Commercial Loan Officer jobs in Battle Creek, MI

Commercial Loan Officer solicits and services a variety of smaller commercial loans. Performs a due diligence review of potential borrowers, including a risk and financial analysis. Being a Commercial Loan Officer approves loans within established limits or presents to loan committee for approval. Monitors and maintains existing commercial loan portfolio. Additionally, Commercial Loan Officer adheres to all regulatory requirements and internal risk and operating policies and procedures. May assist senior loan officers with larger or more complex loans. Typically requires a bachelor's degree. Typically reports to a manager. The Commercial Loan Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Loan Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Commercial Loan Administrative Assistant
  • Southern Michigan Bank & Trust
  • Portage, MI FULL_TIME
  • Department: Commercial Loans

    FLSA Status: Non-Exempt

    SUMMARY

    This position is responsible for overseeing the preparation and execution of commercial loan packages and maintaining all necessary loan documentation; will assist one or more commercial loan officers, handling loans that are confidential and complex in nature; all other duties and responsibilities as assigned.


    ESSENTIAL DUTIES AND RESPONSIBILITIES

    • Review and prepare loan packages and documentation following underwriting guidelines and policies.
    • Prepare various loan documents to protect the bank's security position. This documentation may include, but not be limited to, various types of Promissory Notes, Affidavits, Extensions and Amendments, Security Agreements, Addendums, and Mortgages.
    • Screen incoming visitors and telephone calls, respond to and write routine correspondence, memos, and reports for loan officers; file documents and correspondence; maintain commercial loan files.
    • May be required to meet with customers and close small business loans.
    • Periodically balance commercial loan general ledger accounts.
    • Compile and prepare month-end and quarter-end reports that are reviewed at the monthly Board of Directors meetings.
    • Process and review loans on Jack Henry Browser and Xperience for accuracy.
    • Order third-party loan documentation such as title searches or commitments, credit bureau reports, flood determinations, collateral insurance with proper coverage as requested for loan officers, etc.
    • Follow up on the collection of pending loan documentation and assist loan officers with the delivery and processing of documents.
    • Prepare and send notices on denied credit applications.
    • Prepare and process Advances, Transfers, and Pay downs on commercial, agricultural, and floor plan lines of credit.
    • Provide customer service assistance with problem resolution, billing, account, or loan servicing inquiries.
    • Help cross-train and assist colleagues in the Commercial Loan and Credit Departments.

    SUPERVISORY RESPONSIBILITIES

    None


    QUALIFICATIONS

    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.

    The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

    In addition to the qualifications listed above, this position requires:

    • Strong attention to detail and quality work performance
    • Self-motivation and ability to work independently
    • Ability to remain focused in meeting tight deadlines
    • Ability to multi-task in a fast-paced environment
    • Must be able to follow through on tasks that need resolution at a later date

    EDUCATION and/or EXPERIENCE

    High School diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience.


    TECHNICAL SKILLS

    • Windows Training
    • Jack Henry
    • Microsoft Excel
    • Microsoft Word
    • LaserPro Training

    LANGUAGE SKILLS

    Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.


    OTHER SKILLS AND ABILITIES

    • This position requires the individual to work independently, with little supervision. The position will generally work for one or more senior bank officers and will be required to multi-task between several officers and work under tight deadlines.
    • Must be able to apply job knowledge to discern when exceptions should be made and when supervisor's or officer's supervisor's approval is needed.
    • This position requires an individual that possesses a high degree of professionalism and will deal with a wide variety of people both within and outside of the bank. All of these encounters require a friendly and helpful attitude.
    • Must have high attention to detail, focus on deadlines, and the willingness to share knowledge with others.
    • Must be a team player and willing to positively contribute to a team environment.

    MATHEMATICAL SKILLS

    Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.


    REASONING ABILITY

    Ability to interpret from simple to complex legal documents to determine borrower's compliance and eligibility for future draws and advances.


    PHYSICAL DEMANDS

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

    While performing the duties of this job, the employee is regularly required to use hands to finger, handle or feel; reach with hands and arms; talk and hear. The employee is frequently required to sit. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.


    WORK ENVIRONMENT

    The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. The noise level in the work environment is usually quiet.

