Commercial Loan Officer jobs in Idaho Falls, ID

Commercial Loan Officer solicits and services a variety of smaller commercial loans. Performs a due diligence review of potential borrowers, including a risk and financial analysis. Being a Commercial Loan Officer approves loans within established limits or presents to loan committee for approval. Monitors and maintains existing commercial loan portfolio. Additionally, Commercial Loan Officer adheres to all regulatory requirements and internal risk and operating policies and procedures. May assist senior loan officers with larger or more complex loans. Typically requires a bachelor's degree. Typically reports to a manager. The Commercial Loan Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Loan Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Commercial Loan Officer
  • DL Evans Bank
  • Rexburg, ID OTHER
  • Job Description

    The Commercial Loan Officer is responsible for receiving, reviewing, evaluating, and underwriting commercial loan requests. He or she meets with applicants to explain credit policies and to obtain loan information and documentation, monitors and reviews construction and development loans, and helps with collection activities. The Commercial Loan Officer serves borrowers and prospective borrowers promptly and professionally, provides general bank information, cross-sells services, and helps other Commercial Lending personnel as necessary. He or she is responsible for business development and marketing of existing and prospective accounts.

    Qualifications

    • High school diploma or GED required; Bachelor's degree in Business, Finance, or a related field preferred
    • Three to five years of commercial lending experience required
    • Understanding of financial analysis and determination of credit worthiness required
    • Knowledge of Bank lending and collections programs, policies, and procedures required
    • Active license number with the Nationwide Mortgage Licensing System and Registry or the ability to obtain such
    • Familiarity with property management and maintenance procedures preferred
    • Strong interviewing skills
    • Excellent written and verbal communication skills
    • Proven track record of community/civic/trade organization involvement and business development
    • Strong analytical skills
    • Able to use financial calculator and related computer applications and business machines


    Responsibilities

    • Ensures that customers' requests and questions are promptly resolved
    • Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers
    • Completes lending operations in accordance with established Bank policies and legal requirements
    • Informs customers of Bank loan policies and services
    • Analyzes and evaluates loan requests and approves loan within specified limits or prepares written submission for consideration by the Senior Lender, Regional Credit Officer, or Senior Loan Committee if over individual limit
    • Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems
    • Helps review construction loan advances on commercial properties
    • Conducts property inspections as assigned
    • Reviews loan reports to identified maturing or matured loans and is proactive in completing renewal paperwork or processing a decline
    • Helps with the collection of delinquent accounts
    • Establishes and maintains effective and professional business relations with customers and trade professionals
    • Educates customers regarding bank products and services requested and how they can better serve their individual financial needs
    • Meets with applicants whose loans are denied and explains reasons and alternatives
    • May indirectly or directly supervise loan personnel and/or lending assistants, ensuring that high quality work and efficiency in operations are maintained
    • May determine work methods and flow through assigning, directing, coordinating, and reviewing tasks
    • Attends assigned training sessions and stays current on new procedures and policies
    • Markets commercial loans and cross-sells other bank products and services
    • Stays informed regarding changes in lending standards and related legal requirements
    • Promotes D.L. Evans Bank at all times and serves as a representative in the community
    • Completes required reports and records accurately and promptly
    • Maintains the professional reputation of D.L. Evans Bank
    • Coordinates functions with related departments and Branches and provides support as needed
    • Helps other area personnel as required
    • Keeps management informed of area activities and any significant problems or concerns
    • Attends and participates in meetings and committees as required
    • Completes special projects as assigned


    Company Description

    D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application!

    D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.



