Consumer Credit Analyst jobs in Nassau, NY

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

Recently Added Consumer Credit Analyst jobs

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Commercial Credit Analyst
  • Pioneer Savings Bank
  • Albany, NY FULL_TIME
  • TITLE: Commercial Credit Analyst
    LOCATION: Headquarters
    REPORTS TO: Commercial Credit Officer
    CLASSIFICATION: Full Time, Exempt
    PAY GRADE: EX 55 ($58,459 - $85,000 annually)
    AVAILABILITY: Monday-Friday 8:00am-5:00pm

    Position Summary:
    Responsible for providing analytical support to the Commercial Loan approval and credit renewal processes by assembling, analyzing, and organizing relevant data in an objective and independent manner.

    Essential Job Functions:
    • Analyze new loan requests including review of financial, organizational, industry and competitive data within provided formats, to ensure appropriate and timely credit decisions are recommended and presented for approval.
    • Complete required annual credit reviews, term loan reviews, monitoring of covenants and evaluation of risk rating grades and credit scores as part of the ongoing due diligence of the commercial portfolio.
    • Review commercial loan requests for completeness. Gather necessary supporting financial information, reports, and other data necessary to analyze credit requests in the preparation of applicable underwriting documents.
    • Determine the sufficiency of both business cash flow, and global cash flow of the borrower and guarantors. Analyze collateral and guarantor strength and review loan request conformance to Bank policies.
    • Attend customer calls with lender upon request.
    • Utilize the Bank’s software programs to spread financial statements, analyze cash flow, obtain operating ratios, test covenants, compile industry comparisons, and recognize and analyze trends to determine the viability of requests.
    • Assemble and maintain commercial credit files and maintain the imaging system.
    • Utilize public and institutional data to compile compliance data on loans, responsibility to order Credit Reports, Business Reports, Tax Searches and other analytical and compliance related data as needed.
    • Provide back up support for colleagues, when necessary.
    • Use knowledge of the bank’s services to develop and/or refer potential customers to the appropriate business development or sales officer.
    • Perform additional duties as assigned.

    Education & Experience:
    • Bachelor’s Degree in Business, Finance, or Accounting required.
    • Two (2) years’ experience in a Commercial Credit Analyst position preferred.
    • Five (5) years’ experience as a Commercial Credit Analyst can be substituted for the educational requirement.
    • Must possess a high level of analytical ability and proficiency in Word, and Excel. Expectation to become proficient in the use of Bank systems and use of the Internet to complete research.
    • Individual should be experienced in analyzing financial statements and making industry evaluations.
    • Flexibility with regard to work schedule (some evenings and Saturdays) and able to meet deadlines.
    • Transportation between local offices required.

    As an Equal Opportunity / Affirmative Action Employer, Pioneer Bank will not discriminate in its employment practices due to an applicant’s race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law.

    The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
  • 2 Days Ago
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Credit Risk Analyst
  • New York ISO
  • Rensselaer, NY FULL_TIME
  • The NYISO’s Finance department invites applications for a full-time Credit Risk Analyst. The Credit Risk Analyst will assess and review credit portfolios of NYISO Market Participants and assist in con...
  • 2 Days Ago
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Part-Time Bank Secrecy Act Analyst
  • First New York Federal Credit Union
  • Albany, NY PART_TIME
  • DescriptionThe Part-Time Bank Secrecy Act Analyst will be responsible for executing compliance functions, elements of the Bank Secrecy Act/Anti-Money Laundering/OFAC programs, and daily transaction mo...
  • 1 Month Ago
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Credit and Collections Representative
  • W.B. Mason Company, Inc
  • Albany, NY FULL_TIME
  • Overview An interesting and challenging opportunity awaits you. W.B. Mason is a company rich with history and for over 100 years has been driven to satisfy the customer. We are the largest independent...
  • 19 Days Ago
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Commercial Credit Underwriter 2
  • Community Bank System, Inc.
  • Albany, NY FULL_TIME
  • OverviewAt Community Bank System, Inc. (CBSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Ban...
  • 1 Month Ago
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Risk Generalist
  • Sunmark Credit Union
  • Latham, NY FULL_TIME
  • People Helping People, that is what Sunmark Credit Union is all about!Why join the Sunmark Squad? Sunmark is a local credit union making a big difference in our community. For 85 years, we strive to b...
  • 17 Days Ago
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0 Consumer Credit Analyst jobs found in Nassau, NY area

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Contract Management Specialist 1 or Trainee (NY HELPS)
  • StateJobsNY
  • Albany, NY
  • Harvest your potential with the New York State Department of Agriculture and Markets! Join our team and become an integr...
  • 4/26/2024 12:00:00 AM
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Cost Control Analyst
  • Vishay Intertechnology, Inc.
  • Bennington, VT
  • Vishay manufactures one of the world's largest portfolios of discrete semiconductors and passive electronic components t...
  • 4/26/2024 12:00:00 AM
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Clinical Nurse II: C3E: General Med/Surg
  • Hiring Now!
  • East Schodack, NY
  • Department/Unit: Medical - Surgical C3E Work Shift: Day (United States of America) The Clinical Nurse contributes to the...
  • 4/25/2024 12:00:00 AM
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Clinical Nurse II: Pulmonary/Renal
  • Albany Medical Center
  • East Schodack, NY
  • Department/Unit: Medical/Surgica Pulmonary Renal Hospitalist - E5 Work Shift: Day (United States of America) Hourly Rang...
  • 4/25/2024 12:00:00 AM
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Nurse Practitioner - Community Neurology
  • Albany Medical Center
  • East Schodack, NY
  • East Schodack, NY, United States Department/Unit: Community Neurology Work Shift: Day (United States of America) The NP ...
  • 4/25/2024 12:00:00 AM
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Clinical Nurse III - C8: Post Cardiothoracic Surgery
  • Hiring Now!
  • East Schodack, NY
  • Department/Unit: Post Cardiothoracic Surgery - C8 Work Shift: Day (United States of America) An opportunity to join a hi...
  • 4/25/2024 12:00:00 AM
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Director, Americas Cloud Economist
  • Nutanix
  • Albany, NY
  • Nutanix is disrupting the multi-billion-dollar enterprise data center market by pioneering an enterprise cloud platform ...
  • 4/23/2024 12:00:00 AM
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Data Analyst and Visualization Specialist - Remote
  • Workoo Technologies
  • Albany, NY
  • About the job Data Analyst and Visualization Specialist - Remote The Data Analyst and Visualization Specialist is respon...
  • 4/22/2024 12:00:00 AM
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About Nassau, New York

Nassau, the name of several places in New York State, may refer to: Nassau (village), New York Nassau (town), New York Nassau County, New York Nassau Island, former name of Long Island...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$58,731 to $79,833
Nassau, New York area prices
were up 1.5% from a year ago
View detail

What does a Consumer Credit Analyst do?

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020