Consumer Credit Analyst jobs in Saginaw, MI

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit analyst
  • Gpac
  • Midland, MI FULL_TIME
  • Commercial Credit Analyst Qualifications :

    POSITION SUMMARY : The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients.

    They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit reviews as needed, ensure compliance with the Bank's credit policies and procedures, ensure the timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.

    PRIMARY RESPONSIBILITIES :

    • Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
    • Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
    • Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
    • Provides thorough documentation of all financial analysis with via spreadsheets and written credit offering memorandums.
    • Suggests a loan grade after conducting a thorough credit analysis and documentation review.
    • Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
    • Provides assigned reports.
    • Performs annual review of loan relationships.
    • Must have 5 years experience in a bank as a Credit Analyst.

    All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

    GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990.

    We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

    Last updated : 2024-02-23

  • 1 Month Ago

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Credit analyst
  • Gpac
  • Bay, MI FULL_TIME
  • Commercial Credit Analyst Qualifications : POSITION SUMMARY : The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clien...
  • 1 Month Ago

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Consumer Loan Processor - Alpena Main
  • Alpena Alcona Area Credit Union
  • Alpena, MI FULL_TIME
  • Duties: Are you ready for a new and thrilling career? As a Consumer Loan Processor at Alpena Alcona Area Credit Union’s Main Office location, you will ensure completeness of consumer loan documentatio...
  • 4 Days Ago

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Financial Credit Analyst
  • Zero Fee Solutions
  • Davison, MI FULL_TIME
  • At Zero Fee Solutions We are seeking to hire a credit analyst to join our team. You will manage a portfolio of clients and report to the Head of Credit. Your responsibilities will include evaluating t...
  • 9 Days Ago

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Commercial Credit Associate
  • ELGA Credit Union
  • Grand Blanc, MI FULL_TIME
  • ELGA Credit Union Commercial Credit Associate Department: Commercial Reports To: Commercial Services Director Classification: Non-Exempt Supervises Direct: 0 Supervises Indirect: 0 Role: Responsible f...
  • Just Posted

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Credit specialist
  • Thelen Auto Group
  • Bay, MI FULL_TIME
  • JPM Credit Specialist : Fast Finance Auto Sales is currently seeking friendly, outgoing, and highly motivated team players to assist customers with their used vehicle purchases in a fast-paced and fun...
  • 1 Month Ago

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0 Consumer Credit Analyst jobs found in Saginaw, MI area

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Planning Analyst
  • Hantz Group
  • Saginaw, MI
  • Hantz Group is a Michigan-based financial company that works with individuals and businesses to help them achieve their ...
  • 3/28/2024 12:00:00 AM

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Truck Driver
  • Waste Management, Inc.
  • Saginaw, MI
  • Residential Drivers operate heavy-duty trucks and are responsible for the collection of residential household waste or r...
  • 3/28/2024 12:00:00 AM

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Small Equipment Operator
  • Waste Management, Inc.
  • Saginaw, MI
  • Operates several equipment types including but not limited to baler, front-end loader, bobcat, candensifier, or forklift...
  • 3/28/2024 12:00:00 AM

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Field/Mortgage Inspector
  • RL Vantage Point LLC
  • Saginaw, MI
  • Description RL Vantage Point is Michigan's biggest field inspection company, and as we grow bigger we are looking to add...
  • 3/28/2024 12:00:00 AM

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Production Manager
  • The Judge Group
  • Saginaw, MI
  • Our client is currently seeking a Production Manager for their manufacturing facility.Responsibilities:Oversee team of p...
  • 3/28/2024 12:00:00 AM

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Sanitation Supervisor
  • The Judge Group
  • Saginaw, MI
  • Our client is currently seeking a Sanitation Supervisor for their Dairy Processing facility.Responsibilities: Supervise ...
  • 3/28/2024 12:00:00 AM

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Travel Nurse RN - OR - Operating Room - $1,988 per week
  • PRN Healthcare
  • Saginaw, MI
  • Next Move Inc is seeking a travel nurse RN OR - Operating Room for a travel nursing job in Saginaw, Michigan. Job Descri...
  • 3/28/2024 12:00:00 AM

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Travel Nurse RN - PCU - Progressive Care Unit - $2,167 per week
  • TRS Healthcare
  • Saginaw, MI
  • Planet Healthcare is seeking a travel nurse RN PCU - Progressive Care Unit for a travel nursing job in Saginaw, Michigan...
  • 3/28/2024 12:00:00 AM

Saginaw (/ˈsæɡɪnɔː/) is a city in the U.S. state of Michigan and the seat of Saginaw County. The city of Saginaw and Saginaw County are both located in the area known as Mid-Michigan or Central Michigan. The city of Saginaw is located adjacent to Saginaw Charter Township and is considered part of the Tri-City area, along with neighboring Bay City and Midland. The Saginaw County MSA had a population of 196,542 in 2013. The city is also the largest municipality within the Saginaw, Midland, and Bay City Metropolitan Area. The city of Saginaw was a thriving lumber town in the 19th century and an i...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$49,997 to $67,956
Saginaw, Michigan area prices
were up 1.3% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020