Consumer Credit Analyst jobs in Huntington, WV

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Consumer Loan Underwriter
  • Ashland Credit Union
  • Ashland, KY FULL_TIME
  • At Ashland Credit Union (ACU), we look for people who are ready to Own Their Journey! Whether you are just beginning your career or looking to achieve more along your professional journey, ACU is a great place to get you on the path that best serves you and our members. If you have a passion to serve, a desire to work in a fast-paced environment and are willing to bring enthusiasm to work with you each day, then you may just find that ACU is the right fit for you.

    Do you have a desire to reach higher and empower those around you? Then your journey brought you to the right place and we would like to meet you.

    Life is a journey…Own it!

    About Us:

    Ashland Credit Union is a non-profit and member-owned credit union that has been providing exceptional service to members for over 80 years. Continued growth and adaptability are what has allowed ACU to always be a trustworthy answer for staff and members along whatever journey in life they are on. At Ashland Credit Union, we embolden our members to achieve their financial goals. Along life's journey, it is our mission that staff, members, and the community we serve can count on ACU for guidance as they strive to achieve more in life.

    Position Summary:

    ACU has an exciting opportunity for a Consumer Loan Underwriter to join our Loan Risk Department in Ashland, KY. This position will serve as a lending underwriter with responsibility for analyzing, continuous reflection, and innovation within established underwriting guidelines so ACU’s risk tolerance remains balanced within its growing loan portfolio.

    Job Responsibilities:

    • Exercise lending authority within policy guidelines. After judging risks and mitigants, analyzing credit, reviewing collateral strength and financial worthiness of loan/transaction parties.
    • Serve as a subject matter expert for all ACU loan offerings.
    • Review all lending applications and supporting documents for accuracy, completeness, and compliance with Ashland Credit Union lending policies and procedures.
    • Analyze financial documentation such as tax returns, W2s, 1099s, paycheck advices and other forms of source documentation that provides evidence of member income.
    • Review credit reports, applicable ratios utilized to determine a member's ability to repay, and other supporting documentation needed to make an appropriate credit decision.
    • Review additional documentation such as titles, appraisals, valuation tools, and property reports that verifies collateral ownership and collateral value for the purposes of obtaining credit.
    • Ensure loan requests are decisioned within the specified time frames under applicable laws and lending regulations. Responsible for the accuracy and efficacy of adverse action, counteroffer, and withdrawn loan processes.
    • Conform to all Fair Lending and anti-discrimination laws set forth by the NCUA and other applicable regulatory bodies.
    • Other duties as requested by the Loan Risk Manager or the VP of Member Experience.

    Education & Experience Requirements:

    Experience in lending and credit analysis

    Experience in the financial services industry

    Understanding of federal laws and regulations as they apply to consumer loans, mortgage loans, visa credit cards, and business/commercial loans

    Ability to collaborate with other managers and work to create balanced processes that satisfy the interests of both parties.

    Strong analytical skills

    Ability to work Monday thru Friday 8am to 5pm EST

    Required Skills & Abilities:

    Ashland Credit Union is committed to building a team that represents a variety of backgrounds, perspectives, and skills. We are committed to diversity and inclusion in the workplace and do not discriminate on the basis of race, sex, age, handicap, religion, natural origin or any other basis of protected class or where prohibited by law.

  • 1 Month Ago

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Credit Analyst
  • KORE
  • Canada, KY FULL_TIME
  • KORE is looking for a Critical Analyst! What will you do? In this critical position, your responsibilities include partnering with your Leader on delivering an effective credit risk strategy, aligned ...
  • 12 Days Ago

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Credit officer
  • WesBanco Bank Inc.
  • Ironton, OH FULL_TIME
  • Job Title - Department Credit Risk Officer - Credit Analysis Location This position is 100% remote within the Bank's footprint. Employee will work full time remote outside of a WesBanco location (may ...
  • 1 Month Ago

