Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
General Summary: To minimize credit union losses due to loan default through a rigorous collection process while being sensitive to any hardships which may have caused a member to default on financial obligations owed to the credit union. Work with the loan officers to analyze delinquent history to possibly restructure, consolidate and/or prevent the possibilities of future membership debt. Perform all functions of the collection area as well as solving problems and helping work related issues by guiding and advising staff in the efficient handling of the collection area environment needs.
Essential Functions:
NOTE: The list of essential functions is not exhaustive. It may be supplemented as necessary from time to time.
Additional Functions
1. Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services.
2. Expect and embrace change by being flexible and adaptable. Meet performance objectives and expectations (i.e. Sales, Quality Service and Reliability).
3. Help analyze needs and changes in the credit union to maintain and increase member expectations along with creating potential new products for members.
4. Complete in-house training based on required classes set up for this position.
5. Assist in any area as directed by management.
Job Specifications:
Associate degree with 2 years collection experience. Equivalent experience considered (e.g. 3-4 years of collection experience)
High degree of accuracy/detail skills
Organization skills with the ability to supervise train and plan
Counseling and interviewing experience with mature judgment
Maintain continued interest in improving quality banking products and services
Interested in the wellbeing of people along with the ability to communicate positively and effectively
Disclaimer
The above information on this description has been designed to indicate the general nature and level of work performed employees
\within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities
and qualifications required of employees assigned to this job.
Clear All
0 Consumer Credit Analyst jobs found in Lincoln, NE area