Construction Loan Officer sources and structures construction loans. Performs a due diligence review of potential borrowers, including risk and financial analysis. Being a Construction Loan Officer analyzes applicants' credit and financial status and obtains property appraisals to determine the feasibility of granting loans. Develops relationships with builders and developers to obtain referrals and future lending opportunities. Additionally, Construction Loan Officer structures construction loan terms and conditions according to policies. Approves loans within authorized limits or refers them to a loan committee for approval. May disburse loan proceeds at designated project mile. Requires a bachelor's degree. Typically reports to a manager. The Construction Loan Officer occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Construction Loan Officer typically requires 2 -4 years of related experience. (Copyright 2024 Salary.com)
Serves as backup for Senior Loan Officer with commercial loan activities. Administers the retail loan function in accordance with the policies of the bank.
Participate in community affairs to increase the bank’s visibility and to enhance new business opportunities. Perform the duties of a Mortgage Loan Originator MLO
ENTRY LEVEL REQUIREMENTS : 5 10 years’ experience in commercial and / or retail lending. Excellent communication skills.
Overall knowledge of bank products and services. Experience using Microsoft Products, Internet, and E-mail. Excellent attention to detail.
Good organizational skills. Ability to work independently. Ability
to keep information confidential. Valid NYS Driver’s License. NYS NMLS Registration.
TO APPLY : Applications will be accepted until the position has been filled.
Submit cover letter, resume, and references one of the following ways :
Mail : Attn : HR, Bank of Richmondville, PO Box 40, Cobleskill, NY 12043.
Email : jobs@bankrich.com
Last updated : 2024-03-30
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