Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
About us
Commercial Office & Interiors is a small business in Wichita Falls, TX. We are professional, agile and our goal is to hire a part time bookkeeper. Make your own hours during the week and we are okay with you having another job or taking college classes. We are flexible and easy to work with.
Our work environment includes:
Job Overview: We are seeking a skilled Bookkeeper to join our team. As a Bookkeeper, you will be responsible for maintaining accurate financial records and performing various accounting tasks. The ideal candidate will have strong knowledge of corporate accounting principles and experience with accounting software such as Sage. This is a great opportunity for someone who is detail-oriented, organized, and has a passion for numbers. Responsibilities: - Maintain general ledger accounts by reconciling accounts receivable, accounts payable, and bank statements - Process invoices and payments accurately and in a timely manner - Prepare financial reports by collecting, analyzing, and summarizing account information - Assist in budgeting and forecasting activities - Perform monthly bank reconciliations - Ensure compliance with financial policies and procedures - Assist with year-end audits and tax filings - Collaborate with team members to improve accounting processes Skills: - Strong knowledge of corporate accounting principles - Proficiency in using accounting software, such as Sage - Experience with general ledger accounting and accounts payable/receivable - Familiarity with financial concepts and budgeting - Ability to analyze financial data and prepare accurate reports - Knowledge of technical accounting standards and practices - Excellent attention to detail and organizational skills - Strong communication skills, both written and verbal - Ability to work independently and meet deadlines If you are a dedicated professional with a passion for numbers and a desire to contribute to the success of our organization, we encourage you to apply for the position of Bookkeeper.
Job Type: Part-time
Pay: $17.00 - $19.00 per hour
Expected hours: 10 – 20 per week
Experience level:
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Work Location: In person
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