Commercial Credit Analyst jobs in Tampa, FL
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Credit Analyst
- McNichols
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Tampa, FL
FULL_TIME
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With 19 service centers nationwide, McNICHOLS CO. is North America’s leading supplier and fabricator of “Hole Products”, including Perforated and Expanded Metals, Wire Mesh and Designer Metals, as well as a complete line of Metal Grating and Flooring Products. Founded in 1952 by the late Robert L. McNichols, the Company was established on strong values, high ethical standards and a commitment to employees and customers.We have an exciting opportunity for a Credit Analyst to join our team. This position will oversee the credit granting process for assigned accounts and be responsible for the related Accounts Receivable portfolio. This includes the application of the company’s credit policies, controlling delinquency, cash collection, bad debts and the monitoring of customer credit worthiness for current and potential customers.This position is based at our corporate office which is centrally located at Rocky Point, overlooking the waters of Tampa Bay.Responsibilities:
- Review new account applicants for credit worthiness
- Assist the sales team in validating and securing good credit risk customers by interpreting credit metrics such as DSO, Bad Debt, AR Aging and others
- Identify solutions for orders that need further review or consideration
- Work expeditiously to gather documentation and approve customer orders quickly
- Manage assigned AR portfolio within defined metrics
- Monitor assigned accounts for past due balances and collectability
- Contact delinquent customers to address and resolve past due balances or account disputes
- Work with Accounting to solve for issues related to taxation, cash application, NSF checks, credit card processing and more
- Recommend unresponsive accounts for further collection activity
Qualifications:- 3-5 years of experience in commercial credit account management along with a strong understanding of collections and account receivables.
- Ability to understand and interpret core credit metrics such as DSO, Bad Debt, AR Aging and others
- Experience working with collection agencies, skip tracers, attorneys and other forms of debt collection
- Analytical skills including experience with financial statement analysis and other methods of determining customer solvency
- NACM certification or similar certifications applicable to the field of credit and collection are preferred
- Strong proficiency with Microsoft Word and Excel
- Familiarity with ERP and Customer Management Systems, preferably J.D. Edwards E1 and Oracle CRM
- Excellent customer service skills and high ethical standards
- Ability to negotiate with others to gain support in a professional manner
- Goal oriented with ability to meet or exceed established credit and collection objectives
McNICHOLS is proud to reward our team with quarterly recognition incentives and a generous benefits package including 1st day eligibility for health insurance, three weeks of PTO, 9 paid holidays, 401k with employer match and Company provided disability/life insurance.McNICHOLS CO. is a Drug Free Workplace and strong advocate of workforce diversity.We invite you to visit mcnichols.com/careers to learn more. - 13 Days Ago
Associate Credit Analyst (Casual)
- Zip Co Limited
-
Sydney, FL
FULL_TIME
- Assess credit applications using modern tech and prior loans assessment experience Fast-paced, high volume environment with connections to multiple internal stakeholders Rotating roster from Monday - ...
- 5 Days Ago
Credit Analyst II
- Amerantbank
-
Tampa, FL
FULL_TIME
- Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with large, complex structures & transactions related to Commercial and Industrial...
- 25 Days Ago
Junior Credit Analyst
- FLEETCOR
-
Sydney, FL
FULL_TIME
- About Us Corpay is a global leader in business payments, helping companies of all sizes better track, manage and pay their expenses. Corpay provides customers with a comprehensive suite of online paym...
- 1 Month Ago
Sales Analyst - Tampa, FL
- Signode -Sales Analyst
-
Tampa, FL
FULL_TIME
- Sales Analyst - Tampa, FL Apply Now Description/Job Summary SUMMARYThis position will be instrumental in supporting the Americas commercial team with timely, insightful data analytics and reporting, w...
- 10 Days Ago
HRIS Analyst II - Tampa, FL
- Signode -HRIS Analyst II
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Tampa, FL
FULL_TIME
- HRIS Analyst II - Tampa, FL Apply Now Description/Job Summary POSITION SUMMARYThe HRIS Analyst II supports the global HR technology systems and supporting business processes. This role works closely w...
- 1 Month Ago
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0 Commercial Credit Analyst jobs found in Tampa, FL area
Credit Analyst II
- Amerant Bank
-
Tampa, FL
- Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated wi...
- 4/23/2024 12:00:00 AM
Project Controls Senior Analyst
- Black & Veatch
-
Tampa, FL
- **Project Controls Senior Analyst** Date: Apr 21, 2024 Location: Overland Park, KS, US US Atlanta, GA, US Ann Arbor, MI,...
- 4/23/2024 12:00:00 AM
Credit Analyst II
- Amerant Bank
-
Tampa, FL
- Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated wi...
- 4/22/2024 12:00:00 AM
Accounts Payable P2P Specialist - 3 month assignment Hybrid
- Informa
-
Sarasota, FL
- Informais a leading international events, intelligence and scholarly research group. Were the specialists specialist. Th...
- 4/20/2024 12:00:00 AM
Structural Engineer 4- Transmission Line- US Hybrid
- Black & Veatch
-
Tampa, FL
- **Structural Engineer 4- Transmission Line- US Hybrid** Date: Apr 18, 2024 Location: US Company: Black & Veatch Family o...
- 4/20/2024 12:00:00 AM
C&I Banking Officer
- Republic Bancorp, Inc.
-
Saint Petersburg, FL
- "Republic Bank believes in the development and advancement of our associates. We offer the opportunity to learn all aspe...
- 4/19/2024 12:00:00 AM
Credit Review Senior Officer I -Hybrid- C14 - TAMPA
- Citigroup
-
Tampa, FL
- The Credit Review Senior Manager is a strategic professional who closely follows latest trends in own field and adapts t...
- 4/19/2024 12:00:00 AM
Accounts Payable P2P Specialist - 3 month assignment Hybrid
- Informa
-
Sarasota, FL
- Informais a leading international events, intelligence and scholarly research group. We’re the specialist’s specialist. ...
- 4/19/2024 12:00:00 AM
About Tampa, Florida
Tampa is a major city in, and the county seat of, Hillsborough County, Florida, United States. It is on the west coast of Florida on Tampa Bay, near the Gulf of Mexico, and is the largest city in the Tampa Bay Area. The bay's port is the largest in the state, near downtown's Channel District. Bayshore Boulevard runs along the bay, and is east of the historic Hyde Park neighborhood.
Today, Tampa is part of the metropolitan area most commonly referred to as the "Tampa Bay Area". For U.S. Census purposes, Tampa is part of the Tampa-St. Petersburg-Clearwater, Florida Metropolitan Statistical Area....
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$50,007 to $65,478
Tampa, Florida area prices
were up 1.1% from a year ago
were up 1.1% from a year ago
What does a Commercial Credit Analyst do?
Commercial Credit Analyst in Moline, IL
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Commercial Credit Analyst in Galveston, TX
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Commercial Credit Analyst in Fargo, ND
The Commercial Credit Analyst role within Hewlett Packard Enterprise Financial Services (HPEFS) supports the rapidly growing and Channel segment.
January 02, 2020
This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
January 01, 2020