Community Development Loan Officer oversees the bank's CRA Programs and policies to ensure compliance with federal Community Reinvestment Act banking regulations to meet the credit needs of the area's low to moderate-income populations. Serves as the subject matter expert of CRA laws, rules, and regulations by maintaining a deep and up-to-date knowledge of regulatory requirements, proposed legislation, and announcements. Being a Community Development Loan Officer reviews and analyzes lending activity data and practices to ensure compliance with CRA policies. Develops, implements, and administers the overall corporate CRA plan and localized or remedial plans with guidelines and standards to assist with compliance. Additionally, Community Development Loan Officer advises management and coordinates with legal staff on the potential impact of actions. Coordinates and delivers reports to bank leadership and regulatory agencies. Ensures the bank has a positive and visible role in community economic development activities, events, and initiatives. Requires a bachelor's degree or equivalent. Typically reports to a director. The Community Development Loan Officer work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. To be a Community Development Loan Officer typically requires 4 -7 years of related experience. (Copyright 2024 Salary.com)
What we’re looking for:
Piscataqua Savings Bank is seeking a detail-oriented and experienced Loan Officer to join our team. The ideal candidate will be responsible for originating and assisting with underwriting of several types of loans offered by the bank, including residential mortgages, home equity lines of credit, personal unsecured loans, auto loans, construction loans, land loans, savings, and CD secured loans. The Loan Officer's responsibilities will include interviewing prospective loan applicants, reviewing loan documents, analyzing financial statements and appraisals, and participating in Bank approved community activities to promote the Bank.
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Individuals may request reasonable accommodation(s) at any time during the hiring process or employment under the ADAAA.
What’s in it for you:
Piscataqua Savings Bank offers a competitive salary and benefits package that includes health, dental, life, long-term disability insurance, and flexible spending accounts for medical and/or dependent care, Employee Assistance Program, Student Loan Repayment Program, Employee Referral Bonus Program, pension and 401(k) plans, PTO, birthday off, volunteer time & holidays.
About us:
We Are Different! Piscataqua Savings Bank is a one location small community mutual savings bank that takes pride in being one of the Seacoast's leading home mortgage lenders and is a Certified B Corporation. As a Certified B Corporation, we consider the impact of our decisions on our workers, customers, suppliers, community, and the environment. We received the Best for the World 2019 Honoree award for the “Workers” category from the B Corporation’s Impact Assessment.
We're a family bank first, where our customers and staff matter most. We understand the value of longstanding relationships and are proud to say that our customers rely on us to help them make their dreams a reality. Choose us for our commitment to our employees and community. Stay for our great benefits and the understanding that what makes you unique, makes us better.
Job Type: Full-time
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Work Location: In person
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