Consumer Credit Analyst jobs in Lexington, KY

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

Recently Added Consumer Credit Analyst jobs

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Credit Analyst
  • Citizens Bank of Kentucky
  • Winchester, KY FULL_TIME
  • Equal Opportunity Employer M/F/Veteran/Disabled
    If you need assistance in applying for this or any of our other open positions, please contact 606-789-4001
    and ask for Human Resources or email humanresource@wercitizens.bank.
     
     
    Summary
     
    Analyzes credit data to estimate degree of risk involved in extending credit to companies or individuals. 
     
    Essential Duties and Responsibilities
     
    Other duties may be assigned.
     
    Utilizes specialized software to compile financial information for analysis of the financial condition of a customer or business entity.
     
    Assesses the economic performance of specific companies, industries or financial enterprises.
     
    Analyzes prevailing trends in financial services, business practices, and competition.
     
    Works with Loan Officer on requests for extension of credit to individuals or business entities.
     
    Recommends risk grades for credits.
     
    Reviews all pertinent financial information and determines any need for additional information.
     
    Reviews cash flow analysis as performed by Loan Officer and prepares reports for lenders.
     
    Reviews and monitors credit files.
     
    Performs financial statement spreads, projections, personal cash flow analysis, consolidated cash flow analysis, and risk grade documentation on existing portfolio as directed.
     
    Monitors and updates credit files relative to financial data requirements and assists in maintaining financial tracking reports.
     
    Maintains control over current accounts, watching for any developing problems and keeps lenders informed.
     
    Assists with training of interns, management trainees, and other employees, regarding use of financial software and the analysis of financial statements.
     
     
    Qualifications
     
    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
     
    Education and / or Experiences
     
    Associate's degree (A. A.) or equivalent from two-year college or technical school; or two years related experience and/or training; or equivalent combination of education and experience. Bachelor’s Degree in Accounting, Finance, or Business preferred.
     
     

  • 20 Days Ago
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F
Credit Analyst
  • Florida Tile
  • Lexington, KY FULL_TIME
  • SUMMARY: The Credit Analyst will work closely with Florida Tile branch managers, salespeople, customers, and collection agencies to maximize credit-worthy sales. Strong candidates for this position wi...
  • 11 Days Ago
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P
Credit Analyst
  • Peoples Exchange Bank
  • Winchester, KY FULL_TIME
  • Overview Peoples Exchange Bank is built on tradition, service and trust. Since the first meeting of original charter board members, we have been locally owned and operated. Our founders set high stand...
  • 1 Month Ago
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C
Consumer Credit Adjuster (full-time), Special Assets
  • Central Bank
  • Lexington, KY FULL_TIME
  • Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled FULL-TIME HOURLY (FT): These employees work from 30 to 40 hours each week and are paid on an hourly basis. They are eligible for...
  • 21 Days Ago
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U
Consumer Safety Inspector
  • USDA Food Safety and Inspection Service
  • Albany, KY FULL_TIME
  • Duties YOU WILL/MAY: Ensure that regulated establishments produce a safe product by executing appropriate inspection methods, determining non-compliance with regulatory requirements, documenting nonco...
  • 20 Days Ago
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C
Consumer Loan Specialist
  • CURO Financial Technologies Corp
  • Winchester, KY FULL_TIME
  • Overview We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and e...
  • 21 Days Ago
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0 Consumer Credit Analyst jobs found in Lexington, KY area

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Accenture Global Alliance Leader
  • Teradata
  • Frankfort, KY
  • What You'll Do At Teradata, we are leading the data & AI era. As enterprises address today's digital economy, they are f...
  • 4/25/2024 12:00:00 AM
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H
Medicaid RPA Analyst
  • Humana
  • Frankfort, KY
  • Become a part of our caring community and help us put health first The Data and Reporting Professional 2 (Medicaid RPA A...
  • 4/25/2024 12:00:00 AM
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I
Material Analyst
  • IWT Primary Manufacturing Plant
  • Winchester, KY
  • Overview Infiltrator Water Technologies (IWT) is a market leader within the onsite wastewater treatment industry, Infilt...
  • 4/24/2024 12:00:00 AM
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M
Telephony Network Analyst
  • Marriott
  • Frankfort, KY
  • Job Number24046859Job CategoryInformation TechnologyLocationCEC Miami, 8400 NW 36 Street Suite 150, Miami, Florida, Unit...
  • 4/24/2024 12:00:00 AM
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H
Epic Systems Analyst
  • Highmark Health
  • Frankfort, KY
  • Company : enGen Job Description : JOB SUMMARY This job is responsible for configuring, rolling out, and supporting the a...
  • 4/24/2024 12:00:00 AM
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Principal or Senior Financial Analyst
  • Nutanix
  • Frankfort, KY
  • Principal or Senior Financial Analyst - GTM Finance Hungry, Humble, Honest, with Heart! About Nutanix Nutanix is disrupt...
  • 4/24/2024 12:00:00 AM
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A
QC Analyst - Entry Level
  • Abacus Serivice Corporation
  • Winchester, KY
  • Job Description Job Description Company: Global Provider of Delivery Technologies, Development, Drug Manufacturing, Biol...
  • 4/23/2024 12:00:00 AM
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E
Cloud Engineer - Manager - Consulting - Location Open
  • Ey
  • Frankfort, KY
  • EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these q...
  • 4/22/2024 12:00:00 AM
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About Lexington, Kentucky

Lexington, consolidated with Fayette County and often denoted as Lexington-Fayette, is the second-largest city in Kentucky and the 60th-largest city in the United States. By land area, Lexington is the 28th largest city in the United States. Known as the "Horse Capital of the World," it is the heart of the state's Bluegrass region. It has a nonpartisan mayor-council form of government, with 12 council districts and three members elected at large, with the highest vote-getter designated vice mayor. In the 2017 U.S. Census Estimate, the city's population was 321,959, anchoring a metropolitan are...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$49,790 to $67,680
Lexington, Kentucky area prices
were up 1.2% from a year ago
View detail

What does a Consumer Credit Analyst do?

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020