Commercial Credit Analyst jobs in Spartanburg, SC

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Data Analyst
  • American Credit Acceptance
  • Spartanburg, SC OTHER
  • Overview

    The Data Analyst will provide critical data processing, reporting, and analytics capabilities. This role would analyze complex data structures to generate useful business insights and develop reporting to monitor business critical results. Supports leadership team with data consultation, data gathering, and data analysis.

     

    Essential Functions

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    • Quantitative and qualitative analysis; communicate with business customers to establish data requirements
    • Data preparation tasks, including acquisition, cleaning, storage, and quality assurance
    • Create tools or queries to obtain data from central data repository for the purposes of reporting, analysis, and process improvement
    • Present final analysis to customers
    • Participate on project teams

    Qualifications

    • Bachelor’s degree
    • Experience with SQL or similar data querying language
    • Experience with programming language

    Preferred Qualifications

    • Degree from an analytical field
    • 1 years experience with SQL
    • 2 years experience in programming

     

    To be successful in this role, you will need to demonstrate the characteristics our Guiding Principles:Integrity - Conduct all business in an honest, forthright, and ethical manner.Partnership - Honor commitments and develop enduring relationships grounded in mutual trust, respect, service, and reliability. This applies to customers, teammates, investors, financial partners, vendors, and our communities.Humility - Recognize what we do not know, actively seek knowledge and guidance in our decision making, and acknowledge, learn and grown from our mistakes.Principled Entrepreneurship - Create long-term value by anticipating opportunities for profitable growth, satisfying the evolving needs of the customer, and embracing change while striving for continuous improvement. Exercise sound judgment and take calculated risks to deliver superior results.Initiative - Be decisive and passionately pursue opportunities with a sense of urgency while continuously adapting and refining strategies.Fulfillment - Reach our full potential by developing our talents, earning meaningful responsibility, and overcoming challenges as a team, and find purpose in the positive impact we have on our business, family, and community.

     

    Work Environment and Physical DemandsThis job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. This position is required to lift at least 50 pounds and have the mobility to keep the storage areas orderly and floors cleaned of IT clutter.Position Type/Expected Hours of WorkThis is a full-time position with a work schedule of Monday-Friday with some schedule variations as needed including on-call coverage rotation. Occasional night or weekend work for special projects.

     

    EEO Statement

    ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

     

    Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

     

    You are not officially considered an applicant unless you have completed an employment application in ACA's online applicant tracking system, iCIMS.

    #LI-BP1

  • 1 Month Ago

S
Financial Analyst
  • Spero Financial Federal Credit Union
  • Spartanburg, SC FULL_TIME
  • Role Serves as a direct support to the VP of Finance and is responsible for the maintenance of the Asset/Liability Management Model (ALM) of the credit union and the Current Expected Credit Loss Model...
  • 1 Day Ago

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HVAC Service Technician
  • Helios Commercial Service Partners
  • Spartanburg, SC FULL_TIME
  • Up to $5000 Sign On Bonus! HVAC/R Service Technicians provide diagnostics, service, repair, maintenance & installation for various brands of light commercial HVAC/R equipment. Our technicians make qua...
  • 5 Days Ago

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Maintenance Mechanic
  • Commercial Steel - North America
  • Spartanburg, SC FULL_TIME
  • it’s what’s inside that counts_______________________________There’s more to CMC than our steel products and the buildings, structures, and roads they go into. At CMC, it’s the people inside our recyc...
  • 8 Days Ago

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Professional Pharmaceutical Sales Representative
  • Syneos Health Commercial Solutions
  • Spartanburg, SC FULL_TIME
  • Description You have what it takes: a competitive drive coupled with exceptional sales ability. In this role, you will be an integral part of a nationwide sales team developing and managing an assigne...
  • 1 Month Ago

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GBS Credit & Collection Specialist
  • Adidas
  • Spartanburg, SC FULL_TIME
  • PURPOSE & OVERALL RELEVANCE FOR THE ORGANIZATION: To maintain an account base for Sales that is not only credit worthy but also profitable for both adidas and our Retailer. Timely collection of past d...
  • 1 Month Ago

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0 Commercial Credit Analyst jobs found in Spartanburg, SC area

Spartanburg is the most populous city in and the seat of Spartanburg County, South Carolina, United States, and the 12th-largest city by population in the state. The city of Spartanburg has a municipal population of 37,013, and Spartanburg County has an urban population of 180,786 as of the 2010 census. The Spartanburg Metropolitan Statistical Area, including Spartanburg and Union counties, had a population of 317,057 as of the 2010-2014 American Community Survey 5-Year Estimates. Spartanburg is the second-largest city in the greater Greenville–Spartanburg–Anderson Combined Statistical Area, w...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$49,585 to $64,926
Spartanburg, South Carolina area prices
were up 1.5% from a year ago

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The Commercial Credit Analyst role within Hewlett Packard Enterprise Financial Services (HPEFS) supports the rapidly growing and Channel segment.
January 02, 2020
This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
January 01, 2020