Commercial Credit Analyst jobs in Pueblo, CO
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Credit Analyst III - Ag Focus
- First Southwest Bank
-
Alamosa, CO
FULL_TIME
-
Position Description: The individual in this position is responsible for ensuring the loan process is functioning according to Bank policy/procedures and applicable laws/regulations. Analyst will be responsible for reviewing all relevant loan information, including but limited to loan applications, financial statements, entity documents, titles, and liens. Individuals in this position will be required to input financials and create financial spreads and perform an analysis to determine risks to the bank and credit worthiness of commercial businesses, agricultural operations, and individuals. Position Responsibilities:
ESSENTIAL FUNCTIONS
Complete a thorough review/ in-depth analysis of new credit requests, credit change requests, renewals and annual relationship reviews. Recommend risk rating changes when analysis merits.
Complete ratio, trend and cash flows analysis.
Determine credit worthiness of applicants by evaluating customer credit data and financial statements.
Create projections and business valuations for specialized lending programs.
Research and collect industry specific data to use for ratio analysis and assessment of industry risks.
Provide recommendations tied to analysis and assessment of credit risk.
Present analysis, findings and recommendations to lenders and management, especially findings that involve a borrowers ability to repay.
Collaborate with Loan Officers on loan structure and/or credit enhancements.
SECONDARY DUTIES
Maintain a good working knowledge of the Banks lending policies and procedures and identify exceptions to policy.
Provide technical advice or other assistance to loan officers as needed.
Performs other duties as assigned such as special projects and/or bank portfolio stressing.
Minimum Qualifications: MINIMUM QUALIFICATIONS -
High school diploma or GED
Bachelors degree in finance, accounting or other business-related field preferred
Credit analysis experience and proven analytical skills preferred
KNOWLEDGE AND SKILL REQUIREMENTS - Skilled with Microsoft Excel and Word.
Sound working knowledge of accounting principles and financial statements
Strong analytical, technical and statistical skills
Strong attention to detail in order to maintain high level of data integrity.
Requires strict attention to detail, the ability to multi-task and maintain confidentiality.
Requires good problem solving, organizational and time management skills.
Requires the ability to work both independently and as part of a team.
Requires excellent written and verbal communication skills.
Ability to manage competing deadlines in a high-pressure environment, with varying ranges of supervision
Physical Demands and Work Environment: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.
Required to talk and hear; frequently required to use hands and fingers to handle or feel objects, tools or controls. Ability to stand and sit, reaching with hands and arms; kneeling, crouching. Must occasionally lift and/or move up to 20 pounds. Specific vision abilities required include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level in the work environment is usually low to moderate. Depending on location and time of year, extreme high and low temperatures within the building will be experienced.
Additional Information: BSA Requirements:
It is the responsibility of all employees to make all reasonable efforts to identify suspicious cash activity which may be associated with customer attempts to avoid the reporting requirements of the BSA or government or federal tax reporting, as well as potential money laundering resulting from criminal / illegal activities. All suspicious activity, regardless of the amount involved in the transaction, must be reported to a supervisor or Branch Manager for further investigation and possible reporting by the Bank Secrecy Officer to the Financial Crimes Enforcement Network (FinCEN).
No director, officer, employee, or agent who reports a suspicious transaction under the requirements of the BSA may notify any person involved in the transaction that the transaction has been reported.
Each employee of the bank shall be required to complete Bank Secrecy Act / Suspicious Activity training periodically which is commensurate with the duties of their position. - Just Posted
Commercial Painter
- Trinidad Commercial Construction dba Trinidad Construction Group
-
Trinidad, CO
FULL_TIME
- Commercial Painter Job Summary We are seeking a reliable professional to join our team as a Commercial Painter. Applicants should have professional mixing and painting experience. You should also be f...
- Just Posted
Field Educator
- Syneos Health Commercial Solutions
-
Pueblo, CO
FULL_TIME
- Description You’re driven, resourceful, and above all else - remarkably smart. In this role, you will be responsible for educating and creating awareness with key patient care team member, including H...
