Commercial Loan Officer jobs in Saint Cloud, MN

Commercial Loan Officer solicits and services a variety of smaller commercial loans. Performs a due diligence review of potential borrowers, including a risk and financial analysis. Being a Commercial Loan Officer approves loans within established limits or presents to loan committee for approval. Monitors and maintains existing commercial loan portfolio. Additionally, Commercial Loan Officer adheres to all regulatory requirements and internal risk and operating policies and procedures. May assist senior loan officers with larger or more complex loans. Typically requires a bachelor's degree. Typically reports to a manager. The Commercial Loan Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Loan Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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VP-Ag/Commercial Loan Officer
  • Citizens Alliance Bank
  • Clara, MN FULL_TIME
  • Position Summary:
     

    This will be responsible for managing an existing Commercial Ag loan portfolio and developing new Commercial Ag lending business.  This will require the candidate to be able to effectively underwrite, structure and close all types of Commercial Ag loans in accordance with the Bank’s established policies and procedures. The VP Ag/Commercial Loan Officer must exercise sound judgment in the loan making process.
     

    This position will have extensive customer contact and will be responsible for all operational aspects for Commercial Ag loans in their market.  The VP Ag/Commercial Loan Officer will be responsible for abiding by and keeping up to date on the Bank’s lending policies in addition to State and Federal lending regulations.
     

    The level of this position is based on years of service, education and/or equivalent experience, knowledge level and skill set.
     

    Essential Functions:
     

    To perform this job successfully, an individual must be able to perform each Essential Function and Skill satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
     

     

    1. Demonstrate excellent written and verbal communication skills.
    2. Possess knowledge of regulations governing all lending practices.
    3. Possess knowledge of regulations governing consumer and 1-4 family lending practices.
    4. Innovative outlook to drive continual progress and retention.
    5. Process Ag/Commercial loan transactions and aid with transaction inquires.
    6. Process consumer loan transactions and aid with transaction inquires.
    7. Take consumer and 1 - 4 family loan applications: Approve or reject loan requests in accordance with loan policies and procedures.
    8. Be able to analyze financial statements, cash flows, pay records and tax returns.
    9. Present credits and loans for approval to appropriate authority, as required.
    10. Be proactive in obtaining new Ag/Commercial loan customers for the bank.
    11. Demonstrate the ability to prioritize workload.
    12. Take Ag/Commercial applications and approve or reject loan requests in accordance with loan policies and procedures.
    13. Obtain and maintain a working knowledge of regulatory requirements as they relate to safety and soundness, compliance, and operations.
    14. Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish the Bank’s goals.
    15. Possess strong prioritization and organizational skills.
    16. Possess an understanding of general business and financial issues.
    17. Be able to manage multiple concurrent projects.
    18. Be a self-starter and possess the ability to work both independently and in a group setting.
    19. Possess strong interpersonal skills and the ability to establish and maintain good relations with co-workers and other bank personnel.
    20. Assist co-workers as needed.
    21. This position requires a valid Driver’s License.
    22. All employees are expected to exemplify and follow our core values.
    23. Regular attendance and punctuality when reporting to work.
    24. Travel for trade and industry schools and seminars as needed.
    25. This position may require installation of a Multi-Factor Authentication (MFA) app on an employee’s personal mobile device. THE MFA apps are used to authenticate a user’s identity to the system for security purposes.
    26. Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank’s policies and procedures.
    27. Perform other duties as assigned and requested.

     

    Core Values

    Humility - We are “blue-collar bankers”. We are relatable, down-to-earth people who greet our smallest customer the same way we greet our largest.
     

    Respectful, Genuine Care for Others - We care about each other, we care about our customers, and we care about our communities.
     

    Finds A Way - This simply put, is nothing more than attitude. It’s a can-do spirit, a desire to help, to contribute, to go above and beyond, and to make a difference.
     

    Effort - We expect a lot of ourselves and hold ourselves to a high standard. We are not entitled, and we need to earn it from our customers and each other every day.
     

    Owning-It - Owning-It or Accountability is a big word that can encompass a great many things. For Citizens Alliance Bank, it’s about ownership. When an employee says they will do something, they follow through and get it done. 


