Commercial Loan Manager manages a team of commercial loan officers to build commercial loan business within a designated market. Provides operational guidance to loan officers and approves requests for loans beyond the officers' approval limits. Being a Commercial Loan Manager may personally handle the most complex loans and most difficult credit approvals. Adheres to all regulatory requirements and internal risk and operating policies and procedures. Additionally, Commercial Loan Manager builds a high-performance lending team with individual mentoring, coaching, and professional development opportunities. Typically requires a bachelor's degree. Typically reports to a director. The Commercial Loan Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Commercial Loan Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)
First Bank and Trust is seeking a Commercial Loan Officer for our Fairlawn, VA office. This individual will work directly with the SVP Regional Manger with a focus on developing and maintaining a loan portfolio consisting of commercial and consumer loans. The ideal candidate will have experience in Lending (Commercial and Consumer) and financial underwriting. Ten years or more of related banking experience is preferred.
For more information go to www.firstbank.com/about/join-our-team
POSITION SUMMARY: Extends credit to businesses and individuals. Originates commercial loans, real estate, and consumer loans, determines creditworthiness, and makes recommendations for grant of same. Reviews and analyzes financial statements, tax returns, business plans and other pertinent information. Has loan authority and presents loans to the bank loan committee. Refers business to other divisions within the bank including Commercial Deposit Services and First Trust & Wealth Management. Participate in sales, marketing and strategic planning to expand First Bank & Trust’s lending and deposit opportunities in the Kingsport Market Area.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
BENEFITS:
MINIMUM EDUCATION AND EXPERIENCE:
MINIMUM SKILLS AND ABILITIES:
COMPLIANCE: The employee has the responsibility to acquire and maintain the required knowledge of State and Federal Banking regulations and policies and those regulations and policies inherent to position requirements.
PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this Job, the employee is regularly required to talk and hear. The employee is frequently required to stand, walk and sit. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision.
WORK ENVIRONMENT: Typical office environment, travel to customer’s location and branches in the region.
CONFIDENTIALITY: Confidential information concerning a customer, system, design, program or product unique to First Bank & Trust Company shall not be used for personal gain. Such information shall not be revealed to any person outside the Bank without the consent of the individual or organization involved or as otherwise permitted by law.
The statements on this job description are intended to describe the general nature and level of work being performed. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. Employees may perform other duties as assigned. In addition, all First Bank and Trust employees are expected to:
First Bank and Trust is an Equal Opportunity Employer EOE/AA/M/F/Disabled/Veteran
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