- 3 Days Ago
Professional Pharmaceutical Sales Representative
- Syneos Health Commercial Solutions
-
Pueblo, CO
FULL_TIME
- Description You have what it takes: a competitive drive coupled with exceptional sales ability. In this role, you will be an integral part of a nationwide sales team developing and managing an assigne...
- 2 Months Ago
$21.00 hr/ Peak Time Part-time 29 hours Financial Services Representative I - Pueblo
- Premier Members Credit Union
-
Pueblo, CO
PART_TIME
- Job Description: As The Artisans of Banking, we strive to be B.R.A.V.E. (Build Relationships & Add Value Everyday). We recognize that in order to meet the needs of our communities, we must represent o...
- 14 Days Ago
Teller- Financial Services Representative I - Pueblo
- Premier Members Credit Union
-
Pueblo, CO
FULL_TIME
- Job Description: As The Artisans of Banking, we strive to be B.R.A.V.E. (Build Relationships & Add Value Everyday). We recognize that in order to meet the needs of our communities, we must represent o...
- 15 Days Ago
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0 Commercial Credit Analyst jobs found in Pueblo, CO area
Accounting Director
- Colorado City Metropolitan District
-
Colorado City, CO
- Job Highlights: This position performs a full range of financial and accounting functions to support cash, general, reap...
- 5/9/2024 12:00:00 AM
Associate Tax January 2026 | Colorado Springs
- FORVIS
-
Colorado Springs, CO
- Description & Requirements Are you an accounting student striving for CPA eligibility and looking for a full-time opport...
- 5/9/2024 12:00:00 AM
Quality Assurance Auditor (Project Management Office)
- Nana Regional Corporation
-
Colorado Springs, CO
- OverviewWork Where it MattersAkima Facilities Operations (AFO), an Akima company, is not just another federal facilities...
- 5/9/2024 12:00:00 AM
Gas Controller - Colorado Springs, CO
- Kinder Morgan, Inc.
-
Colorado Springs, CO
- Join our team as a Controller and help shape the future of North America's energy infrastructure with a career at Kinder...
- 5/9/2024 12:00:00 AM
Tax Intern | Summer 2025
- CBIZ, Inc.
-
Colorado Springs, CO
- With over 120 offices and nearly 7,000 associates throughout the U.S. CBIZ (NYSE: CBZ) delivers top-level financial and ...
- 5/9/2024 12:00:00 AM
Part-Time Bookkeeper/Billing Specialist
- Mariposa Center for Safety
-
Pueblo, CO
- Job Type Part-time Description The Mariposa Center for Bookkeeper/Billing Specialist works closely with the Executive Di...
- 5/7/2024 12:00:00 AM
Budget Analyst I or II
- Pueblo County, CO
-
Pueblo, CO
- Salary: See Position Description Location : Pueblo, CO Job Type: Full Time Job Number: 01525 Department: Budget & Financ...
- 5/7/2024 12:00:00 AM
PROJECT ACCOUNTANT
- R.E. Monks Construction
-
Colorado Springs, CO
- PROJECT ACCOUNTANT Since 1962, Monks Construction has continued its support and commitment to "Shared Success" and to "S...
- 5/5/2024 12:00:00 AM
About Pueblo, Colorado
Pueblo /ˈpwɛbloʊ/ is a home rule municipality that is the county seat and the most populous city of Pueblo County, Colorado, United States. The population was 106,595 in 2010 census, making it the 267th most populous city in the United States and the 9th largest in Colorado. Pueblo is the heart of the Pueblo Metropolitan Statistical Area, totaling over 160,000 people and an important part of the Front Range Urban Corridor. As of 2014, Pueblo is the primary city of the Pueblo–Cañon City combined statistical area (CSA) totaling approximately 208,000 people, making it the 134th largest in the nat...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$51,191 to $67,031
Pueblo, Colorado area prices
were up 2.3% from a year ago
were up 2.3% from a year ago
What does a Commercial Credit Analyst do?
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January 02, 2020
This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
January 01, 2020