Commercial Loan Business Development Officer jobs in Schenectady, NY

Invest in your future with BSNB! Join a nationally recognized financial institution and make an impact in the communities where you live and work! Ballston Spa National Bank (BSNB) is seeking an experienced individual to join our Commercial Banking Team as an AVP Business Development Officer. This individual will play a key role in continued growth in the capital region by developing relationships with qualified prospects and identifying opportunities to convert them to customers. Local decision making is a huge benefit in this role!

How do we invest in you? This position earns competitive base pay coupled with an annual incentive plan. We also offer great benefits, including medical, dental, vision, a 401(k) plan with a company match, a pension plan, 11 paid holidays, paid time off (PTO), company-paid life insurance, voluntary insurances, and more!

We also like to give back to our staff. The success of each staff member, as well as the bank, is at the heart of how we work. Staff development is key to our success, and contributions by each individual are recognized and celebrated. If this sounds like the right opportunity for you to leverage your skills, join our close-knit team today!

A DAY IN THE LIFE OF THE AVP, BUSINESS DEVELOPMENT OFFICER

As the AVP, Business Development Officer, you will call on existing and prospective clients to establish or grow relationships in the capital district. You will work with other lines of business to make calls on customers with complex financial needs. You will grow relationships to understand customer business needs, review financial statements and supporting documents to insure the appropriate product recommendation and create a complete credit package. To be successful, you will ensure that banking relationships are fully developed, including specific efforts to serve the retail and commercial lending needs of the clients' owners/management/associates, driving toward commercial deposit and loan growth goals. You will consistently meet established loan and deposit growth goals.

QUALIFICATIONS The ideal candidate will have a minimum of five years' experience in a business development position in the financial services industry, with a 4-year degree in Business, Finance or related field. Candidates must have a track record of prospecting new business and enhancing existing relationships in the capital district area. Candidates will have strong negotiating, sales and relationship building skills. Well-developed communication skills are a must. Demonstrated PC skills and membership in civic and professional organizations required.

ABOUT BALLSTON SPA NATIONAL BANK (BSNB)

Established in 1838, we are proud to provide community banking to individuals, families, and businesses located in the greater Capital Region. Thirteen full-service banking offices provide products and services geared towards meeting the needs of the markets we serve. As a community-minded financial institution, we make giving back and volunteer work a priority.

BSNB is an Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, national origin, or other protected status. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans.