Consumer Credit Analyst jobs in Reading, PA

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Senior Credit Analyst
  • Penske
  • Reading, PA FULL_TIME
  • Position Summary:

    The role will be responsible for underwriting credit transactions for Penske Truck Leasing and Penske Logistics, performing credit due diligence, financial statement analysis, business & industry risk assessment and preparation/presentation of requisite credit write-ups. Ability to make prudent credit decisions, structure transactions adequately, and communicate same to internal and external customer to maximize collectible revenue for the company. Significant written and verbal interaction with internal and external customers on a daily basis.

    Major Responsibilities:

    • Underwrite credit transactions up to credit authority.
    • Deal structuring and negotiations with customers and Sales.
    • Customer research.
    • Prepare approval documentation for transactions above credit authority.
    • Review credit related contract documentation.
    • Other projects as assigned by the supervisor

    Qualifications:

    • Bachelor's Degree required, concentration in Accounting/Finance preferred
    • Master's Degree preferred
    • Up to 5 years of experience in banking or commercial equipment leasing.
    • Must be able to understand and analyze financial statements, business credit information and market news to understand a customer’s credit worthiness.
    • Ability to synthesize financial information with credit bureau information required.
    • Must be able to utilize deal structuring tools to make the best possible underwriting decision required.
    • Ability to go beyond raw numbers and ratios to fully understand a customer’s financial and operating condition required.
    • Must be able to coordinate multiple deals in different stages simultaneously.
    • Must have strong organizational & Communication skills.
    • Excellent MS Office suite skills required.
    • Regular, predictable, full attendance is an essential function of the job
    • Willingness to travel as necessary, work the required schedule, work at the specific location required, complete Penske employment application, submit to a background investigation (to include past employment, education, and criminal history) and drug screening are required.

    Physical Requirements:

    -The physical and mental demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    -The associate will be required to: read; communicate verbally and/or in written form; remember and analyze certain information; and remember and understand certain instructions or guidelines.

    -While performing the duties of this job, the associate may be required to stand, walk, and sit. The associate is frequently required to use hands to touch, handle, and feel, and to reach with hands and arms. The associate must be able to occasionally lift and/or move up to 25lbs/12kg.

    -Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception and the ability to adjust focus.

    Penske is an Equal Opportunity Employer.

    About Penske Truck Leasing

    Penske Truck Leasing Co., L.P., headquartered in Reading, Pennsylvania, is a partnership of Penske Corporation, Penske Automotive Group and Mitsui & Co., Ltd. A leading global transportation services provider, Penske operates a premier fleet of vehicles and serves its customers from locations in North America, South America, Europe, Australia, and Asia. Penske’s product lines include full-service truck leasing, contract maintenance, commercial and consumer truck rentals, used truck sales, transportation and warehousing management and supply chain management solutions. Visit www.GoPenske.com to learn more.

    Job Category: Risk Management/Safety

    Job Family: Finance

    Address: 100 Gundy Drive

    Primary Location: US-PA-Reading

    Employer: Penske Truck Leasing Co., L.P.

    Req ID: 2315201

  • 22 Days Ago

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Systems Analyst
  • Discovery Federal Credit Union
  • Wyomissing, PA FULL_TIME
  • Are you a self-starter that is curious and can work effectively with moderate direction? Are you consistently reliable and dependable? Do you enjoy work that is dynamic and varied? Are you a tech-savv...
  • 2 Days Ago

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Lead Member Service Representative - Credit Union Teller - Full Time
  • Hidden River Credit Union
  • Orwigsburg, PA FULL_TIME
  • Hidden River Credit Union is seeking full-time Lead Member Service Representative for the Orwigsburg Branch. A Lead Member Service Representative must display a positive attitude, excellent communicat...
  • 2 Months Ago

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Credit coordinator
  • Glen-Gery
  • Reading, PA FULL_TIME
  • Glen-Gery Corporation is a wholly owned subsidiary of Brickworks Limited. Brickworks Limited ("The Group") is a large Australian-listed group of companies. The Group has been in operation since the ea...
  • 12 Days Ago

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Credit Manager
  • Penske
  • Reading, PA FULL_TIME
  • Job Summary The role will be responsible for managing underwriting credit transactions for Penske Truck Leasing and Penske Logistics, performing credit due diligence, financial statement analysis, bus...
  • 2 Months Ago

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Consumer Relations Associate : 343067
  • CorTech
  • Reading, PA FULL_TIME
  • CorTech is seeking to hire a Consumer Relations Associate for our client in Reading, PA! Benefits Available! Weekly Pay! $18.00/Hour "Must be able to pass a pre-employment background check." Shift: 2n...
  • Just Posted

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0 Consumer Credit Analyst jobs found in Reading, PA area

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Financial Analyst - Tax
  • Penske Truck Leasing Co., L.P.
  • Reading, PA
  • Position Summary: The Senior Operating Tax Analyst must have an understanding of operating tax statute. They represent P...
  • 5/7/2024 12:00:00 AM

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Behavior Consultant (BC)/Board Certified Behavior Analyst (BCBA)
  • Achieving True Self
  • Carlisle, PA
  • Achieving True Self is looking for BC's and BCBA's. Behavior Consultant (BC)/Board Certified Behavior Analyst (BCBA)- LO...
  • 5/7/2024 12:00:00 AM

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Business Analyst
  • Advantage Solutions
  • Carlisle, PA
  • Summary: Business Analyst At our Company, we grow People, Brands, and Businesses! We are seeking a dynamic Business Anal...
  • 5/7/2024 12:00:00 AM

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Sr Analyst, Controllership - SEC Reporting
  • Santander Holdings USA Inc
  • Reading, PA
  • Sr Analyst, Controllership - SEC Reporting Dallas, United States of America The Sr. Analyst, Controllership is responsib...
  • 5/6/2024 12:00:00 AM

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Sr. (Lead) Data Engineer I (II)
  • PJM
  • Audubon, PA
  • Flexible Work Arrangement - Hybrid The Sr. (Lead) Data Engineer is responsible for designing and implementing methods to...
  • 5/6/2024 12:00:00 AM

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Data Modeler
  • Onbe
  • Conshohocken, PA
  • Onbe, a fast-growing FinTech, bringing innovation to a rapidly growing global marketplace, stands for "on behalf." Becau...
  • 5/6/2024 12:00:00 AM

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Financial Analyst - Manufacturing
  • Johnson Matthey
  • Devon, PA
  • Together for a cleaner, healthier world. Johnson Matthey, a FTSE 250 company, is a global leader in sustainable technolo...
  • 5/6/2024 12:00:00 AM

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Senior Salesforce Developer
  • Vishay Intertechnology, Inc.
  • Malvern, PA
  • We are seeking great talent to help us build The DNA of tech.® Vishay manufactures one of the world’s largest portfolios...
  • 5/4/2024 12:00:00 AM

Reading (/ˈrɛdɪŋ/ RED-ing; Pennsylvania German: Reddin) is a city in and the county seat of Berks County, Pennsylvania, United States. With a population of 87,575, it is the fifth-largest city in Pennsylvania. Located in the southeastern part of the state, it is the principal city of the Greater Reading Area, and is furthermore included in the Philadelphia-Reading-Camden PA-NJ-DE-MD Combined Statistical Area. The city, which is approximately halfway between the state's most populous city, Philadelphia, and the state capital, Harrisburg (as well as about halfway between Allentown and Lancaster)...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$53,409 to $72,597
Reading, Pennsylvania area prices
were up 1.5% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020