Consumer Credit Analyst jobs in Harlingen, TX

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Consumer Lending Sales Specialist - Full Time
  • Advance America
  • Harlingen, TX FULL_TIME
  • Address: 1322 Ed Carey Dr., Harlingen, Texas, United States - 78550


    Since 1997, Advance America has helped millions of hardworking people with a variety of personalized financial solutions. We are a nationally recognized, fully licensed financial services company with over 1,000 locations and online lending services.

    We are currently seeking highly-skilled, career-oriented individuals ready to be part of a growing company!

    We offer:

    • Competitive Wages
    • Health/Life Benefits
    • 401(k) Savings Plan with Company Match
    • 3 Weeks of Paid Parental Leave
    • 11 Company Paid Holiday's
    • Paid Time Off including Volunteer Time
    • Vacation Carryover
    • Tuition Reimbursement
    • Work-Life Balance
    • Business Casual Environment
    • Rewards & Recognition Program
    • Employee Assistance Program


    To learn more about Advance America visit the Advance America Website.

    Position Summary

    The Consumer Lending sales Specialist (CLSS) position is a performance based, hands-on, customer-focused role that is responsible for delivering results related to individual and branch sales goals as well as customer expectations. Job responsibilities are expected to be completed in a manner that complies with all federal and state regulations and adheres to company policies, procedures, and practices. This position is responsible to perform an active role in meeting all performance goals and metrics for the center as defined by management. In order to do so, this position requires attention to detail, excellent customer service skills, and a passion for sales and customer acquisition. This position is responsible to develop, assist, and participate in all marketing and collection efforts, both internally and externally.

    Job Responsibility

    Customer Service, Sales, Marketing & Customer Acquisition: Actively assist in meeting the center’s performance metrics as defined by management. Utilize sales tools to provide an exceptional customer experience and to use sales and marketing techniques inside and outside of the branch to ensure the branch is the customer acquisition engine that drives new customer growth into storefront and online channels. Be responsible for day-to-day servicing of an ever-growing consumer loan portfolio. Present financial solutions, based on customer needs that meet their goals. Develop new relationships and maintain existing relationships while working with customers throughout the loan process and loan life cycle. Educate customers on the terms and conditions of their loans to ensure a clear understanding of the products they have selected. Effectively build trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, core values and our company’s purpose. Deploy marketing efforts in the community to generate sales and customer growth, and complete marketing tracking sheets as required.

    Job Responsibilities Cont.

    Operations, Compliance, & Collections: Assist in managing the P&L to meet all budgeted numbers and in meeting management’s expectations related to center performance. Adhere to the Company’s policies, procedures, Creed, and to all applicable state and federal regulations. Maintain accurate cash controls and ensure that security procedures are in line with Company and Loss Prevention (LP) Standards. Enter customer and transaction information accurately into the point of sales system, and create and maintain accurate customer files with all required documentation. Perform and document collection calls, field visits, and any other approved collection activities. Complete other duties as assigned.

    Team & Leadership: Work closely with and support others in a positive, team environment to enhance the customer experience.

    Education Required

    High School Diploma or equivalent required; some college preferred.

    Experience Required

    Sales and/or customer service experience required, or equivalent experience. One year of experience in one or more of the following areas preferred: sales, retail, banking, or collections.

    Knowledge Required

    Strong math skills, including the ability to count cash; professional verbal communication by phone and in person; ability to read, write, evaluate, and apply complex and detailed information; may work alone; ability to interact professionally and exhibit appropriate social skills; ability to negotiate payment terms and effectively communicate loan requirements; ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and employees; ability to use computer programs required to process customer transactions; ability to maintain composure in stressful situations; ability to follow procedures in the normal course of business and in stressful situations; ability to develop and maintain business relationships.

    Physical Requirements

    Standing for long periods of time; sitting occasionally; walking, including extended distances; bending; squatting; kneeling; pushing/pulling; reaching; twisting; frequent lifting of less than 10 lbs., occasional lifting of up to 20 lbs.; driving and having access during the workday to an insured and reliable transportation in order to complete tasks including, but not limited to, banking, marketing, and providing staffing coverage within the division; exposure to outdoors limited to elements that the ordinary person would be exposed to at that time; typing; data entry; grasping; transferring items between hands and/or to another person or receptacle; housekeeping/cleaning (vacuuming, dusting, cleaning windows, bathroom, etc., including exposure to cleaning chemicals); use of office equipment to include computers; be physically present at, and complete the physical requirements of the position at any center within the division (distance varies by division).

    Competencies

    Better You, Better Everyone
    Get Sh*t Done
    Action Oriented - CLSS
    Sales and Customer Acquisition – Branch
    Lead with Vision
    Show Up to Coach Up
    Embody Integrity
    Product Knowledge
    Go Bold
    Teamwork
    Obsess over Customers
    Care. Always.
    Customer Centricity
    Be Decisive

    Travel

    Must have a valid driver’s license and access to insured, reliable transportation. Ability to travel within division for marketing, collections, staffing, special events, and banking responsibilities.

    Attire

    The Company offers employees the option of wearing, polos, blouses, collared shirts, sweaters or other professional attire with slacks or jeans and appropriate shoes. Employees should dress accordingly to their business.