    Benefits

    • Medical Insurance
    • Dental Insurance
    • Vision Insurance
    • FSA
    • 401(k)
    • Employee Stock Ownership Plan
    • Paid Vacation
    • Sick Time
    • Life Insurance
    • Long-term Disability Insurance


  • 24 Days Ago

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Loan Officer
  • THE BANK OF COMMERCE
  • Rexburg, ID OTHER
  • Job Details Job Location: Rexburg North - Rexburg, ID Position Type: Full Time Education Level: 4 Year Degree Salary Range: Undisclosed Travel Percentage: Up to 25% Job Shift: Day Job Category: Bankin...
  • 19 Days Ago

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Mortgage loan officer or has passed the SAFE test
  • Mission San Jose Mortgage
  • Idaho Falls, ID PART_TIME,FULL_TIME
  • Responsibilities:- Originate and process loan applications from start to finish- Evaluate loan applications and determine the creditworthiness of borrowers- Negotiate loan terms and conditions with bo...
  • 4 Days Ago

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Idaho Mortgage Loan Officer or has Passed the NMLS Safe Test.
  • Mission San Jose Mortgage
  • Idaho Falls, ID PART_TIME,FULL_TIME
  • Are you a self-motivated Mortgage Loan Originator (MLO) looking for an exciting opportunity with a reputable company that offers comprehensive support, advanced technology, a wide range of products, c...
  • Just Posted

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Loan specialist
  • Churchill Mortgage
  • Rexburg, ID FULL_TIME
  • About Us Churchill Mortgage began in 1992 with the core value of providing the highest level of integrity to each and every customer, meaning we tell our customers what is best for them even when it m...
  • 3 Days Ago

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Asst Manager 1
  • Commercial Tire Inc
  • Rexburg, ID FULL_TIME
  • Commercial Tire is looking for an Assistant Manager in our Rexburg location. Our application process is two parts. Please start here and complete the questionnaire. When complete, return to this page ...
  • 3 Days Ago

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0 Commercial Loan Officer jobs found in Idaho Falls, ID area

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Reverse Mortgage Originator Development Program
  • Mutual of Omaha Mortgage
  • Idaho Falls, ID
  • This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development progr...
  • 3/28/2024 12:00:00 AM

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Mortgage Originator Market Leader
  • YourWayHome.com LLC
  • Idaho Falls, ID
  • (In-House lender to 11,000 real estate agents, plus guaranteed leads) We are hiring an experienced mortgage originator t...
  • 3/28/2024 12:00:00 AM

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Supply Chain Analyst
  • Melaleuca, Inc.
  • Idaho Falls, ID
  • Company Profile : Enhancing the Lives of Those We Touch by Helping People Reach Their Goals Melaleuca has firmly support...
  • 3/28/2024 12:00:00 AM

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Bilingual Customer Service Part Time $15.90/hr
  • Melaleuca, Inc.
  • Idaho Falls, ID
  • Company Profile : At Melaleuca, our mission is 'to enhance the lives of those we touch by helping people reach their goa...
  • 3/28/2024 12:00:00 AM

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Spanish Customer Service Part Time $15.90/hr
  • Melaleuca, Inc.
  • Idaho Falls, ID
  • Company Profile : At Melaleuca, our mission is 'to enhance the lives of those we touch by helping people reach their goa...
  • 3/28/2024 12:00:00 AM

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Equipment Operator(s) - HK
  • CRH Plc.
  • Idaho Falls, ID
  • Job ID: 491971 HK Contractors, a CRH company, is a member of the CRH West Division; Our purpose, commitment to the futur...
  • 3/28/2024 12:00:00 AM

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Business Banking Relationship Manager
  • U.S. Bank
  • Rexburg, ID
  • At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarte...
  • 3/26/2024 12:00:00 AM

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Teller Part-Time (Spanish Preferred) - Blackfoot
  • Idaho Central Credit Union
  • Blackfoot, ID
  • Overview: Do you enjoy guiding people to the help they need? Do you love learning how to solve new puzzles? Are you some...
  • 3/26/2024 12:00:00 AM

Idaho Falls is the county seat of Bonneville County, Idaho, United States, and the state's largest city outside the Boise metropolitan area. As of the 2010 census, the population of Idaho Falls was 56,813 (2016 estimate: 60,211), with a metro population of 133,265. Idaho Falls serves as the commercial, cultural, and healthcare hub for eastern Idaho, as well as parts of western Wyoming and southern Montana. It is served by the Idaho Falls Regional Airport and is home to the College of Eastern Idaho, Museum of Idaho, and the Idaho Falls Chukars minor league baseball team. It is the principal c...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Loan Officer jobs
$59,268 to $81,988
Idaho Falls, Idaho area prices
were up 2.5% from a year ago

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