     

     Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status and all other protected classes.

  • 2 Days Ago

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Loan Officer
  • Citizens Alliance Bank
  • Granite Falls, MN FULL_TIME
  • A Growth Opportunity with Citizen’s Alliance Bank! Position Summary: This position will be responsible for managing an existing loan portfolio, developing new business, underwriting, structuring, and ...
  • 26 Days Ago

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Commercial Loan Processor
  • Sherburne State Bank
  • Becker, MN FULL_TIME
  • Summary:This position provides clerical and secretarial support to the commercial lending processing function of the bank, and prompt, courteous customer service. This position requires handling more ...
  • 14 Days Ago

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Ag Loan Officer
  • Alternative HR, LLC
  • Pennock, MN FULL_TIME
  • Heritage Bank’s mission is to Help People Succeed Financially – from our customers and communities to our employee owners and valued investors. Together, we thrive! We're looking to add an Ag Relation...
  • 3 Days Ago

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Ag Loan Officer
  • Heritage Bank NA
  • Willmar, MN FULL_TIME
  • Position Summary: The Ag Relationship Manager is part of a team of 3 (Credit Manager & Business Associate) focused on building relationships and being a trusted advisor for our customers. The team?s t...
  • 7 Days Ago

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AVP/VP Loan Officer
  • AgCountry Farm Credit Services
  • Olivia, MN FULL_TIME
  • Closing Date: 5/7/2023 7pm CT Primary Duties and Responsibilities: Bring value to the customer. Manage the total AgCountry value proposition and business relationship at the individual customer level....
  • 1 Month Ago

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0 Commercial Loan Officer jobs found in Saint Cloud, MN area

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Trailer Service Technician - St. Cloud, MN
  • Spee-Dee Delivery Service
  • Saint Cloud, MN
  • Spee-Dee Delivery is looking for an individual who is responsible for servicing and maintaining our fleet trailers that ...
  • 5/10/2024 12:00:00 AM

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In-Home Caregiver
  • HCAOA
  • Saint Cloud, MN
  • Benefits: Bonus based on performance Competitive salary Dental insurance Flexible schedule Health insurance Opportunity ...
  • 5/10/2024 12:00:00 AM

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Accountant
  • Dahl Consulting
  • Saint Cloud, MN
  • Job Description Are you passionate about accounting? Dahl Consulting is currently partnering with a leader in the bankin...
  • 5/10/2024 12:00:00 AM

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Assistant Store Manager (No Weekends!)
  • Radco
  • Saint Cloud, MN
  • Interested in tricking out trucks and cars to be the envy of anything else on the road? Want an opportunity to work with...
  • 5/10/2024 12:00:00 AM

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Accounting Specialist
  • Dahl Consulting
  • Saint Cloud, MN
  • Job Description Are you looking for a job with growth opportunities? Dahl Consulting is currently partnering with a lead...
  • 5/10/2024 12:00:00 AM

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Mortgage Banker
  • Minnwest Bank
  • Saint Cloud, MN
  • Job Description Job Description Position Summary/Purpose: Minnwest Bank is seeking an individual for a Mortgage Banker p...
  • 5/9/2024 12:00:00 AM

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Relationship Banker
  • Old National Bank
  • Big Lake, MN
  • Overview: Old National Bank has been serving clients and communities since 1834. With $48 billion in total assets, we ar...
  • 5/8/2024 12:00:00 AM

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Loan Originator NE
  • Hilltop Holdings
  • Little Falls, MN
  • Job Description Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products ...
  • 5/8/2024 12:00:00 AM

St. Cloud is a city in the U.S. state of Minnesota and the largest population center in the state's central region. Its population is 67,984 according to the 2017 US census estimates, making it Minnesota's tenth largest city. St. Cloud is the county seat of Stearns County and was named after the city of Saint-Cloud, France (in Île-de-France, near Paris), which was named after the 6th-century French monk Clodoald. Though mostly in Stearns County, St. Cloud also extends into Benton and Sherburne counties, and straddles the Mississippi River. It is the center of a small, contiguous urban area tot...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Loan Officer jobs
$64,529 to $89,259
Saint Cloud, Minnesota area prices
were up 1.3% from a year ago

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