Construction Loan Officer sources and structures construction loans. Performs a due diligence review of potential borrowers, including risk and financial analysis. Being a Construction Loan Officer analyzes applicants' credit and financial status and obtains property appraisals to determine the feasibility of granting loans. Develops relationships with builders and developers to obtain referrals and future lending opportunities. Additionally, Construction Loan Officer structures construction loan terms and conditions according to policies. Approves loans within authorized limits or refers them to a loan committee for approval. May disburse loan proceeds at designated project mile. Requires a bachelor's degree. Typically reports to a manager. The Construction Loan Officer occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Construction Loan Officer typically requires 2 -4 years of related experience. (Copyright 2024 Salary.com)
Overview:
We are seeking a detail-oriented Loan Officer to join our team. The ideal candidate will have a strong background in financial services and possess knowledge of loan processing, underwriting,.
Duties:
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Advise clients on loan terms and conditions
- Stay informed about the latest industry regulations and best practices
- Negotiate loan terms with clients
- Monitor and maintain RETAIL AND PERSONAL loans
Experience:
The successful candidate should ideally possess the following skills:
- Experience working in financial services or related field
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- Proficiency in 10-key typing
- Familiarity with accounting software
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- Ability to process loans efficiently and accurately
Nice-to-have skills:
- Previous experience as a Loan Officer
- ALSO HAVE CASHIER EXPERIENCE
- Ability to negotiate effectively
This is an excellent opportunity for a motivated individual looking to advance their career in the financial services industry. Join our team and grow with us!
Job Type: Full-time
Pay: From $14.00 per hour
Expected hours: 40 per week
Benefits:
Payment frequency:
Schedule:
Work setting:
Ability to Relocate:
Work Location: In person
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