Commercial Credit Analyst jobs in Port Arthur, TX
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
- FivePoint Credit Union
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Port Arthur, TX
FULL_TIME
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Must be available to work Monday - Friday 8:30am - 5:30pm and rotating Saturdays 10:00am - 3:00pm.
Equal Opportunity Employer Minorities/Women/Disabled/Veterans
Responsible for consulting with and informing members or prospective members of different loans and credit options, reviewing financial information and building various applications through a variety of channels. Highly motivated and influential with a strong emphasis on sales and results orientation to ensure the credit union maximizes lending and sales opportunities, including loan, deposits, products, etc. Interviews applicants, assembles and evaluates loan applications and explains credit policies. Makes outbound sales calls from a lead list or leads found oneself. Meets or exceeds assigned production and service level goals that support the credit union strategic objectives of becoming a market leader with regard to member experience and convenience. Ensures members and prospective members are promptly and professionally served. Provides general credit union information and effectively cross-sells credit union products and services.
ESSENTIAL JOB DUTIES
Assumes responsibility for effectively consulting members during the loan application process.Assumes responsibility for establishing and maintaining effective and professional business relationships.NON-ESSENTIAL JOB DUTIES
Assumes responsibility for establishing and maintaining effective coordination and communication with area personnel and management.Assumes responsibility for related duties as required or assigned.REQUIRED QUALIFICATIONS
Education/Certification:
Equivalent to a two-year business-related college degree or completion of a specialized course of study at a business or trade school or equivalent experience.
Required Knowledge:
Knowledge of Credit Union loan services, policies and procedures.Understanding of related legal and regulatory standards and required loan documentation.Knowledge of consumer and residential lending practices.Experience Required:
One to two years of varied office experience preferred.Minimum one year experience in loan consulting or sales.Skills/Abilities:Excellent interviewing, communication, and public relations skills.Proficient in sales tools and interviewing techniques.Well organized.Good decision-making skills.Strong analytical skills and ability to handle multiple tasks.Good morale and teamwork abilities.Professional demeanor, speech and attitude.Self-motivated.Ability to operate related computer applications and related business equipment.Attention to detail.Ability to maintain an effective and efficient workflow, as well as attainment of departmental goals.Good typing skills.Good organizational and problem-solving abilities.
PREFERRED QUALIFICATIONSExperience Preferred:Two to five years of experience in loan consulting or sales.Financial Institution experience preferred.Call Center experience preferred.PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITIONFINGER DEXTERITY: Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together.TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.REPETITIVE MOTIONS: Movements frequently and regularly required using the wrists, hands, and/or fingers.AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.) - 3 Days Ago
- FivePoint Credit Union
-
Port Arthur, TX
FULL_TIME
- Must be available to work Monday - Friday 8:00am - 5:30pm and occasional Saturdays, as needed. Equal Opportunity Employer Minorities/Women/Disabled/Veterans Responsible for organizing, planning, direc...
- 1 Month Ago
- GULF CREDIT UNION
-
Groves, TX
OTHER
- Job Details Job Location: Undisclosed Position Type: Part Time Education Level: High School Salary Range: Undisclosed Travel Percentage: None Job Category: Admin - Clerical DescriptionWe are looking t...
- 19 Days Ago
- FivePoint Credit Union
-
Port Arthur, TX
FULL_TIME
- Must be available to work Monday - Friday 8:00am - 5:30pm and occasional Saturdays, as needed. Equal Opportunity Employer Minorities/Women/Disabled/Veterans Responsible for organizing, planning, direc...
- 1 Month Ago
- Stress Free Cleaning Services
-
Port Arthur, TX
FULL_TIME
- The Stress-Free Cleaning staff is the best Professional Cleaners. We are high-energy, self-motivated, and a positive supportive team! We believe in making a positive impact in the lives of our team me...
- 22 Days Ago
- CPChem
-
Port Arthur, TX
FULL_TIME
- You may not realize it, but you’ve likely used a product today made possible by the plastics and chemicals manufactured by Chevron Phillips Chemical. From medical supplies and electronics to food pack...
- 9 Days Ago
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0 Commercial Credit Analyst jobs found in Port Arthur, TX area
- Texas Family Care Network
-
Beaumont, TX
- Job Description Job Description Position Summary Perform all billing functions necessary to support reimbursement activi...
- 4/19/2024 12:00:00 AM
- KFC
-
Port Arthur, TX
- At KFC, we feed the world. But we do more than fill people up. We fulfill their life. Our meals matter, and when we serv...
- 4/19/2024 12:00:00 AM
- IASIS Healthcare
-
Beaumont, TX
- Accounts Receivable SpecialistClick Here to Apply OnlineJob DescriptionLocation: Steward Medical Group - WestPosted Date...
- 4/18/2024 12:00:00 AM
- Baptist Hospitals of Southeast Texas
-
Beaumont, TX
- The Accounts Payable Clerk is responsible for the timely processing of all accounts payable invoices. This non-clinical ...
- 4/18/2024 12:00:00 AM
- U Of C Norc
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Beaumont, TX
- Who We Are NORC at the University of Chicago (NORC)is an objective, nonpartisan research organization that delivers insi...
- 4/18/2024 12:00:00 AM
- Valero Energy
-
Port Arthur, TX
- Description Executes the day to day accounting and analysis activities which may include the Refinery's financial planni...
- 4/16/2024 12:00:00 AM
- Ed Morse Automotive Group
-
Beaumont, TX
- Overview: Accelerate your career with Ed Morse Automotive Group! With 75+ years of industry experience, we provide excel...
- 4/16/2024 12:00:00 AM
- Old Dominion Freight Line Inc.
-
Beaumont, TX
- Job Details, Driver Check In Clerk Part Time **Driver Check In Clerk Part Time** **Driver Check In Clerk Part Time** loc...
- 4/15/2024 12:00:00 AM
About Port Arthur, Texas
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