Commercial Credit Analyst jobs in Savannah, GA
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
- FIRST CHATHAM BANK
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Savannah, GA
FULL_TIME
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POSITION SUMMARY: The Credit Analyst will support the Relationship Managers in underwriting requests for credit extensions to new and existing clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the Relationship Managers, perform annual credit reviews as needed, ensure compliance with the Bank’s credit policies and procedures, ensure the timely collection and spreading of interim and annual financial statements provided by clients, and update financial ticklers in Fiserv (Navigator) to maintain current reporting.
PRIMARY RESPONSIBILITIES:
- Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
- Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
- Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
- Provides thorough documentation of all financial analysis with via spreadsheets and written credit offering memorandums.
- Suggests a loan grade after conducting a thorough credit analysis and documentation review.
- Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
- Provides assigned reports.
- Performs annual review of loan relationships.
- Other projects as assigned.
- 13 Days Ago
- Colonial Group, Inc.
-
Savannah, GA
FULL_TIME
- Colonial Group, Inc. is a multigenerational, family-owned parent company of a variety of subsidiaries. Our group offers a diverse portfolio of products and services, which combined with strategic infr...
- 30 Days Ago
- Syneos Health Commercial Solutions
-
Savannah, GA
FULL_TIME
- Description You have what it takes: a competitive drive coupled with exceptional sales ability. In this role, you will be an integral part of a nationwide sales team developing and managing an assigne...
- 16 Days Ago
- PDS Tech Commercial, Inc.
-
Savannah, GA
FULL_TIME
- Operations Trainee Position Available in Savannah, GA - Start Your Career in Aircraft Manufacturing!About the Opportunity:We are currently seeking motivated individuals for an entry-level Operations T...
- 16 Days Ago
- PDS Tech Commercial, Inc.
-
Savannah, GA
FULL_TIME
- QC Inspector I Position in Savannah, GAAbout the Opportunity:We are currently seeking a QC Inspector I to join our team in Savannah, GA. This position is ideal for individuals with experience in quali...
- Just Posted
- PDS Tech Commercial, Inc.
-
Savannah, GA
FULL_TIME
- EducationBachelor's Degree in engineering or related curriculum applicable to the respective job position required or equivalent combination of education and experience sufficient to successfully perf...
- Just Posted
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0 Commercial Credit Analyst jobs found in Savannah, GA area
- RemX The Workforce Experts
-
Savannah, GA
- Job Description Job Description RemX has an exciting opportunity for a Bilingual Accounting Manager with a growing compa...
- 4/24/2024 12:00:00 AM
- Koch Industries
-
Savannah, GA
- Georgia-Pacific LLC is currently seeking an experienced leader and Manager of Accounting to join our team! This role cre...
- 4/24/2024 12:00:00 AM
- Jackson Hewitt Tax Service
-
Savannah, GA
- Job Description Job Description Jackson Hewitt Tax Services is searching for talented Seasonal Tax Preparers. We offer f...
- 4/23/2024 12:00:00 AM
- St. Josephs/candler Health System
-
Savannah, GA
- The Accountant II analyzes and maintains a complete and accurate general ledger; prepares managerial and financial repor...
- 4/23/2024 12:00:00 AM
- Comfort Systems USA Southeast
-
Savannah, GA
- As a Business Development Sales Professional, you will be working with customers in commercial/industrial settings to pr...
- 4/22/2024 12:00:00 AM
- MedAire
-
Savannah, GA
- Job Description Job Description MedAire Part-time Medical Instructor Delivers MedAire developed training programs as dir...
- 4/22/2024 12:00:00 AM
- Peake CPA LLC
-
Savannah, GA
- Job Description Job Description We are looking for a Staff Accountant to join our team! You will be responsible for prep...
- 4/21/2024 12:00:00 AM
- Hotel Bardo Savannah
-
Savannah, GA
- Compensation Type: Hourly Highgate Hotels: LEFT LANE Hospitality in partnership with Highgate Hotels is excited to intro...
- 4/16/2024 12:00:00 AM
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