Consumer Credit Analyst jobs in Pittsburgh, PA

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Consumer Credit Expert
  • PNC
  • Pittsburgh, PA FULL_TIME
  • Position Overview

    At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Consumer Credit Expert within PNC's Credit Risk Management organization, this position is primarily based in a location within PNC's footprint. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities can be performed remotely at manager's discretion.

    This position is a part of Consumer Credit Risk Management within the Independent Risk Management Organization. The role will support oversight of the Consumer Credit Card Line of Business. The ideal candidate will possess the following experience and/or skills:

    • Credit Card risk management, product or operational experience
    • Portfolio Management expertise
    • Ability to drive and challenge analytic solutions
    • Collaborative approach to problem solving
    • Knowledge of industry trends and regulatory requirements that impact Consumer Lending

    Job Description

    • Reviews activities associated with applicable business segment, including the credit approval process, policy and procedural compliance and portfolio risk management, credit monitoring, and reporting.
    • Maintains in depth knowledge of consumer credit policy and ensures adherence to policy. Deploys appropriate monitoring mechanisms of early performance to manage expected outcomes.
    • Monitors credit by leveraging relevant reporting and assessing trends to identify risk incidences, requests ad - hoc analytics from APM, oversees follow-up, and analyzes output to inform decision - making.
    • Manages and updates credit transaction models utilized within defined asset class and activity and ensures adherence to model management processes (i.e., model validation, testing, maintenance) by ensuring the appropriate resources are in place to adhere to MRMG guidance.
    • Follows and recognizes economic, regulatory, and other trends affecting borrowers and initiates relevant analyses, by leveraging key analytic partners, and discussions to determine potential impacts on policy. Reviews validation outputs on data produced and delivered; ensures that work set is completed and that the right conversations are taking place to execute deliverables.

    PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

    • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
    • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

    Competencies

    Analytical Thinking – Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of organizational problems and create alternative solutions that resolve the problems in the best interest of the business.

    Credit Risk – Knowledge of processes, tools, and techniques used to determine the degree of credit risk in a given transaction or customer relationship; ability to assess, rate and manage exposure to credit risk.

    Operational Functions – Knowledge of major functional processes and associated operating requirements; ability to apply this knowledge appropriately to diverse situations.

    Portfolio Management - 1 – Knowledge of and ability to utilize the tools, techniques, and acceptable business practices associated with managing a portfolio.

    Quantitative Techniques – Knowledge of and ability to use quantitative tools and techniques to measure and analyze risks.

    Risk Management Policies and Procedures – Knowledge of and ability to create, implement, evaluate, and enhance risk management policies and procedures.

    Work Experience


    Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, or PhD is desirable. Industry experience is typically 8 years. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

    Education

    Bachelors

    Additional Job Description

    Base Salary: Commensurate with skills and experience.

    Benefits

    PNC offers employees a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage (with a Health Savings Account feature); dental and vision options; employee and spouse/child life insurance; short- and long-term disability protection; maternity and parental leave; paid holidays, vacation days and occasional absence time; 401(k), pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about these and other programs, including benefits for part-time employees, visit pncbenefits.com > New to PNC.

    Disability Accommodations Statement:

    If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and select Option 4: Recruiting for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.


    At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

    Equal Employment Opportunity (EEO):


    PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

    California Residents

    Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

  • 29 Days Ago

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Trade Analyst
  • TELUS Agriculture & Consumer Goods
  • Pittsburgh, PA FULL_TIME
  • TELUS Agriculture & Consumer Goods is a great place to work. You can see it in our team members. The diversity of the team and their unique contributions set us apart from the competition. Our success...
  • 22 Days Ago

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Credit Analyst
  • TMP Metals Group
  • Pittsburgh, PA FULL_TIME
  • Job Title: Credit Analyst TMP METALS GROUP Location: Pittsburgh-Los Angeles-Mexico City-Buenos Aires-Sao Paulo-Santiago Job Type: Full-Time About Us: TMP Metals Group, Ltd. is a US based Corporation h...
  • 16 Days Ago

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Credit Analyst
  • TMP Metals Group
  • Pittsburgh, PA FULL_TIME
  • Job Title: Credit Analyst TMP METALS GROUP Location: Pittsburgh-Los Angeles-Mexico City-Buenos Aires-Sao Paulo-Santiago Job Type: Full-Time About Us: TMP Metals Group, Ltd. is a US based Corporation h...
  • 16 Days Ago

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Financial Analyst/Credit Analyst
  • Genesis10
  • Pittsburgh, PA FULL_TIME
  • Genesis10 is currently seeking a Financial Analyst I for a contract position in Pittsburgh, PA. The assignment will be for 6 months and has the potential to extend or convert. This position will work ...
  • 6 Days Ago

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Credit Risk Analyst
  • Dollar Bank, FSB
  • Pittsburgh, PA FULL_TIME
  • Job Overview:The Credit Review Analyst is responsible for performing commercial loan reviews to ensure credits are appropriately risk rated or adversely classified when potential credit weaknesses exi...
  • 18 Days Ago

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0 Consumer Credit Analyst jobs found in Pittsburgh, PA area

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Senior Model Developer
  • PNC Financial Services Group, Inc.
  • Pittsburgh, PA
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 4/26/2024 12:00:00 AM

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Business Analytics Consultant - SQL, Python, R, Hadoop, Oracle, Spark, Pyspark and Teradata.
  • PNC Financial Services Group, Inc.
  • Pittsburgh, PA
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 4/26/2024 12:00:00 AM

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Data Analyst Senior - Tableau/BI Operations Support (Postgres)
  • PNC Financial Services Group, Inc.
  • Pittsburgh, PA
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 4/24/2024 12:00:00 AM

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Operations Analyst Sr. - Trust Statement Analysis
  • PNC
  • Pittsburgh, PA
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 4/24/2024 12:00:00 AM

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Data Analyst
  • First Insight Inc.
  • Warrendale, PA
  • Retail Decision Technology Partnering Art & AI to Build a Better World About First Insight ?? First Insight is the globa...
  • 4/23/2024 12:00:00 AM

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Sr. Business Analyst- Regulatory Reporting
  • PNC Financial Services Group, Inc.
  • Pittsburgh, PA
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 4/22/2024 12:00:00 AM

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Operations Analyst - Account Reconcilement Processing
  • PNC Financial Services Group, Inc.
  • Pittsburgh, PA
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 4/22/2024 12:00:00 AM

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Operations Analyst Sr. - Trust Statement Analysis
  • PNC Financial Services Group, Inc.
  • Pittsburgh, PA
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 4/22/2024 12:00:00 AM

Pittsburgh (/ˈpɪtsbɜːrɡ/ PITS-burg) is a city in the Commonwealth of Pennsylvania in the United States, and is the county seat of Allegheny County. As of 2018, a population of 308,144 lives within the city limits, making it the 63rd-largest city in the U.S. The metropolitan population of 2,362,453, is the largest in both the Ohio Valley and Appalachia, the second-largest in Pennsylvania (behind Philadelphia), and the 26th-largest in the U.S. Pittsburgh is located in the south west of the state, at the confluence of the Allegheny, Monongahela, and Ohio rivers. Pittsburgh is known both as "the ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$52,734 to $71,682
Pittsburgh, Pennsylvania area prices
were up 1.9% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020