    Other

    Must be 18 (except in AL where the age requirement is 19), eligible to work in the USA, and able to successfully complete all post offer screens, including a criminal background check, MVR, credit check if required by state law, and reference check. Regular and punctual attendance is required. Schedules may be changed as needed to accommodate business needs. Overtime may be required.

    All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or disability.


    Requisition ID: 43465

  • 1 Day Ago

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Billing Analyst
  • Harlingen Medical Center
  • Harlingen, TX FULL_TIME
  • Billing Analyst Facility Prime Healthcare Management Inc Location US-TX-Harlingen ID 2024-154073 Category Admin Position Type Full Time Shift Days Job Type Non-Exempt Overview Prime Healthcare is an a...
  • 11 Days Ago

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Billing Analyst
  • Prime Healthcare Management Inc
  • Harlingen, TX FULL_TIME
  • Overview Prime Healthcare is an award-winning health system headquartered in Ontario, California. Prime Healthcare operates 45 hospitals and has more than 300 outpatient locations in 14 states providi...
  • 1 Month Ago

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Cash Applications Analyst
  • Prime Healthcare Management Inc
  • Harlingen, TX FULL_TIME
  • Overview Prime Healthcare is an award-winning health system headquartered in Ontario, California. Prime Healthcare operates 45 hospitals and has more than 300 outpatient locations in 14 states providi...
  • 13 Days Ago

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BCBA BOARD CERTIFIED BEHAVIOR ANALYST
  • SpringHealth Behavioral Health and Integrated Care
  • Harlingen, TX FULL_TIME
  • Our Company: SpringHealth Behavioral Health and Integrated Care Overview: LPC, LPA, BCBA OR LCSW - MUST BE FULLY LICENSED. BILINGUAL PREFERRED At SpringHealth, we believe in a holistic approach, treat...
  • 1 Month Ago

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BCBA BOARD CERTIFIED BEHAVIOR ANALYST
  • BrightSpring Health Services
  • Harlingen, TX FULL_TIME
  • BCBA BOARD CERTIFIED BEHAVIOR ANALYST Job Locations US-TX-HARLINGEN ID 2024-137025 Line of Business SpringHealth Behavioral Health and Integrated Care Position Type Part-Time Pay Min USD $35.00/Hr. Pa...
  • 1 Month Ago

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0 Consumer Credit Analyst jobs found in Harlingen, TX area

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Certified Nurse Aide (Shift 1)
  • Regency Integrated Health Services
  • Harlingen, TX
  • Job Details Job Location Windsor Nursing and Rehabilitation Center of Harlingen - Harlingen, TX Position Type Full Time ...
  • 3/19/2024 12:00:00 AM

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Licensed Vocational Nurse (LVN)
  • South Heart Clinic
  • Harlingen, TX
  • South Heart Clinic is looking for an LVN to join our team. The LVN will provide medical services to patients under the g...
  • 3/19/2024 12:00:00 AM

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DISHWASHER
  • Golden Corral
  • Harlingen, TX
  • Our franchise organization, LONESTARCORRAL, LLC, is currently seeking energetic, friendly individuals to join our team! ...
  • 3/19/2024 12:00:00 AM

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Harlingen - Live-In Direct Support / Caregiver-up to $43,420
  • TEXAS HCS INC
  • Harlingen, TX
  • Job Details Level Entry Job Location Harlingen Region - Harlingen, TX Remote Type N/A Position Type Full Time Education ...
  • 3/19/2024 12:00:00 AM

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Senior Director, Digital Health Commercialization Lead
  • Bristol-Myers Squibb
  • Harlingen, NJ
  • Working with Us Challenging. Meaningful. Life-changing. Those aren’t words that are usually associated with a job. But w...
  • 3/18/2024 12:00:00 AM

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Director, Digital Health Oncology Lead
  • Bristol-Myers Squibb
  • Harlingen, NJ
  • Working with Us Challenging. Meaningful. Life-changing. Those aren’t words that are usually associated with a job. But w...
  • 3/18/2024 12:00:00 AM

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Senior Director at Bristol Myers Squibb
  • Bristol-Myers Squibb
  • Harlingen, NJ
  • Working with Us Challenging. Meaningful. Life-changing. Those aren’t words that are usually associated with a job. But w...
  • 3/18/2024 12:00:00 AM

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Trade Compliance Analyst
  • ALPS ALPINE
  • Mcallen, TX
  • Alps Alpine, a leading manufacturer of electronic components and automotive infotainment systems, has brought the world ...
  • 3/17/2024 12:00:00 AM

Harlingen (/ˈhɑːrlɪndʒɪn/ HAR-lin-jin) is a city in Cameron County in the central region of the Rio Grande Valley of the southern part of the U.S. state of Texas, about 30 miles (48 km) from the coast of the Gulf of Mexico. The city covers more than 40 square miles (104 km2) and is the second-largest city in Cameron County, as well as the fourth-largest in the Rio Grande Valley. As of the 2010 census, the city had a population of 64,849, for a growth rate of 12.5% since the 2000 census. It is the city with the lowest cost of living in the United States. Harlingen is a principal city of the Bro...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$46,759 to $63,555
Harlingen, Texas area prices
were up 1.2% from a year ago

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