Commercial Loan Officer solicits and services a variety of smaller commercial loans. Performs a due diligence review of potential borrowers, including a risk and financial analysis. Being a Commercial Loan Officer approves loans within established limits or presents to loan committee for approval. Monitors and maintains existing commercial loan portfolio. Additionally, Commercial Loan Officer adheres to all regulatory requirements and internal risk and operating policies and procedures. May assist senior loan officers with larger or more complex loans. Typically requires a bachelor's degree. Typically reports to a manager. The Commercial Loan Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Loan Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
About OTIS FCU
Founded in 1954, OTIS Federal Credit Union is a member-owned, not-for-profit financial institution serving over 11,000 members in western Maine. We offer real estate, auto, and personal lending; digital banking; a variety of checking, savings, and investment accounts; and much more. Our team is committed not only to providing industry-leading rates and exceptional hometown service, but also to giving back to the community. Join the OTIS FCU family today!
Summary of Position
We are seeking a highly motivated, reliable, and friendly Loan Officer to join our team. As a member of our lending team, you will assist members with their consumer and real estate lending needs, analyze loan requests (including Indirect Lending), and make credit decisions based on limited lending policy and authorizations. The ideal candidate will have strong communication skills and a passion for helping our members achieve their financial goals.
Application Deadline: May 10, 2024.
Schedule
Full-time, weekdays 8:20a-5:00p
Benefits
Essential Functions & Responsibilities
Knowledge & Skills Required
Please submit a cover letter and resume detailing your relevant experience. Applicants may submit their documents by email to employment@otisfcu.coop; by mail to PO Box 27, Jay, ME 04239; or in person at 170 Main Street in Jay.
Please Note: This job description is not a complete statement of all duties and responsibilities comprising the position.
Job Type: Full-time
Schedule:
Work setting:
Work Location: In person
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