Community Development Loan Officer jobs in Birmingham, AL
Community Development Loan Officer oversees the bank's CRA Programs and policies to ensure compliance with federal Community Reinvestment Act banking regulations to meet the credit needs of the area's low to moderate-income populations. Serves as the subject matter expert of CRA laws, rules, and regulations by maintaining a deep and up-to-date knowledge of regulatory requirements, proposed legislation, and announcements. Being a Community Development Loan Officer reviews and analyzes lending activity data and practices to ensure compliance with CRA policies. Develops, implements, and administers the overall corporate CRA plan and localized or remedial plans with guidelines and standards to assist with compliance. Additionally, Community Development Loan Officer advises management and coordinates with legal staff on the potential impact of actions. Coordinates and delivers reports to bank leadership and regulatory agencies. Ensures the bank has a positive and visible role in community economic development activities, events, and initiatives. Requires a bachelor's degree or equivalent. Typically reports to a director. The Community Development Loan Officer work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. To be a Community Development Loan Officer typically requires 4 -7 years of related experience. (Copyright 2024 Salary.com)
Recently Added Community Development Loan Officer jobs
- PNC
-
Hoover, AL
FULL_TIME
-
Position Overview
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Alabama. We are open to locations based on your center of influence. (Birmingham, Mobile, Montgomery, Huntsville AL)
** Ideal candidates will have a proven history of productionJob Description
- Recommends loan solutions in accordance with lending guidelines and clients' requirements.
- Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.
- Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.
- Collaborates with internal and external stakeholders to complete mortgage transactions.
- Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Competencies
Customer Experience Management. – Implements the strategies and techniques used to ensure that customers have a positive experience with the organization and its products and services at every touch point.Effective Communications – Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.Financial Analysis – Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material.Loan Origination – Knowledge of the skills, methods and technologies used to process new loan applications; ability to perform loan origination activities while adhering to established policies and procedures.Matrix Management – Ability to build and use effective working relationships within own department and across department, functional, and geographic reporting lines.Mortgage Products. – Knowledge of and ability to utilize commercial and residential mortgage instruments available in the branch and apply them to specific situations.Sales Tasks And Activities – Knowledge of and the ability to sell an organization's products and services.Scheduling Work and Activities – Knowledge of the schedule creation process; ability to develop and maintain a workable schedule to accomplish the overall goals of day-to-day operations.Selling. – Applies knowledge of banking products and services to meet customer needs and enable them to achieve their financial goals. Identifies prospecting approaches to identify potential customers and create opportunities to sell financial solutions and ideas to customers.Work Experience
Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.Education
No DegreeAdditional Job Description
Benefits
PNC offers employees a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage (with a Health Savings Account feature); dental and vision options; employee and spouse/child life insurance; short- and long-term disability protection; maternity and parental leave; paid holidays, vacation days and occasional absence time; 401(k), pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about these and other programs, including benefits for part-time employees, visit pncbenefits.com > New to PNC.
Disability Accommodations Statement:
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and select Option 4: Recruiting for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.Equal Employment Opportunity (EEO):
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
- 4 Days Ago
- Cornerstone Capital Bank, SSB / CHLI
-
Hoover, AL
FULL_TIME
- We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work...
- 29 Days Ago
- Americas First Federal Credit Union
-
Birmingham, AL
FULL_TIME
- AmFirst is committed to trust, integrity, and financial wellness. We love giving our members exceptional service and value. We treat our employees just the same—like family. AmFirst provides growth, ...
- 30 Days Ago
- AmFirst
-
Birmingham, AL
FULL_TIME
- AmFirst is committed to trust, integrity, and financial wellness. We love giving our members exceptional service and value. We treat our employees just the same—like family. AmFirst provides growth, ...
- 30 Days Ago
- Citizens Trust Bank
-
Birmingham, AL
FULL_TIME
- Citizens Trust Bank is an Equal Employment Opportunity/Affirmative Action Employer offering competitive compensation, comprehensive employee benefits and opportunities for career development and advan...
- 1 Month Ago
- First Horizon
-
Birmingham, AL
FULL_TIME
- About UsFirst Horizon Corp. (NYSE: FHN), with approximately $90 billion in assets, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock...
- 1 Month Ago
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0 Community Development Loan Officer jobs found in Birmingham, AL area
- Birmingham City Schools
-
Birmingham, AL
- Classified - Position - Central Office - Social Worker Job Number 2300282728 Start Date Open Date 01/31/2024 Closing Dat...
- 4/26/2024 12:00:00 AM
- Guidehouse
-
Birmingham, AL
- Job Family: General Coding Travel Required: None Clearance Required: None The Surgery Coding Department Supervisor will ...
- 4/26/2024 12:00:00 AM
- Guidehouse
-
Birmingham, AL
- Job Family: General Coding Travel Required: None Clearance Required: None What You Will Do: Responsible for the manageme...
- 4/26/2024 12:00:00 AM
- LMS Investment Management
-
Birmingham, AL
- LMS Construction is seeking a Project Manager for their developments across the Southeast. This individual will provide ...
- 4/26/2024 12:00:00 AM
- Guidehouse
-
Birmingham, AL
- Job Family: Patient Account Representative Travel Required: None Clearance Required: None What You Will Do: The Patient ...
- 4/23/2024 12:00:00 AM
- Genuine Parts Company
-
Birmingham, AL
- SUMMARY: The Sales Development Representative role professionally represents Motion Industries to our customers with the...
- 4/23/2024 12:00:00 AM
- Guidehouse
-
Birmingham, AL
- Job Family: Patient Account Representative Travel Required: None Clearance Required: None What You Will Do: The Patient ...
- 4/23/2024 12:00:00 AM
- Spire, Inc.
-
Birmingham, AL
- Summary The Spire is seeking an Engineer II, Gas to work in our System Planning department in Birmingham, AL. This posit...
- 4/22/2024 12:00:00 AM
About Birmingham, Alabama
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