Commercial Loan Manager jobs in Colorado Springs, CO

Job Title: Commercial Loan Processor Department: Commercial Loans

Reports to: AVP of Commercial Loans FLSA Classification: Non-Exempt

Effective Date: January 1, 2021 Salary Range: $20.00 / $28.00 Hourly

Job Summary: The Commercial Loan Processor is responsible for processing and assisting the Assistant Vice President Commercial Loans, Vice President Commercial Loans, Loan Officers, and Branch Presidents, in the operations of the Commercial Loan Department.

Supervisory Responsibilities: None

Duties/Responsibilities:

• Process loans in accordance with the Bank’s loan policies and procedures as well as within the appropriate best practices and legal standards.
• Assist the Commercial Loan Officers in the preparation of loan closing documentation.
• Responsible for obtaining all pertinent information and documentation required for a loan to be closed.
• Coordinates closings and prepare loan closing packages. Check loan documents for proper vesting, legal descriptions, closing dates, signatures, accuracy of data, etc.
• Perform UCC searches to determine the status of pre-existing liens prior to loan documentation.
• Track any documentation or items needed after loan closing to ensure the accuracy of each loan file.
• Set up loans on core data processor and initiate funding of loans.
• Filing of all loan information and the recording of security agreements, deeds of trust, assignments of rents, etc. with the property county.
• Maintain a current schedule of loans in process.
• Perform final audits on loan files to ensure the files are accurate and complete.
• Scan loan files after loan closings and scan credit files as soon as it is available on Accusystem.
• Maintain files for core documents.
• Perform line of credit draws, principal reductions, loan advances, etc. as a result of customer requests.
• Assist other member of the loan department or loan servicing department with preparing documentation, ordering of appraisals, running payments, quality controlling and final audits of files, etc.
• Support the Bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge. Display and adhere to bank protocol regarding the Bank Secrecy Act and Anti Money Laundering Regulations in relation to specific job duties, including but not limited to the Red Flag Identity Theft Prevention program, OFAC, and reporting Suspicious Activity

Required Skills/Abilities:

• Excellent verbal and written communication skills.
• Excellent interpersonal and customer service skills.
• Excellent organizational skills and attention to detail.
• Proficient in Microsoft Office Suite or related software, as well as analysis software.
• Basic understanding of relevant equipment, policies, procedures and strategies used in credit analysis.
• Ability to identify discrepancies and problems.

Compliance Requirements:

• Ensure Compliance with all internal controls and established policies and procedures.

Education and Experience:

• High School Diploma or Equivalent. Some loan or Bank experience is preferred.

Physical Requirements:

• Must be able to lift up to 50 pounds at times.
• May need to stand for long periods of time.

Benefits:

• Paid time Off
• Sick Time Off
• Medical, Dental, and Vision
• $30,000 Employer Paid Life Insurance Policy
• Voluntary Life, Short Term and Long Term Disability
• Flexible Spending Account (FSA), Health Savings Account (HSA) Must Enroll into Medical Plan for Eligibility, and Health Reimbursement Account (HRA)
• 401k
• Employee Stock Ownership Plan

Qualifications: Must meet FDIC standards and Bank requirements; must comply with all company policies, including its handbook, and maintain the ability to meet like standards and requirements throughout term of employment.

Affirmative Action / EEO Statement: High Country Bank is an Equal Opportunity Employer that does not discriminate on the basis of actual or perceived race, creed, color, religion, alienage or national origin, ancestry, citizenship status, hair texture, hair type, or a protective hairstyle that is commonly or historically associated with race, age, disability or handicap, sex, marital status, veteran status, sexual orientation, genetic information, arrest record, or any other characteristic protected by applicable federal, state or local laws. Our management team is dedicated to this policy with respect to recruitment, hiring, placement, promotion, transfer, training, compensation, benefits, wage rates, pay practices, employee activities and general treatment during employment. High Country Bank will endeavor to make a reasonable accommodation to the known physical or mental limitations of qualified employees with disabilities unless the accommodation would impose an undue hardship on the operation of the Bank. If you need assistance to perform your job duties because of a physical or mental condition, please let the VP of Human Resources know. High Country Bank will endeavor to accommodate the sincere religious beliefs of its employees to the extent such accommodation does not pose an undue hardship on the operation of the Bank. If employees wish to request an accommodation, they should contact the VP of Human Resources.

Any employees with questions or concerns about this policy or who experiences or observes any violation of this policy should report it immediately to the VP of Human Resources. High Country Bank prohibits any form of retaliation against individuals who, in good faith, report such matters or participate or cooperate in their investigation. If employees feel they have been subjected to any such retaliation, they should contact the VP of Human Resources. Violation of this policy including any improper retaliatory conduct will lead to discipline, up to and including termination. All employees must cooperate with investigations under this policy