Community Development Representative jobs in Biloxi, MS

What The Role Is
Under general supervision, the mortgage loan officer is responsible for originating new mortgage
loan business for the bank by working with Realtors, Builders, past clients, and other referral
partners.
This Mortgage Lender will be responsible for participating in the areas Community
Reinvestment Act lending activities by making joint calls with the Bank CRA Coordinator and be
responsible for community outreach in our Low to Moderate Income areas.
How You will Make an Impact
* Solicit business from potential and existing customers (outside and inside business location).
* Interviews loan applicants and processes loan applications for both purchase and refinance
transactions.
* Counsel borrowers about various loan programs and help them to select the program that best fits
their financial goals and needs.
* Assist the loan processor in gathering the necessary documents from the customer to prepare for
underwriting.
* Works closely with the processor and underwriter to address any underwriting issues and get
closed.
* Manages a large pipeline of loans including meeting closing deadlines, submitting loans to
compliance, and making sure their pipeline meets the banks requirements.
* Provides and maintains a professional, business-like atmosphere within the organization.
* Represents the financial institution in public relations activities and community affairs.
Who You Are
* Thorough understanding of all loan programs and closing costs.
* Have a good understanding of FHA, VA and conventional underwriting guidelines for all loan
investors.
* Must be able to meet strict time deadlines and work independently under pressure.
* Must be detail oriented and able to follow set guidelines.
* Possess ability to sell oneself to potential customers and referral partners.
* Excellent written and verbal communication skills.