SBMs commer...
  • 4/23/2024 12:00:00 AM

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Credit Manager
  • Equipment Finance Company
  • Philadelphia, PA
  • Our client, a multi national Equipment Finance company seeks a Credit Manager: Must have Equipment Finance experience! E...
  • 4/22/2024 12:00:00 AM

Philadelphia, sometimes known colloquially as Philly, is the largest city in the U.S. state and Commonwealth of Pennsylvania, and the sixth-most populous U.S. city, with a 2017 census-estimated population of 1,580,863. Since 1854, the city has been coterminous with Philadelphia County, the most populous county in Pennsylvania and the urban core of the eighth-largest U.S. metropolitan statistical area, with over 6 million residents as of 2017[update]. Philadelphia is also the economic and cultural anchor of the greater Delaware Valley, located along the lower Delaware and Schuylkill Rivers, wit...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$55,704 to $72,938
Philadelphia, Pennsylvania area prices
were up 1.0% from a year ago

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