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Credit Officer
  • State Electric Supply Company
  • Huntington, WV FULL_TIME
  • Since opening in 1952, STATE ELECTRIC SUPPLY CO. has grown into one of the nation's largest and best-known electrical distributors; with hundreds of employees and 40 locations in 7 states. Our custome...
  • 1 Month Ago

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PRN Consumer Transporter
  • Logan Mingo Area Mental
  • Chattaroy, WV OTHER
  • This is an on-call and "as needed" position for a consumer transporter. Must be 18 years of age or older and have a high school diploma or equivalent. Also must have a valid driver's license and good ...
  • 7 Days Ago

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Consumer Transporter/Maintenance
  • Logan Mingo Area Mental
  • Chattaroy, WV FULL_TIME
  • This is a full time position and will transport MLIH consumers to locations as needed, mainly within Logan and Mingo Counties in West Virginia, with longer trips, as needed. POSITION PURPOSE: This pos...
  • 7 Days Ago

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0 Consumer Credit Analyst jobs found in Huntington, WV area

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Physician Assistant/Nurse Practitioner
  • Cabell Huntington Hospital/St. Mary
  • Huntington, WV
  • Job Description Cabell Huntington Hospital is seeking afull-timeNurse Practitioner/Physician Assistantto work in our Hos...
  • 3/28/2024 12:00:00 AM

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Community Health Worker - Marshall Internal Medicine
  • Marshall Health
  • Huntington, WV
  • Job Responsibilities: Helps people apply disease self-management plans in the context of their home and community Provid...
  • 3/28/2024 12:00:00 AM

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LPN - Clinical Observation Unit
  • Cabell Huntington Hospital/St. Mary
  • Huntington, WV
  • Job Description Cabell Huntington Hospital is seeking apart-time LPN to work at for Clinical Observation Unit. The Clini...
  • 3/28/2024 12:00:00 AM

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Adjusters Needed NOW for the upcoming Winter Storm Seasons
  • Mile High Adjusters Northeast, LLC (claims adjusting services and training)
  • Huntington, WV
  • Are you looking into becoming an Adjuster? The storm season is in full effect and Adjusters are needed to help with the ...
  • 3/28/2024 12:00:00 AM

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Front Office MA or LPN - Marshall Cardiology
  • Marshall Health
  • Huntington, WV
  • Job Responsibilities: Greets and registers all incoming patients professionally. Handles incoming and outgoing communica...
  • 3/28/2024 12:00:00 AM

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ENGINEER II
  • UHS
  • Huntington, WV
  • Responsibilities Full time opening for an Engineer II - Shift: Days Monday through Friday River Park Hospital, a 165-bed...
  • 3/28/2024 12:00:00 AM

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Physician / Orthopedics / West Virginia / Locum tenens / Telemedicine Physician Opportunity with Great Income and Flexible Hours Job
  • Quivvy Tech
  • Huntington, WV
  • Quivvy Tech is currently hiring telemedicine physicians!Quivvy Tech is the fastest growing national telemedicine network...
  • 3/28/2024 12:00:00 AM

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Physician / Otolaryngology / West Virginia / Permanent / Otolaryngology (ENT) Physician opening west of Charleston, WV - malpractice + tail Job
  • Britt Medical Search
  • Huntington, WV
  • BE/BC Otolaryngology (ENT) Physician opening with Medical Center, one of Cabell County's largest private employers (2600...
  • 3/28/2024 12:00:00 AM

Huntington is in the southwestern corner of West Virginia, on the border with Ohio, on the southern bank of the Ohio River, at the confluence with the Guyandotte River. The city lies within the ecoregion of the Western Allegheny Plateau. Most of the city is in Cabell County, for which it is the county seat. A portion of the city, mainly the neighborhood of Westmoreland, is in Wayne County. Huntington is commonly divided into four main sections. The north/south divider is the CSX railroad tracks, while the east/west divider is First Street. Residents of Huntington are called "Huntingtonians." A...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$47,649 to $64,765
Huntington, West Virginia area prices
were up 1.2% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020