  • 20 Days Ago

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Commercial Loan Relationship Associate
  • Arbor Financial Credit Union
  • Kalamazoo, MI FULL_TIME
  • DescriptionJob Title: Commercial Loan Relationship AssociateFLSA: ExemptFunction: Commercial BankingReports To: Vice President – Commercial BankingPurpose: Primary goal is to grow, develop, and retain...
  • 20 Days Ago

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Commercial Loan Coordinator I
  • Arbor Financial Credit Union
  • Kalamazoo, MI FULL_TIME
  • DescriptionJob Title: Commercial Loan Coordinator IFLSA: Non-Exempt Function: Commercial Banking Reports To: Director of Credit AdministrationPurpose: Partner with the Commercial Loan Officers to coor...
  • 20 Days Ago

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Commercial Loan Relationship Associate
  • Michigan Credit Union League
  • Kalamazoo, MI FULL_TIME
  • Organization: Arbor Financial CU Date Posted: March 7, 2024 Region: Southwest Michigan Location of Position: Kalamazoo Position Level: Entry Primary goal is to grow, develop, and retain profitable com...
  • 13 Days Ago

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Commercial Loan Coordinator I
  • Michigan Credit Union League
  • Kalamazoo, MI FULL_TIME
  • Organization: Arbor Financial CU Date Posted: March 7, 2024 Region: Southwest Michigan Location of Position: Kalamazoo Position Level: Entry Partner with the Commercial Loan Officers to coordinate the...
  • 14 Days Ago

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Mortgage Loan Officer
  • Michigan Credit Union League
  • Kalamazoo, MI FULL_TIME
  • Organization: Consumers CU Date Posted: February 2, 2024 Region: Southeast Michigan Location of Position: Kalamazoo Position Level: Managerial Mortgage Loan Officer The Consumers Credit Union team is ...
  • 19 Days Ago

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0 Commercial Loan Officer jobs found in Battle Creek, MI area

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Brokerage Manager
  • JM Wilson
  • Kalamazoo, MI
  • As a Broker Manager at JM Wilson, you are responsible for managing department operations, setting and achieving departme...
  • 3/29/2024 12:00:00 AM

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Flex Merchandiser
  • Driveline
  • Battle Creek, MI
  • Job Description Retail Merchandisers Needed! Earn $11.5 / hour - Flexible Hours and Workdays - Make Your Own Schedule! T...
  • 3/29/2024 12:00:00 AM

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Host
  • Cracker Barrel
  • Battle Creek, MI
  • US-MI-Battle Creek As a Host and hospitality expert, youll get to welcome our guests into the store with a smile and cal...
  • 3/29/2024 12:00:00 AM

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Part-Time Sales Teammate
  • Buckle
  • Battle Creek, MI
  • Summary At Buckle, we target enthusiastic, ambitious individuals, who enjoy fashion and possess strong communication ski...
  • 3/29/2024 12:00:00 AM

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Assistant in Training
  • Buckle
  • Battle Creek, MI
  • Summary Buckle is seeking experienced and talented individuals who desire to take their skills to the next level. As an ...
  • 3/29/2024 12:00:00 AM

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Investments Manager
  • Daus Financial Group
  • Kalamazoo, MI
  • Job Description Job Description INVESTMENT OPERATIONS MANAGER Growing comprehensive financial planning firm is searching...
  • 3/28/2024 12:00:00 AM

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Collection Specialist
  • RNR Tire Express
  • Battle Creek, MI
  • Job description The Assistant Collection position is a full-time opportunity offering a family atmosphere, great pay ($3...
  • 3/28/2024 12:00:00 AM

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Mortgage Consultant
  • Prosperity Home Mortgage, LLC
  • Portage, MI
  • Job Summary: Under the supervision of the Regional Sales Leader, the Mortgage Consultant is responsible for advising new...
  • 3/25/2024 12:00:00 AM

Battle Creek is a city in the U.S. state of Michigan, in northwest Calhoun County, at the confluence of the Kalamazoo and Battle Creek rivers. It is the principal city of the Battle Creek, Michigan Metropolitan Statistical Area (MSA), which encompasses all of Calhoun County. As of the 2010 census, the city had a total population of 52,347, while the MSA's population was 136,146. According to the United States Census Bureau, the city has a total area of 43.73 square miles (113.26 km2), of which 42.61 square miles (110.36 km2) is land and 1.12 square miles (2.90 km2) is water, making Battle Cree...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Loan Officer jobs
$64,611 to $89,379
Battle Creek, Michigan area prices
were up 1.3% from a year ago

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