Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Position located in Norwalk, CT
Position Overview:
Responsible for underwriting new business transactions for Structured Finance products, which include leases, loans, club syndicated credits, SDG-related opportunities and senior secured transactions based on the credit guidelines and risk levels determined by senior management. This position will work closely with the sales staff to meet with and understand the client’s needs and work with the credit and operations team to structure and close transactions in a timely manner.
Commitment to Internal Control:
Incumbent must understand, abide, and uphold system of internal controls related to the essential duties of the position.
Managed Business Risks:
Essential Duties and Responsibilities:
(List in order of time spent)
Qualifications/Competencies:
Working Hours:
Tools and Equipment Used:
Physical Demands:
Salary Range: ($100,000.00 - $138,000.00) per year with an opportunity to earn a discretionary annual bonus.
The salary range is determined and based on internal equity, market data/ranges, applicant's skills, prior relevant experience, and education.
Additional Benefits:
• Medical, Dental and Vision Plans
• 401(k) and matching
• Generous Paid Time Off
• Company paid Life Insurance
• Employee assistance program
• Training and Development Opportunities
The job description does not constitute an employment contract, implied or otherwise, other than an “at will” relationship and is subject to change by the employer as the needs of the employer and requirements of the job change.
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0 Commercial Credit Analyst jobs found in Stamford, CT area